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Western Union

Started by Dana Ward17 · · 👁 7 views · 183 replies

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Participants Dana Ward17rapidviper54steelsailor18Douglas PatelJeffrey Bishop70Charles Ramos7Kevin Booth6driftingbadger3cosmicviper36Lisa Brown5Donna Thompson2Nicole Lee4Megan Newman3Daniel Gonzalez4Samuel Perez32Adam Fox3shadowpuma75Ronald AllenNicholas Turnerdarkmaker94Emily Jackson46Noah Thompsonboldfox10restlessnomad16 …
darkmaker94 darkmaker94 Regular
417 messages
joined Aug 2011
#21 ·
How to send money

1. Head to your local post office that offers western union services and fill out a money transfer form.
2. Hand the completed form and your cash to the agent. Make sure they give you a receipt and a tracking number.
3. Let the person receiving the money know exactly how much you sent.

The recipient can pick up the cash at any western union location worldwide in just a few minutes.

How to receive money

1. Confirm that the funds were sent via the western union network. Your sender will let you know the amount and when it was sent.
2. Once you get the word, hit up a nearby western union agent, show some ID, and fill out a pickup form.
You'll need the sender's full name, the total amount, and the US state where it was sent from.
3. The agent will check the system to verify the transfer and hand over your cash on the spot.

Only the sender covers the fees. 😉
Nicholas Turner Nicholas Turner Active Member
125 messages
joined Oct 2010
#22 ·
Great—it doesn't cost me a dime! The funds were transferred instantly, so if the sender actually wants to go through with this despite the fee, well, that’s their headache to deal with. 😁

Thanks darkmaker94
darkmaker94 darkmaker94 Regular
417 messages
joined Aug 2011
#23 ·
Yeah. But man, those fees they charge are insane. 🙄

Nah 😉
Ronald Allen Ronald Allen Active Member
160 messages
joined Oct 2010
#24 ·
Don't forget about that "control number" the sender gets when they wire the cash. They have to pass that along to the recipient so it can be entered on the "money pickup" form.
Emily Jackson46 Emily Jackson46 Newcomer
1 message
joined Jan 2009
#25 ·
What’s the fee if I receive about $1,500 via western union? How much is the commission?
darkmaker94 darkmaker94 Regular
417 messages
joined Aug 2011
#26 ·
I don't think you'll owe anything. Whoever's sending it covers the cost. Based on USPS rates, it'd be about $167.
Ronald Allen Ronald Allen Active Member
160 messages
joined Oct 2010
#27 ·
Emily Jackson46 said:What’s the fee if I receive about $1,500 via western union? How much is the commission?

Well, you’ll probably just receive it in dollars and then have to deal with the conversion if you want local cash, so I guess just factor in the exchange rate spread.
Noah Thompson Noah Thompson Member
35 messages
joined Apr 2009
#28 ·
Can anyone tell me if there's actually any kind of protection
or insurance if a seller scams me...
I want to pick something up online, but the seller only takes Western Union...
What's the move if a seller tries to rip off a buyer in any way?

thnx
boldfox10 boldfox10 Newcomer
2 messages
joined Oct 2018
#29 ·
What do you think about buying a phone from some random guy living in England who only communicates through MSN?
Those guys are nothing but scammers. Honestly, I don't think there's anything you can even do if he rips you off—and if you've already handed over your routing number, anyone could basically just swoop in and drain your cash, right?...
restlessnomad16 restlessnomad16 Newcomer
7 messages
joined Dec 2012
#30 ·
AHAHAH

What kind of fee am I looking at if I try to drop like eleven bucks into an account...
darkmaker94 darkmaker94 Regular
417 messages
joined Aug 2011
#31 ·
$33 So using Western Union isn't even worth the hassle.
Noah Thompson Noah Thompson Member
35 messages
joined Apr 2009
#32 ·
boldfox10 said:What do you think about buying a phone from some random guy living in England who only communicates through MSN?
Those guys are nothing but scammers. Honestly, I don't think there's anything you can even do if he rips you off—and if you've already handed over your routing number, anyone could basically just swoop in and drain your cash, right?...

I haven't bought anything like that... I stick to PayPal for everything.
I was actually thinking about picking up a watch... but yeah, definitely not happening because
it's way too risky. As the buyer, you have zero protection here...

Thnx
Nicholas Turner Nicholas Turner Active Member
125 messages
joined Oct 2010
#33 ·
I’m a bit confused here.

