Posts by frozenwalker4

Harold Chavez3 said:So, what you're saying is Chase is just going to mail me a new card without me having to actually show up at a branch and beg them for a replacement?

Yeah!

Just make a template for every single monthly bill you have. Then, all you gotta do is swap out the stuff that actually changes—like the total amount or the specific reference number at the bottom.
Once you pull up a saved template, the payment slip is basically already filled out for you. I’ve been paying my utilities like this for at least 7 or 8 years now, and honestly, I've never run into a single issue.

Like I said in my last post, every single American Express cardholder gets insurance automatically.

Alex Cruz7 said:This is my very first time listing a house on Craigslist, and I’m feeling a bit lost regarding the logistics. How exactly should I handle the payment process for the $16 fees, and who is the right person to contact or where should I direct the funds?

Maybe try looking it up on www.craigslist.org? 😬

http://www.craigslist.org/index.php?ctl...payment_methods

Google is expensive, and from what I know, you don't even get direct deposits. You just end up getting cash through the mail. I’ve never actually seen money move that way myself, so I can't say for sure if it's 100% legit

Every single decent bank in the US!

When I get an international wire sent via SWIFT, it hits my account the same day.

If the system tells you the number is wrong, then it’s wrong. Simple as that. Believe the error message.

Just tell them the truth. If they catch you lying, you’re just digging yourself a deeper hole.
I dealt with this exact mess once—bought a plane ticket and the airline just canceled the flight. After swapping about five or six emails where they kept promising me a refund, they just went completely radio silent. I sent an email to Bank of America and forwarded all those threads, honestly not expecting much. But get this: within two days, the money was back in my account.
Also, ten days isn't nearly enough time for stuff to clear customs. I'd give them a few more days to play it safe...

Look, you just buy or sell foreign currency... what's the big deal? 😕

I mean, I guess it's whoever you actually want to buy funds from... 🤷

Susan Ward4 said:We can't even book a hotel online because they don't take American Express.
Some plane tickets too.
Using Amex outside the US sucks.

Hmm... Most decent airlines take Amex. I just booked through Lufthansa and Southwest Airlines—no issues at all.
If a hotel doesn't take every type of card, I'm not staying there. 🤷
Still, gotta admit, I carry basically every card in existence... just in case. 🙈
If you want to be certain you can pay anywhere, you unfortunately just have to carry a bunch of different ones.
😬

Gregory Wright82 said:Aha. And if I choose the option to defer the interest calculation, does that mean I don't get charged anything at all?

Here’s how it works: if you pay the full balance the second the bill hits, you pay $0.00.
If you only pay part of it, you’re automatically sliding into a revolving credit line and getting hit with a 13% annual interest rate on whatever's left.

That interest deferral thing is some weird gimmick Goldman Sachs runs—I don't really get it since I bank with JPMorgan Chase, so I can't tell you exactly what the payoff is. 🤷

So, I just spent some time digging through the Goldman Sachs website, and they lay it out pretty clearly right here:

"The Visa credit card functions as both a revolving line of credit and a traditional credit card, allowing you to pay for goods and services at any merchant worldwide that accepts Visa. If you settle your full balance every month, the American Express card essentially acts as a deferred payment tool, and in those cases, Goldman Sachs won't charge you any interest. However, if you choose not to pay the full amount due, the approved revolving loan feature kicks in."

Honestly, your first message made zero sense to me. 😕

Look, if you owe that full $2,000 for the whole month, you're looking at maybe $25 bucks tops!

What do you mean, a fee on every single transaction? That’s not even a thing. They can charge you interest on the total balance, but we're talking 13% annually. Someone totally misinformed you, or you just completely misunderstood how this works...

... and of course, you just blow a few bucks on the exchange rate 😬

Grace Palmer39 said:It all started happening right when those inquiries with a bunch of extra zeros began rolling in...

No business of their own...they aren't our kind of people for partnerships...

Weak and divided—that’s basically our motto.

Don't bother browsing with Mozilla...just use IE...like 99% of my clients do.

I’m using IE, and this site is a total disaster....
Hire a designer to clean this mess up. That sketched-out bottom section is absolute garbage. The color palette and the scrolling text? A complete train wreck.
Just some friendly advice... no hard feelings! 🙂

vivideagle91 said:unknown

I forgot to mention that if I ever decide to make a move, it’s strictly for my own sake—for my own bottom line. We don't know each other, and frankly, I couldn't care less about her points. Though... maybe I actually do, if... hmm...

And you're still sitting there thinking about it????!!!!???? 😲

😬

gentlehound15 said:Richard Lewis16 and Bryan Peterson25.

Erste Bank:
You can easily determine a client's status at Erste Bank—just open a checking account there and make sure you have regular monthly deposits, like a paycheck or pension, hitting that account.

Look, we're talking about CLIENT STATUS here, not just opening an account. I opened a checking account at Erste two years ago when I was unemployed, so clearly, that doesn't cut it.🙂