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Posts by granitesailor25

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How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
dustyrider said:Do you think they'll actually turn me down for a loan because of my debt? They just told me the garnishment starts next week, so there's no way I'm getting approved for a loan in two days before everything kicks off

Honestly, it usually takes about 61 or 62 days before anything even shows up on the Republican Party's radar or gets flagged by the Red Cross systems.

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PayPal mobile wallet in Banking, Insurance & Loans ·
William Nelson52 said:Can an Aircash card be used for payments on PayPal?
I’m assuming the answer is no.

Oh, totally! I just added mine to my account without any drama, and it gave me the verification code right away—I just typed it in and boom, everything works perfectly fine!

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Two questions about my Samsung Galaxy Tab in Laptops ·
Hannah Ortiz59 said:So, I’ve got this old relic sitting in my collection, a Samsung Galaxy Tab from back in 2013 that’s still running on iOS 5, and honestly, it’s kind of taking up space but I can't bring myself to part with it! Anyway, I actually have two quick questions about it!

So, like, literally just last week I was chilling and everything on the Apple App Store was working perfectly fine, you know? But now, out of nowhere, I’m getting hit with this super annoying DF-DFERH-01 error message every single time I try to do anything! It's driving me absolutely bonkers! Does anyone know if they actually dropped support for Android Ice Cream Sandwich or something? Is my tablet just officially ancient news now?!

So, okay, I’ve gotta ask—why does my tablet just straight-up die on me out of nowhere?! It’s driving me absolutely bonkers! I try to power it on, right, and it gets to that part where the "Samsung Galaxy Tab" logo pops up on the screen, and then—BAM—it just shuts itself off again. Like, poof, gone. The only way I can actually get it to stay on is if I plug it into the charger, which works fine, but here's the kicker: the battery indicator says I'm sitting at 20%! Like, excuse me, what?! If it were at 0% or maybe like 1%, I’d be like, "Okay, fair enough, you need juice," but 20%? That makes zero sense to me! It's so weird!🤔

So, I was just sitting here thinking—maybe we could try to go for it and flash some new software onto this thing? Like, maybe that would actually fix the issues we're seeing, you know? But then I hit this massive wall of a question... does an actual update even exist for this tablet? I honestly have no clue if there's anything out there to work with!

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Warren Buffett in Banking, Insurance & Loans ·
Does anyone know if Wise supports sending money to Venmo or over in Germany? If anybody’s got the scoop, let me know!

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Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Edward Evans7 said:And why shouldn't I?
Go ahead and report them to the federal authorities. Let someone actually deal with them for once.

You can file a formal complaint with HROK, but you have to do it strictly via snail mail sent to HROK LLC at 1 Filip Vukasović Street, Washington, D.C. Also, you absolutely need to get your signature notarized, because that’s the only way HROK can truly verify who you are, which is super important to protect your privacy and make sure your personal info doesn't accidentally end up in the wrong hands.

Well, that's what the website says, so I guess that's exactly how I'm gonna handle it!
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Edward Evans7 said:In that case, you should contact the federal authorities regarding the credit reports and debt disclosures.
They’ll point you in the right direction.
Which bank were you even talking to? Wells Fargo or maybe OTP?

Nah, they won't give it to you at either one!
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Edward Evans7 said:Just pull the statement. It’ll clearly state who the debt is owed to, then you just go handle it.

Ugh, I tried asking for a report at the bank but they totally stonewalled me and wouldn't give me anything, so now I'm just sitting here completely lost... this is my first time dealing with any of this stuff and I'm only 22, so yeah, total rookie move on my part!
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Edward Evans7 said:It’s pretty straightforward: you figure out who holds the debt, get in touch with them, and make the payment. ☕

But see, that’s the whole kicker—I don't even have a clue who I actually owe!
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Edward Evans7 said:No, that's not quite right. You request the report directly from your own bank—the one that actually participates in the system.

