#41 ·
Does anyone know if the fees are lower when the recipient has an account at a bank that works directly with Western Union?
Western Union
Started by Dana Ward17 · · 👁 14 views · 183 replies
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#42 ·
Does anyone know if I can actually send money abroad to an American citizen, like, someone who doesn't even live there?
#43 ·
nimblesurfer77 said:Does anyone know if the fees are lower when the recipient has an account at a bank that works directly with Western Union?
Nah, because Western Union isn't tied to any specific bank account out there.
Joshua Doyle75 said:Does anyone know if I can actually send money abroad to an American citizen, like, someone who doesn't even live there?
I guess you could, but maybe it wouldn't hurt to just call them up and check before you head over there.
#44 ·
steelsailor18 said:Not sure how much this even fits in this Threads thread, but just a heads up:
Using Western Union or stuff like that to buy or sell a car on those big global sites? Pretty risky. Don't be that person who gets scammed and sends thousands upfront. Once that cash hits Western Union, anyone can grab it and there's basically zero way to get it back—unlike what some banks offer.
So, stay sharp. Avoid those "too good to be true" car deals, especially if the seller is emailing you from Ireland or England.
Anyone want more info? Just ask.
"Too good to be true!" I was just browsing an ad for a Volkswagen Passat 2.0 $7,000 from 2006, and the guy acts like he just moved from some tiny rural town straight to London... then he tries to rush me, saying if I wire him $1,500 via WU right now, he'll hold it because there are other interested buyers. Classic move.
#45 ·
Here’s the situation... I’m sending my cousin $100. What I really need to know is how they calculate the conversion rate, since I have to bring in USD and he'll be receiving it in dollars... specifically, what exchange rate am I looking at so I know exactly how much cash I need to set aside to make sure he gets his full $100?
#46 ·
If I'm sending money from the States and I need to send Euros, can I actually send Euros or am I stuck using Dollars?
#47 ·
Steven Palmer2 said:Here’s the situation... I’m sending my cousin $100. What I really need to know is how they calculate the conversion rate, since I have to bring in USD and he'll be receiving it in dollars... specifically, what exchange rate am I looking at so I know exactly how much cash I need to set aside to make sure he gets his full $100?
silverdriver14 said:If I'm sending money from the States and I need to send Euros, can I actually send Euros or am I stuck using Dollars?
So, if you're the one sending the money, you'll be paying in US dollars, obviously. But I guess you can actually ask the person handling the transaction—like, whoever is working at the bank or the USPS office—to get in touch with Western Union for you. That way, they can use their specific exchange rate to figure out exactly how many dollars you need to put down so that the person on the other end receives the exact amount they're expecting in their local currency. It might be a little extra work, but it probably makes things easier, I suppose.
#48 ·
I really need some advice here!
So, basically, I found a car that I’m seriously considering buying... but there's a catch. The guy is based over in England, and I made it crystal clear right off the bat that there is absolutely no way I'm buying this thing until I see it in person. He suggested he could drive the car over here to the States, but now he's hesitating—he doesn't want to make the trek across the Atlantic unless he's 100% certain I'm actually going to pull the trigger..
He pitched me this idea involving a payment via Western Union, and honestly, I'm staring at my screen wondering just how sketchy this sounds..
Here is exactly what he sent: "You must make the payment through Western Union on your father or mother name and any address of London , and send me the scanned paper from western union ,you change the name and address in my name after meet you in America ,In this way i`ll be sure that you`ll be in America and that you`ll buy the car....
And you`ll be sure that I`LL NOT BE ABLE TO PICK UP THE MONEY FROM WESTERN UNION because the money is not on my name and my address .
i will wait your email"
Can someone who actually knows how this stuff works please weigh in? I'd really appreciate the help.. thanks a million.
So, basically, I found a car that I’m seriously considering buying... but there's a catch. The guy is based over in England, and I made it crystal clear right off the bat that there is absolutely no way I'm buying this thing until I see it in person. He suggested he could drive the car over here to the States, but now he's hesitating—he doesn't want to make the trek across the Atlantic unless he's 100% certain I'm actually going to pull the trigger..
He pitched me this idea involving a payment via Western Union, and honestly, I'm staring at my screen wondering just how sketchy this sounds..
