Jose Miller3 said:So, you just found out that personal bankers actually exist? 😕
P R I V A T E, meaning for the big shots. You don't stress out those kinds of clients, and nobody bothers them with trivial nonsense. They ask us all sorts of silly questions. That's what I meant by "us" versus "them."
To look at it from the other side, what are clients actually allowed to ask a bank or its employees if they're depositing money—basically "lending" it to the bank?
I was reading about this topic about ten days ago, and then over the weekend I headed into Chicago to grab lunch with a friend who was part of a larger group. It turns out one of them works at JPMorgan Chase. So, the conversation starts moving and I ask him why they put clients through all those annoying questions, and he just tells me, "We don't bother our clients; we value them deeply." Now I'm just sitting there with a massive question mark over my head because there are tons of people here protesting for good reason. Honestly, it felt like he was just reciting a corporate slogan from a Chase commercial. 😁 Later on, my friend mentions that the guy is actually a private banker. So, I guess there really is a distinction between "us" and "them."
If you're booking one of Zabin's catering spreads, is it more like a buffet where you just grab what you need, or are you stuck taking everything on the menu? 🙂
I could really use some help here. I’m feeling a bit lost because we don't have much turnover, but things seem to be changing constantly. 🙂
I'm a small business owner—just three of us in total—and we handle all our filings manually at the local office. One of my employees is moving on to a new gig; he’s set to sign his new contract on Monday, October 20th, and his new employers are insisting he show up with proof from Medicare that he's been deregistered. We’re planning to sign a severance agreement, which works fine, BUT I’m stuck on what date to actually put as his final day of employment.
Should I go with October 17th? That’s Friday, so I could head down to the office then to manually file his de-registration using the M-2P with the Social Security Administration and the standard paperwork with Medicare. But honestly, I don't want to screw him over. Ideally, I'd love for his employment to officially end on October 19th so he doesn't lose those two days of seniority over the weekend. I'm just worried about the logistics since October 19th is a Sunday, and I only have a 24-hour window to notify the Social Security Administration. Plus, he needs to show up at the new job already cleared by Monday the 20th.
It would be amazing if I could end his employment on the 19th but file the paperwork on the 17th, basically filing in advance for the 19th.
Or maybe I should just not overcomplicate things and deregister him on October 17th? He’d lose those two days leading up to the 19th, but at least I wouldn't risk getting hit with a penalty.
Since I don't live in Chicago, I'd have to travel just for testing, so I was wondering if anyone knows which private clinic in the area can run these specific tests: Vitamin A, Vitamin B6, Vitamin B7, DHT, and Selenium?
I've been browsing through options like Quest Diagnostics, Labcorp, and several local clinics—there are at least eight different places!—but none of them seem to offer all of these together. Some places can do Vitamin A and Selenium, but nothing else. To be clear, my doctor requested these specifically, so I'm not just picking them out of thin air. 🙂
Ryan Carter52 said:So, how did they get back to you? Did you just send an email or did you actually head down to a local branch?
I guess he headed over there to check on the computers. Maybe. Quentin.
Charles Stewart60 said:Wait, those aren't NYC plates?? It's liability insurance, so you won't be the one collecting on it... looks like a killer deal to me.
My car is 140 hp. Last year, I grabbed a 20% discount through GEICO and it ended up being $1100.
The deal expires next week, and with a 25% discount, GEICO is quoting $2,700 while a local outfit down on the Gulf Coast is offering it for $2,150. Honestly, who even are these guys? It doesn't even matter that much since I won't be filing any claims, but I really don't want to sign my life away to some shady company. What’s their reputation like?
I'm working on an Excel spreadsheet and I have columns with names longer than 50 characters. If I widen the columns enough to read everything, I'd probably need a 100" monitor just to see all 20 columns at once! 🙂
So, my question is, how can I take a cell like:
"123456789012345678901234567890"
and make it look like this:
"1234567890 1234567890 1234567890"
so the column stays narrow but the text stacks vertically?
A quick question regarding extended warranties. If I've posted this in the wrong section, I'd kindly ask the admin to move it. 🙂
So, our biggest retailer is offering extended warranties at absolutely ridiculous prices http://www.istyle.eu/hr/istyle-produljeno-jamstvo depending on which device you bought. Are we looking at different types of coverage here, or is it all essentially the same thing?
Meanwhile, when I check directly through the manufacturer, the prices are way, way lower. My question is: hypothetically, could I buy a warranty code from overseas, register it online, and still have the exact same rights and coverage as if I had purchased it locally here in the States?
Wells Fargo sent me an offer for a 3-year personal loan based on my current savings account. It arrived in a standard envelope, and the deposit amount was clearly visible right there on the letter.
My wife hasn't received anything yet, even though she has a savings account with them too. I asked her if hers might have been intercepted by some shady neighbor stealing mail from the apartment boxes. Just awful. As soon as our CDs mature, we're moving our money elsewhere. 😠
Does anyone have advice on where I should ask if this diuretic regimen is too much? My primary care doctor prescribed these for ascites and leg swelling caused by peritoneal carcinomatosis, since the oncologist just gave a general recommendation for diuretics and left us to figure out the specifics. So, daily, it looks like: one 40 mg dose of Lasix, one 50 mg dose of Aldactone, and half a dose of Xanax (dissolved in about 4 ounces of water)?
Is it okay to take all of these at once—just swallow both pills along with the Xanax—or should there be some kind of spacing out during the day?
So, they actually rejected my transfer at Chase today just because I didn't have the recipient's routing number handy. I don't even know how to argue with them since I can't exactly tell them, "Well, placidmaker6 on the forum said it was fine without it." 🙂 Basically, I'm just warning you all that either the people at the bank are totally clueless or they just don't care; they think they're untouchable, so maybe be careful if you're trying to make any last-minute payments.
Patrick Collins4 said:For another year, the recipient's account can stay in the old format. Starting June 1st, an IBAN is mandatory only for the sender.
Could you please send a link for this? I have a mountain of payments due next week and I don't have the recipients' routing numbers, so I'm wondering if I should maybe panic 🙂 or if I can just fill out the Hub's forms using the old account format (for the recipients). I definitely have my own routing number.
Is it actually cheaper to grab insurance online instead of heading down to a local agent? I’ve been playing around with the Microsoft liability calculator, and when I plug in my exact current coverage details, the quote comes back lower—like, almost 3.5% less than what I'm paying right now.
Where does that 3.5% difference come from? I guess maybe that guy at the local agency added some sort of commission that just isn't there if I buy it through the website? 🤷
Can't we just withdraw up to 10 $0.00 a month without having to ask downtown? I guess you can just keep withdrawing everything for a few months while this ridiculous law is still in effect.
The issue really boils down to the sender. When a payer messes up the transfer—like typing in the wrong account number—you’re basically at the mercy of the recipient's good graces to get that money back. The bank just acts as a free mediator, essentially providing a courtesy service. You end up having to plead with the recipient, appeal to their sense of ethics, or even threaten legal action for unjust enrichment, and it just drags on forever.
Now, if the sender provided the correct account number but a bank clerk's mistake sent the funds to some random account instead, then the bank is actually liable because it was their blunder. In that scenario, you'd have every right to be frustrated with how slow the bank is moving.
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