Alright, fair enough! But hey, I'm kinda wondering, what's the actual move here if I want to pay down that debt? Like, how does one even go about chipping away at it?
Credit Bureau - US Credit Report & Debt Records in Banking, Insurance & Loans ·
Hey there,
So, I’m kind of freaking out a little because I need to figure out how to actually request my credit report, and get this—my banker just dropped a bomb on me saying I have $5.25 in debt! Like, what am I even supposed to do now? I'm seriously stressing because I'm right in the middle of trying to nail down a loan and dealing with some overdue payments, and I'm terrified this whole mess is going to tank everything.

Has anyone else dealt with this kind of headache before? What was your experience like?
Chime: My experience so far in Banking, Insurance & Loans ·
So, when on earth is this thing actually going to land here in the States, and honestly, can it even hold a candle to Revolutionary or those other big players out there?

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Bryan Gray6 said:So, she called me this morning to tell me there's been a hiccup with getting that Chase Mastercard approved, and now I have to head down to the local branch after being handed a mountain of paperwork.
I guess they're asking for some kind of employer verification, which apparently is just standard procedure, but I might have stepped in it a bit since I'm not actually on a permanent contract—though I did tell them I was.

But hey, they finally cleared me for $9,500, though now I’ve gotta go see some notary who’s probably gonna be a total pain...

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Bryan Gray6 said:So, she called me this morning to tell me there's been a hiccup with getting that Chase Mastercard approved, and now I have to head down to the local branch after being handed a mountain of paperwork.
I guess they're asking for some kind of employer verification, which apparently is just standard procedure, but I might have stepped in it a bit since I'm not actually on a permanent contract—though I did tell them I was.

So, I was just sitting here thinking about this one thing, and honestly, it’s kind of wild how legal stuff works, right? Like, if you sign a three-year contract, you might think, "Okay, cool, I'm set for exactly thirty-six months," but if you really dig into the fine print and look at how things actually play out in the US, there’s this crazy technicality where a three-year deal could theoretically be treated as an indefinite contract! It sounds totally bonkers, I know, like something straight out of a weird legal drama on Netflix or something, but it’s one of those things that makes you realize how much of a headache paperwork can actually be if you aren't careful!

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Bryan Gray6 said:Well, I went ahead and filled everything out online again, and they told me someone would be getting in touch soon. I suppose I’m bracing myself for another rejection, but I might as well give it a shot, I guess...
So, it seems the only reason they gave was because I hit a certain limit.

Good luck!

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Bryan Gray6 said:It's actually quite strange, because in my case, I started by...
I filled out that online application, and then I actually got a call from the bank telling me it wouldn't work, apparently because they won't approve anyone who doesn't have a permanent full-time job.
They didn't even ask me for a pay stub or anything like that, so I guess I have to wonder—where did you manage to find that application?

One of the tellers at the branch just handed it to me

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Bryan Gray6 said:Are you looking at a permanent position there, and if you don't mind me asking, what kind of income level are we talking about regarding that card you secured?
What sort of paperwork did they end up requiring from you?
I’ve tried pretty much everything, but I can't seem to get anything approved since I'm just working on a temporary basis.

Thanks

I'm in the same boat with the non-permanent work thing, but honestly, I just sent over my most recent pay stub along with the application and now I'm just sitting here waiting to hear back... though, to be fair, I didn't run into any issues getting my cards approved at all!

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Edward Evans7 said:When you sit down to talk things through at the bank, you really have to hammer out the specifics: you’re looking at either a revolving line of credit or a straight-up charge card. There isn't much middle ground once you start digging into the fine print.

If you’re looking to spread those payments out over twelve months, you’ll need to handle the installment setup directly through the station. It isn't an automatic process, so you have to take that specific step to get it sorted.

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Tapatalk aha, awesome, thanks so much!

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Edward Evans7 said:You can pull out up to 400.

Just grab yourself a Cookie and withdraw whatever you need.

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So wait, am I basically setting those $5000 up as revolving credit on the JPMorgan Chase site even if I actually grabbed them through a Cookie, is that how it works?

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Sophia Walker7 said:I have a $300 limit, since my paycheck doesn't go into their checking account and I already have a loan through them.

As for me, I'm just gonna stick with a basic debit card from them and call it a day!

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Edward Evans7 said:You can pull out up to 400.

Just grab yourself a Cookie and withdraw whatever you need.

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Man, that's exactly what I was wondering about!
Thanks!

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