Here is exactly what he sent: "You must make the payment through Western Union on your father or mother name and any address of London , and send me the scanned paper from western union ,you change the name and address in my name after meet you in America ,In this way i`ll be sure that you`ll be in America and that you`ll buy the car....
And you`ll be sure that I`LL NOT BE ABLE TO PICK UP THE MONEY FROM WESTERN UNION because the money is not on my name and my address .
i will wait your email"
Can someone who actually knows how this stuff works please weigh in? I'd really appreciate the help.. thanks a million.
#49 ·
Bryan Morris said:I really need some advice here!
So, basically, I found a car that I’m seriously considering buying... but there's a catch. The guy is based over in England, and I made it crystal clear right off the bat that there is absolutely no way I'm buying this thing until I see it in person. He suggested he could drive the car over here to the States, but now he's hesitating—he doesn't want to make the trek across the Atlantic unless he's 100% certain I'm actually going to pull the trigger..
He pitched me this idea involving a payment via Western Union, and honestly, I'm staring at my screen wondering just how sketchy this sounds..
Here is exactly what he sent: "You must make the payment through Western Union on your father or mother name and any address of London , and send me the scanned paper from western union ,you change the name and address in my name after meet you in America ,In this way i`ll be sure that you`ll be in America and that you`ll buy the car....
And you`ll be sure that I`LL NOT BE ABLE TO PICK UP THE MONEY FROM WESTERN UNION because the money is not on my name and my address .
i will wait your email"
Can someone who actually knows how this stuff works please weigh in? I'd really appreciate the help.. thanks a million.
First off, I'm not even sure you can do it that way. Second, can you even change the sender's name and info once the money is sent? Third, the fees for using WU to buy a car would be insane, and fourth, he won't be able to touch the cash anyway unless you send him the transfer number after you pay.
Bottom line, don't play games like this. If you both feel pretty much set on the deal, just find a better way to handle the transaction.
CORRECTION: You can't just swap out the recipient's name once the money is gone.
ADDITION: If the car costs more than $3,000, just forget it, because there are limits on sending money via WU outside the US$6.75.
#50 ·
Ronald Allen said:First off, I'm not even sure you can do it that way. Second, can you even change the sender's name and info once the money is sent? Third, the fees for using WU to buy a car would be insane, and fourth, he won't be able to touch the cash anyway unless you send him the transfer number after you pay.
Bottom line, don't play games like this. If you both feel pretty much set on the deal, just find a better way to handle the transaction.
CORRECTION: You can't just swap out the recipient's name once the money is gone.
ADDITION: If the car costs more than $3,000, just forget it, because there are limits on sending money via WU outside the US$6.75.
Thanks for the quick reply.
In the meantime, I actually called the post office and another bank, so I managed to dig up some info...
When I started explaining the situation to a woman who got back to me, she cut me off mid-sentence because she had already figured out exactly what was going down...
To try and make this brief...
The guy (the seller) wants me to send part of the payment using someone else's name and address, and then he wants a scanned copy of the receipt. Apparently, he uses those details—allegedly through some kind of "hacking"—to swipe the funds. What immediately set off my alarm bells was how he kept pushing me to list the payment as: "Western Union on Your father or Mother name and Any address of London" even though the specific name or address shouldn't matter (and yeah, theoretically, once you pay, you get a confirmation or tracking number and might be able to change the recipient, provided the cash hasn't been picked up yet).
Anyway, according to the lady I spoke with, Western Union is one of the most secure ways to move money, but it’s designed for people who know each other—not for sending receipts to strangers. She also mentioned they see a massive amount of fraud specifically this way (selling a car way below market value from somewhere like the United Kingdom).
Maybe I went a bit overboard with the long post, but I wanted to clear things up in case anyone else finds themselves in this exact spot...
#51 ·
yo, I found some phone listed on Craigslist
but the guy wants me to pay via Western Union—is that even safe? He’s out in London? Can someone please tell me if sending cash like that is actually legit or just a huge scam?
but the guy wants me to pay via Western Union—is that even safe? He’s out in London? Can someone please tell me if sending cash like that is actually legit or just a huge scam?
#52 ·
Seriously DO NOT USE Western Union for any kind of transactions with strangers!!!
