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Posts by Frank Garcia85

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Car Insurance: What are your experiences? in Banking, Insurance & Loans ·
So we're in the USA now and car insurance prices haven't budged an inch...

Under these new rules, the government isn't going to dictate mandatory liability rates based on risk zones or engine size anymore. Instead, insurance companies get to submit their own pricing to the FBI based on their own risk assessments and whatever they feel like.

I bet the insurance giants already sent their price lists over to the FBI......

What's the hold-up?
Best cheap auto insurance? in Banking, Insurance & Loans ·
What’s the deal with car insurance liberalization once we join the European Union?
Our local insurance companies won't budge on those mandatory auto policy prices. It makes me wonder... could I just insure my car in some other European Union country instead?
Wage garnishments and collections in Law ·
UNPAID PHONE BILL, UNPAID....

Hey,

I posted my experience on the AT&T thread, but I'm asking for advice here....

So, here's what happened.....

I walked into an AT&T store planning to sign a new contract, but the clerk just tells me, "Sir, you can't have a contract with us because of an outstanding debt."
At first, I thought it was some mistake and asked for details. The guy says I owe about 25 cents from back in 2009! He said it was sent over to Euler Hermes and gave me their number and email to deal with them.....

I got home and was totally confused. What debt? Then my wife reminded me I had an AT&T mobile data plan in 2009. I canceled it after one day because there was zero signal at my old place, and since I moved right away, I obviously never even got a bill for that single day of service.....

Man, it's frustrating. I Googled Euler Hermes (the debt collection agency) and it felt weird that they never actually called me to say I owed anything or ask for payment.
It seems to me they just pass these tiny debts to law firms. Those firms then drag things out using shady tactics to rack up fees until a $6.75 debt turns into something massive....

Euler Hermes sent me a paper saying my debt is closed and that I can use it to start a new contract. When I pushed them to explain what "closed" means—since I never actually paid the "debt"—they basically snapped at me. They said it's none of my business how it works. It's like they just handed it off to a firm that makes its living on collections.

I emailed AT&T to get an explanation, but they’re washing their hands of the whole thing. They claim they only keep records for a year so they can't send me a new bill, and via email, they just told me they'd forward my inquiry to "the appropriate departments".....
The letter I mailed to their address at 19th Street in Troy was returned to sender because they moved! Yet, the AT&T website still lists that exact address where my mail keeps bouncing back!!!

I am seriously frustrated and angry 🙂....What now? Just wait for a legal judgment?
I contacted FINRA (and I mean this sincerely, I really respect their service), but they told me they can't tell me which lawyer or notary started the process until a formal judgment hits and my account gets frozen.

Basically, I'm stuck waiting for a lawsuit that would have caught me completely by surprise if I hadn't walked into that AT&T store today 🙂....

Hoping some lawyer here has some wise advice....

Thanks
Best software for trimming audio files? in Software ·
analogwalker2 said:You can do this in any audio editor. Just grab something like Adobe Audition or even just free stuff like Audacity and you're good to go.

It’s easy. Open the software, drop in your MP3 or whatever file you have, cut out the parts you don't want, hit "save as," and boom. Done.👍

🙏 thanks, Audacity is awesome. I just highlight what I don't need with my mouse and click the scissors icon...🙏
Best software for trimming audio files? in Software ·
Man, I downloaded Cool Edit and Adobe Audition, but they're both way too much for what I actually need. I just want some basic, simple little program where I can slice up my MP3 files into different tracks...
Best software for trimming audio files? in Software ·
It's been way too long since I checked this thread, so I figured I'd pop in to see if anything's changed.
Basically, I just want to get an MP3 onto my phone, but only a specific part of the track...
Nirvana in Music ·
It’s kind of sad watching them come back with such a different lineup. No Japanese guitarist and that guy from Chicago playing folk blues on his guitar, so I don't know...🤷

Just downloaded the new album and honestly...
Raymond Barrett12 said:Wow, you really shut her down. 😲

I tried my best😁

I can't even get out of bed without hearing someone try to drag me down just because they're miserable. It's exhausting.😠
Lily Allen is absolute perfection. I don't care what anyone else thinks... she’s just the best!

