Posts by Bradley Wilson5

So what does that actually mean? When you pay the bill, are they just tacking on a "service fee," or is this more of a self-service setup?

Most of you guys begging for cash are only in this spot because nobody wants to lend to you in the first place. Now suddenly you’re trying to set all these rules for how people should loan you money? If you don't have any collateral, then someone would basically have to lend to you out of pure charity...

Just offer something solid as security, pay your bills on time, and you won't have an issue....

You aren't asking someone to give you *your* own money. If you don't pay, that apartment becomes theirs... and honestly, who's going to stop them? You think you'll just pack up and walk away smoothly? Yeah, dream on....

Loans for the unemployed... look, if you're unemployed, I'm assuming you have zero income. If you have no income, where exactly do you plan on getting the money to pay back a loan?

What exactly does he have to list as an asset? And then you’re actually surprised when nobody will even give you a loan...???

I get what you're getting at. So, basically, when you're negotiating, you have to make sure the contract specifies the money goes into the client's chosen account rather than whatever the bank decides... am I on the right track?

I mean, if they’re doing a payout where the money hits an account, just give them the routing and account number for someone else's bank...

What happens if someone has their bank account frozen, but then they try to open some kind of savings account? Does that new money count toward the freeze? Can those funds be seized too?

How much cash are we talking about?

What am I supposed to be taking out a loan for?

haha... that one above is solid...

Why would you even bother going to a dealership when they charge an absolute fortune...

So the bank hands over their cash, you lock up the exact same amount, and somehow that acts as "collateral" for them??? wtf? On top of that, the bank collects interest on the loan while you’re stuck collecting interest on your savings... you're getting absolutely crushed here.

Anyway, I'm also wondering how an individual is supposed to secure a loan when they lend money to someone else. Like, just a regular person lending to another person!

I reckon customs duties depend on what kind of goods you're bringing in, so those rates change based on the product type.

I think you can, but you're going to get hit with customs fees and sales tax

So, come on, tell me—how exactly do you manage to secure your market? If you're even willing to share

Paying for a new water heater is a killer, but at least you can write it off through your utility bill...

Why would you even bother using Kopra? I’ve heard they basically do whatever they want, and people end up ditching their shipments because they refuse to pay for the services provided...

Some banks won't even charge you a monthly maintenance fee if your account stays totally stagnant

I have to say, it’s pretty funny reading this post about how a woman can't cover her overdraft at Chase, yet somehow she managed to open an account just to collect dividends

fadedlynx6 said:A buddy of mine totaled his car, which was insured through EH, and he wrecked his four-year-old Octavia. An adjuster showed up, looked at the damage, and asked if he wanted to go through a dealership or just settle out of court. My friend opted for the settlement, thinking if the price was right, he could just use a local body shop to save some cash.

They offered him 15 $0.00. He took it because parts were priced around 13 $0.00, and used parts would be even cheaper.

He waits for two weeks... nothing. Then another two weeks... they pass him off to their legal department and—BAM! Total shock. They claimed they later determined he was 40% at fault because he didn't pull over onto a nearby shoulder, so the valuation is now $2500. They said they’d be "fair" and offer him $3000. He refused, so they told him to sue them.

He called a lawyer, who told him they'd win 100%, but it would take about three years. Since my friend needed his car for work, he eventually settled for the $3000. I've added the rest.

My aunt went through the exact same thing, except she decided to have her one-year-old car repaired at an authorized dealership. EH ended up refusing to pay, so she had to pay the dealer in installments to avoid being sued by them. She finally won her court case recently after about two years.

So, think twice about that insurance policy, especially since they're planning to change things next year so that claims are paid out from your own policy first, with your insurer then trying to get reimbursed by the at-fault party's insurance.

What if he takes the money now just to have something, and then sues them for the rest later?

Obviously... if you're just buying a couple of items at a time, shipping ends up costing more than the actual product. But when you buy in bulk, that shipping cost gets spread out across everything, so it barely hits the unit price at all...