The Name and Address could easily be Donald Duck, 1st Avenue, Chicago, USA... because if you're transferring $1000 or less,
the recipient can just walk in and pick it up WITHOUT ANY ID OR PAPERWORK AT ALL!!! All they need is the code you send them and to be (in this example) in Chicago
at any local USPS branch!
The Name and Address could easily be Donald Duck, 1st Avenue, Chicago, USA... because if you're transferring $1000 or less,
the recipient can just walk in and pick it up WITHOUT ANY ID OR PAPERWORK AT ALL!!! All they need is the code you send them and to be (in this example) in Chicago
at any local USPS branch!
#54 ·
You can, though you will need to present either a driver's license or a passport as valid identification. If the amount is under $1,000, there is an option to bypass physical documentation by simply answering a security question provided during the pickup process. Beyond that, you just need to provide your Social Security number, and you should be all set.
Best regards,
Best regards,
#55 ·
So, what's the deal with MoneyGram lately? Back home in the States, I usually handle my transfers through Wells Fargo, but honestly, the fees they charge me with Western Union are just killing me—especially since I'm only sending $50. Does anyone know what the damage would be with MoneyGram for an amount like that? Also, does anyone have the scoop on the exchange rate when converting my USD into the target currency?
#56 ·
Is there a tax on Western Union transfers?
So, if you're receiving money. Is there any chance the government will come after you for taxes? Thanks.
So, if you're receiving money. Is there any chance the government will come after you for taxes? Thanks.
#57 ·
Patrick Nelson6 said:Is there a tax on Western Union transfers?
So, if you're receiving money. Is there any chance the government will come after you for taxes? Thanks.
Of course there isn't a tax.
#58 ·
Hey everyone, hope you're all doing well
So, I've got this situation where someone over in Ukraine needs to send me some cash.
We're looking at somewhere in the ballpark of $400 to $500.
The catch is, he’s insisting that his only options for sending money are through Western Union or PayPal, claiming he can't just do a standard bank transfer.
Is it actually possible for him to use Western Union to send funds directly into my foreign currency account at JPMorgan Chase?
And if that is an option, does anyone have a rough idea of how much those greedy bastards are going to take in fees from an amount like that?
Basically, would it be enough for me to just give him my account details, then wait for him to tell me the exact amount and the reason for the transfer so I know what to tell the teller when I go to withdraw the cash?
Thanks a bunch
So, I've got this situation where someone over in Ukraine needs to send me some cash.
We're looking at somewhere in the ballpark of $400 to $500.
The catch is, he’s insisting that his only options for sending money are through Western Union or PayPal, claiming he can't just do a standard bank transfer.
Is it actually possible for him to use Western Union to send funds directly into my foreign currency account at JPMorgan Chase?
And if that is an option, does anyone have a rough idea of how much those greedy bastards are going to take in fees from an amount like that?
Basically, would it be enough for me to just give him my account details, then wait for him to tell me the exact amount and the reason for the transfer so I know what to tell the teller when I go to withdraw the cash?
Thanks a bunch
#59 ·
You can't just drop this straight into a foreign currency account—you’ve got to fill out a specific form to receive funds via Western Union first. The fees usually look something like this but honestly, that's on the sender, not you.
#60 ·
Using Western Union to send and receive cash
I need to send some money to my cousin over in Switzerland—he’s picking something up for me. Here's the catch: we're both minors, and I really don't want my parents finding out I'm sending cash for... well, let's just call them "digital items" for an online game. Can a minor actually send money through Western Union? And can they pick it up on their end? I need someone to walk me through the whole process... what do I actually have to do... and is there any actual guarantee that the money won't just vanish into thin air?
Only chime in if you actually know how this works. Skip the mindless commentary...
I need to send some money to my cousin over in Switzerland—he’s picking something up for me. Here's the catch: we're both minors, and I really don't want my parents finding out I'm sending cash for... well, let's just call them "digital items" for an online game. Can a minor actually send money through Western Union? And can they pick it up on their end? I need someone to walk me through the whole process... what do I actually have to do... and is there any actual guarantee that the money won't just vanish into thin air?
Only chime in if you actually know how this works. Skip the mindless commentary...
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