A guy over in Belgium needs to wire me a hypothetical $333. He’s an American living there and has this amount in USD sitting on him. Since he likely won't be able to just walk up to a counter in Belgium and hand over cash in dollars—that wouldn't fly—he has to send me Euros, right? So, exactly how many Euros does he need to send so that I end up with $333 once I hit up the USPS? How do I calculate this precisely? I really don't want him breathing down my neck thinking I shortchanged him by a few bucks! What kind of exchange rate does the USPS use since they aren't exactly a major bank? Also, can I actually request the payout in Euros at the USPS office—if they use their own internal rate, doesn't that mean they're basically trading currency and should have them on hand?
Ronald Allen Ronald Allen Active Member
160 messages
joined Oct 2010
#34 ·
Nicholas Turner said:I’m a bit confused here.

A guy over in Belgium needs to wire me a hypothetical $333. He’s an American living there and has this amount in USD sitting on him. Since he likely won't be able to just walk up to a counter in Belgium and hand over cash in dollars—that wouldn't fly—he has to send me Euros, right? So, exactly how many Euros does he need to send so that I end up with $333 once I hit up the USPS? How do I calculate this precisely? I really don't want him breathing down my neck thinking I shortchanged him by a few bucks! What kind of exchange rate does the USPS use since they aren't exactly a major bank? Also, can I actually request the payout in Euros at the USPS office—if they use their own internal rate, doesn't that mean they're basically trading currency and should have them on hand?

Nah, look.
He’s gotta send you Euros. But you should check today's buying rate for cash and checks (that's the rate you'd get if you were swapping the Euros from a financial institution) $333 at whatever bank you'd use to pick up the money. I doubt the USPS will pay out in Euros, but hey, it doesn't cost anything to ask.
For him, the main thing is knowing how many Euros to wire, because he still has to cover the transfer fees so that you get the full value of your $333 based on that exchange rate I mentioned.

Example:

Erste - 1 € = $2.50 (1000/7,35=136,05 €)
Chase - 1 € = $2.50
Bank of America - 1 € = $2.50
RBA - 1 € = $2.50
Nicholas Turner Nicholas Turner Active Member
125 messages
joined Oct 2010
#35 ·
So, it all boils down to which specific bank or branch I choose for the withdrawal? Well, now I finally have my answer! 🙂 Thnx
Ronald Allen Ronald Allen Active Member
160 messages
joined Oct 2010
#36 ·
Nicholas Turner said:So, it all boils down to which specific bank or branch I choose for the withdrawal? Well, now I finally have my answer! 🙂 Thnx

Just find a better exchange rate and you're golden.
Btw, I really hope you have that control number ready to go on the pickup form... 🤔
Once he sends the money from Belgium, you should be able to grab the cash here within half an hour. He just has to send you that control number, and you’ll need to know exactly how much you're expecting—but remember, it has to be in USD!
Nicholas Turner Nicholas Turner Active Member
125 messages
joined Oct 2010
#37 ·
Thanks for checking in, but I actually already mastered that part by digging through the earlier posts in this thread—everything is already squared away!
Lisa Adams54 Lisa Adams54 Newcomer
7 messages
joined Sep 2010
#38 ·
Nicholas Turner said:I’m a bit confused here.

A guy over in Belgium needs to wire me a hypothetical $333. He’s an American living there and has this amount in USD sitting on him. Since he likely won't be able to just walk up to a counter in Belgium and hand over cash in dollars—that wouldn't fly—he has to send me Euros, right? So, exactly how many Euros does he need to send so that I end up with $333 once I hit up the USPS? How do I calculate this precisely? I really don't want him breathing down my neck thinking I shortchanged him by a few bucks! What kind of exchange rate does the USPS use since they aren't exactly a major bank? Also, can I actually request the payout in Euros at the USPS office—if they use their own internal rate, doesn't that mean they're basically trading currency and should have them on hand?

When that guy in Belgium goes to send the money, he should just fill out the Wu form and specify that he wants to send $333 FIXED. They'll calculate the exchange rate at Wu, he pays the Euro equivalent, and then when you go to pick up the cash, you get exactly $333.
nimblesurfer77 nimblesurfer77 Member
31 messages
joined Mar 2009
#39 ·
Can someone walk me through the specifics of sending money via Western Union? I need to get some cash over to the US, and while I think this might be the fastest route, I’m honestly pretty clueless about how the actual process works. If anyone has experience with it, could you break it down for me? I'm mostly concerned about the fees—how much am I actually going to lose in transaction costs?
darkmaker94 darkmaker94 Regular
417 messages
joined Aug 2011
#40 ·
www.usps.com, you can find all the instructions and rates there.

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