hiddendriver34 said:Wait, shouldn't a formal affidavit actually come from a Notary Public instead of some random law firm? And honestly, how is anyone expecting me to just have receipts or bank statements sitting around from six years ago?
I’m dealing with the exact same thing. Only difference is I never even got the ruling. By the time I realized what was happening, the seizure was already done because the ruling became final. Once it’s final, you lose your right to appeal. They just snatch the money straight from your checking account and leave you sitting there crying about it.
Once they finished the seizure, I went to the Federal Reserve to grab a copy of the ruling just to see what the hell was going on. Basically, the law firm representing the creditor sends the notice, and it's supposed to include the actual notary's seizure order. That document is meant to tell you to either pay up or appeal within eight days...
Those papers are supposed to list the specific account numbers being claimed. But an account number alone is useless. You can't actually access any data from that account based on just a number to figure out if the bill is legitimate or if they messed up. When I reached out to my cell provider regarding a bill from January 2012, they told me they had nothing. Apparently, they wipe everything older than a year. They couldn't even explain how they'd prove anything if I sued them to get my seized funds back—how are they supposed to show the usage on my line that triggered that disputed bill?
Bottom line: you aren't getting a single shred of info about the debt from the service provider because, according to them, it doesn't exist in their system anymore. Their lawyers will give you information in tiny, pathetic droplets, but they won't help you at all since you're their target, not their client. Your best bet is asking the Federal Reserve for a ledger, which will cost you about $6.25/page. You might get a few more details, but even then, you won't really know if you have a leg to stand on or not...
Basically, you're screwed unless the notary made a massive procedural error...
I’d love to be wrong here. Someone please correct me...