Best online payment cards?

You can handle it online, or just swing by a local branch and drop the cash straight into the account.

I'm already running with the JPMorgan Chase 365 setup, so I really don't feel like wasting my life dragging myself down to some physical branch... as long as I can handle everything online, I'm golden.
I'll probably swing by a JPMorgan Chase branch in a few days to poke around and see what's up, then I'll drop an update here if anyone actually gives a damn.
Might even hit up Wells Fargo too, just to see what kind of nonsense they're peddling... since I've already got my foreign currency account sitting there with them.

You don't even need to swing by Wells Fargo, since their Electron Bank card doesn't work online anyway. 😉

darkmaker94 said:Here's my take.

To shop online using a Visa from JPMorgan Chase, you'll need it linked to a foreign currency account. Opening one is easy—just bring your ID and make sure you're an adult😁. Walk into a branch, tell them you want to open a foreign currency account, pick your currency, sign the paperwork, and you're done. It takes maybe five minutes. Your Visa PIN will show up in your mailbox in about three weeks, which means the card is ready to go. Once you swing by the bank to pick up the physical card, you're all set to start buying stuff.
One big thing: always make sure your foreign currency account has at least $33 (or the equivalent in your chosen currency) plus whatever extra you plan on spending online. If you don't, PayPal (or whatever site you're using) is going to decline the transaction and give you that "denied by credit card issuer" error.😉

If you're planning to link that card to PayPal—which most people do—it’s a smart move to sign up for online banking too. It costs about $1.75 a month, but it lets you track your balance, check your transaction history, move money around, or even trade stocks. Most importantly, you can see those four digits PayPal sends to verify your card. Without online access, you'd have to trek down to the bank or wait for a monthly statement just to see them.

I followed this guide exactly today and I'm just waiting on my PIN now. One thing is tripping me up, though: the teller who helped me said I need a minimum balance of $6.75, not $33... did she mess something up?🙂

EDIT: Also, when I asked about depositing those $6.75, she told me it wasn't necessary right away and I could just wait until the card actually arrives.

You can make a deposit whenever you feel like it. I personally can't pull the trigger unless I have at least $33.

darkmaker94 said:You don't even need to swing by Wells Fargo, since their Electron Bank card doesn't work online anyway. 😉

You sure about that? I haven't seen anyone actually go down to the branch to double-check...
I can't find a CVV on my JPMorgan Chase Visa either, though deprived_soul mentioned they have one, so I guess they just got one of those newer cards.

A ton of people have already mentioned they’re using Wells Fargo's vis EL, saying they tried calling support or that the online banking is totally busted and missing the CVV. Honestly, if you want to deal with that kind of headache, go right ahead. ☕

Stupid forum. ☕

darkmaker94 said:A ton of people have already mentioned they’re using Wells Fargo's vis EL, saying they tried calling support or that the online banking is totally busted and missing the CVV. Honestly, if you want to deal with that kind of headache, go right ahead. ☕

Yeah, I'll pass; it's not like I'm allergic to getting judged by grandmas, but I've got better things to do. 😁

Visa Electron - JPMorgan Chase - debit card + Online Banking

I’ve been pretty happy with the service so far; I haven't run into any issues over the last two years.

Honestly, I actually prefer using a physical TAN sheet over those little hardware tokens—it’s just easier having it right there in my wallet.

I’ve already said this, but here we go again
I got my Zabina high voltage card just two months ago. It has a CVV, sure, but you still can't use it for anything online. If you want proof, go ask at JPMorgan Chase or call the Zabina support line—they'll tell you the same thing I am.

alright.
any idea why you can't even use it online? like, what's the deal there?

It’s just not possible because the bank doesn't support online purchases.

Dana Hughes3 said:alright.
any idea why you can't even use it online? like, what's the deal there?

And even if someone told you why, how would that actually help you?!

Jacob Fisher5 said:It’s just not possible because the bank doesn't support online purchases.

Honestly, it feels pretty ridiculous that a major player like JPMorgan Chase doesn't have that feature yet, but hey, I guess we're stuck with it...
tnx

Dana Hughes3 said:Honestly, it feels pretty ridiculous that a major player like JPMorgan Chase doesn't have that feature yet, but hey, I guess we're stuck with it...
tnx

It’s just their internal policy.

Most banks offering online VE are actually in the minority.

So, I finally went ahead and opened up a foreign currency account over at Chase, and now I'm just sitting here twiddling my thumbs waiting for the card to show up in the mail...

Did Chase roll out some new restrictions? I was just at the branch, deposited my cash, and now it won't let me make a payment... they're telling me the bank is declining the transaction...

What exactly are they refusing to pay you? Which bank is giving you grief, and what kind of transaction are we talking about here?

I couldn't get anything through Venmo, PayPal, or even my online sportsbook... I actually went down to Chase in person, but they blocked my foreign exchange transfers. I have to head back tomorrow once the branch manager is in... honestly, dealing with these banks is such a headache; I had to bounce between three different branches just to find one that actually knew what was going on.

Isn't that just ridiculous... maybe it's time to switch banks entirely after this mess...