Visa Prepaid Refresh card

So, how exactly am I supposed to get this thing activated?

I am seriously, seriously suspicious about someone just sending money to one of my old cards without even giving me a heads-up... I’m not going to activate it because I don't even want the card, but now I'm stuck wondering what the move is. Should I actually reach out to them to figure out what this is about and let them know I didn't ask for this—no offense intended, obviously—or should I just ignore the whole thing? Like, is there even anything I *can* do if I just leave the card inactive?

According to the activation instructions, once I get the PIN (which I did), I'm supposed to go to the website mentioned above and follow some "simple steps" to get it running.

The whole thing just reeks of a scam to me.

In the States, I’m a big fan of using Visa Prepaid Gift Cards as go-to presents.

Look, nobody actually gave us a heads-up about this "gift," right? And it’s not even from one of our usual banks—it’s a carbon copy of the exact same card I saw on that website I posted earlier. So, if we're being real, someone would have had to go online and sign up for that VISA Prepaid Card manually. And they didn't, because let's face it, that wouldn't be much of a surprise, would it? Plus, there's the other thing—the whole thing was sent to an address that's strictly listed in the official paperwork.

And did he work in England? It’s entirely possible they tracked him down through data sharing agreements.

Nah, that’s just not it... It’s got absolutely nothing to do with England.

Honestly, your best bet is just to head down to the bank in person and see what they have to say about it. Find out exactly what's going on from their side. If they don't have the answers, I'm not sure anyone else would either...

I ended up doing something pretty similar, though the card wasn't even from one of our local banks—and honestly, I was told the whole thing was just a total bait-and-switch tactic. Just like I suspected, they basically told me I couldn't do a single thing unless I went through the hassle of activating the card first. The person I was chatting with was absolutely floored—like, genuinely shocked—that companies have actually started pulling this kind of stunt... I mean, seriously? They just cold-mail you a random card that nobody ever asked for, without any signed contracts or anything official, and just hope someone is gullible enough to take the bait. 👎

Has anyone actually used one of these abroad or tried making online purchases from overseas sites?

My old man gave me one of those VISA Prepaid Cards from Chase for Christmas, and now what? Am I supposed to just use it at grocery stores? 😁D

So, while we're waiting on someone to actually answer, does anyone even know what the payouts look like? :nezna:

Compensation for what exactly? 🤷

I was talking about the card issuance fees, deposit requirements, and all that extra junk.
Does the money just get pulled straight from the card automatically?
Do I actually need online banking to keep an eye on my spending, and what's the damage on those fees?

I checked their website and it looks like there aren't any deposit fees, plus...🤷
If there's an issuance fee at all, I doubt it would be much.

I have a question here. I was thinking about getting this card so I could bet online and maybe pick up an NBA streaming package, but I've run into a bit of a snag. On the Wells Fargo website, it says this card is listed as a Visa/Mastercard, yet both of those things I want to do specifically state they only accept Mastercard. Does that mean I won't be able to use this card for either of them?😕 If that's the case, I guess there's still a chance I can just sign up through PayPal, right?😕

I’m planning a trip and considering just grabbing a VISA Prepaid Gift Card. I don't strictly care if it works online, but I really want to avoid any headaches at ATMs or when paying in shops. Has anyone actually tried using one abroad? Also, does the currency conversion from dollars to pounds—in my case—absolutely murder you with fees?

It seems there are plenty of clueless people here. This card works perfectly fine for all online payments, and you can obviously register it with PayPal without any issues. It functions just like a standard Visa Prepaid Gift Card, and I've even been able to use it to guarantee hotel bookings...

Does this card have a chip? And will it actually work in the USA, Canada, or Australia—unlike a Visa Electron?

Visa Electron works worldwide (as long as you actually have funds on the account) anywhere they take Visa.
Same logic should apply to this one.