And honestly, to all those people dragging her and comparing her to some pop starlet from a Hollywood hit song—she actually sang a perfect little diss track about you guys yesterday...

http://www.youtube.com/watch?v=IpZm1...eature=related
😛
She's the queen!
I'd also love to see Taylor Swift...
It's honestly ridiculous. You see more people searching for S.A.R.S. on YouTube than N.W.A.
When I'm not listening to hip-hop...🤷
Ramones - Kansas City 06.06.2009 in Music ·
No, it’s just not... you know, it’s really not that🤷
brisklynx51 said:Even the top students have them. And part-timers have them too, 🙂 so what's the big deal?

Kraftwerk 👋 and maybe Franz Ferdinand could play again..

They just need your Social Security number (that's what they put in the system when you buy a ticket). For undergrads, it’s on their student ID, and for older students, it's on their campus card. Even part-time students have IDs—the only difference I know is they don't get subsidized meal plans at the dining hall, but that's a whole different conversation...
Kyle Jackson54 said:Haha, most of these artists are totally washed up. 😬

Moby is the absolute goat. And talk about washed up? He had three singles in the top three in the USA last year.
Man, you wouldn't believe it, I was playing a gig just a week after Coachella...
I’m already seeing second-rate bands at both festivals.....
Ethan Hall10 said:hmmm yeah, the stage is a theater, but different artists have totally different ideas about what a "show" actually means. In raw rock, that factor is basically zero, which is why people are so surprised. I agree there are snobs in the crowd listening to The White Stripes @ The Viper Room just because she's Juliette Lewis. It’s the same way a bunch of girls listen to U2 or Jamiroquai just because the singer is "so cute"—if you swapped the frontman for some guy with the same voice but an ugly face, they’d lose interest instantly. That’s where we stop talking about music and start talking about acting—not by the performer, but by the audience itself. That’s just being a poser.
And it was obvious yesterday that most of the crowd was nowhere near "garage rocker" vibes. Hardly anyone was even moving. The crowd had zero intention of causing trouble, even in the front row, which is usually the default at a heavy show like this. Instead, we just had 15 meatheads in the front row who would've probably lost it if Juliette Lewis got within a foot of the monitors near the edge of the stage. Nobody understood the pauses either; they just clapped during the breaks like the song was already over. They're just music posers looking to break the monotony between pop and country, or maybe they brought a date, or they just wanted to see "that actress" sing.
I don't even know her catalog. I was curious how an actress sings, but hey, David Hasselhoff sings too, so who cares? Not because he's a blonde idiot, but because his singing is garbage. Supposedly Juliette Lewis does great raw rock, but it's the kind of "raw rock" that lacks a single decent riff. If there were riffs, then the soundcheck was a total disaster, and that's the real tragedy here. I came for the raw energy because I'm part of the underground scene, someone who lives for a mosh pit. That’s exactly why the lack of actual riffs and the lack of energy that carries a crowd left me thirsty while standing right next to the water. But instead, all you see are sweaty idiots making no noise and a little girl giving it her all, but in the end, like someone else said, it's just oil and water.

Her trying to act like Iggy Pop doesn't change the fact that she could hit those same notes with the mixer on mute. Great visuals, terrible tone.

🙂
Karen Kern said:You can't just compare YouTube clips to studio albums. It’s totally different. I used to think they were great before, but I had no idea what they were actually capable of until yesterday. That energy on stage... wow. They sound so much better live. Honestly, that was one of the most intense shows I've ever seen!
And besides, what do you mean by acting or being over the top? That's called "performance," honey, and it's part of every great rock show! 😉
Juliette definitely knows how to pull it off!
😍

A real show is what Gogol and Culture Shock do. A show is the Rolling Stones and Prodigy. You just can't stomach all that performance art and selling sex...
Honestly, it’s just pure fluff to me...
I watched a bit of her Exit set and some clips on YouTube, and it all feels so overhyped and performative. She definitely deserves an Oscar for that acting, but she hasn't even broken into the mainstream yet......
AutoCAD tips and tricks? in Software ·
The company uses the original 2008 version, but I’ve got 2008 at my place near the subway station🙂
AutoCAD tips and tricks? in Software ·
redheron12 said:Just turn that whole pumping station into one single block. Then just go into properties and change the scale on the axis you need, or just hit Stretch 😉

Then you can just explode the block later. 🙂

🙏🙏
I thought using a block was the smart way to do it...👍
Thanks, thanks!
🙏🙏