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Posts by granitesailor25

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JPMorgan Chase: What are your experiences? in Banking, Insurance & Loans ·
Hey there,
Has anyone here actually used a Mastercard Walmart card before? I’m pretty sure my application is gonna get the green light, $5000 but I was wondering—once that credit kicks in, can I just go ahead and pull the whole amount out from a Chase ATM, or is there some kind of daily cap on how much cash I can grab at once?

Sent from my Samsung Galaxy A10 using Reddit
How do I dig myself out of a financial hole? in Banking, Insurance & Loans ·
rowdyotter12 said:Just a little nugget of wisdom that might actually come in handy for some of you.

Over on Reddit, there’s this specific subreddit borrow
where people essentially lend money to one another. My advice? Give it a shot—but for heaven's sake, don't go walking in there asking for
massive sums of cash, especially if it's your very first time requesting anything. (There are rules, unfortunately; you have to be a Redditor
for a certain amount of time and maintain a minimum karma threshold before you can even ask for something like that—we're talking about a 90-day account age and at least 1,000 karma points.)
Anyway, just thought I'd pass it along—might be useful to someone.

I mean, a Bank of America is a Bank of America, right? You gotta go where it's safe.

Sent from my Samsung Galaxy A80 using Reddit
Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Carol Foster7 said:It’s fascinating to me... based on these threads (if I’m reading this correctly), you’re with Capital One and so am I. My paycheck is around $5,200, and Capital One has been my primary bank for over a decade now. I have the Mininet package... and my overdraft is practically nonexistent. They pushed back the overdraft updates until October... I’m actually considering heading down to the branch to ask for a higher limit just to see what they have to say about it.☕

Honestly, you should just grab that Chase online banking bundle, I managed to snag almost $4000 even though I’m only 22 and have only been with them for about 3 years
Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Edward Wells5 said:JPMorgan Chase and Capital One—everyone in my house is sitting on that 3x limit right now.

Honestly, even with Capital One, I managed to pull in a 200% return after only 10 months of working with them, so it's definitely doable!

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Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Edward Evans7 said:Does anyone happen to know which bank offers the highest overdraft limit?
Usually, they cap it at about 3x your monthly salary.

Thanks

Sent from my Samsung Galaxy A20 using Reddit

I mean, I think back in the day Citibank used to be the go-to for that before they changed everything up

Sent from my Samsung Galaxy A80 via Reddit
Referral codes for Chime, PayPal, and other cards in Banking, Insurance & Loans ·
DG88VZMD
Hey everyone! If anyone happens to be hunting for a PayPal referral code, just let me know because I've got you covered!

Sent from my Samsung Galaxy on Reddit
Overdrafts and negative balances: What's allowed? in Banking, Insurance & Loans ·
Edward Evans7 said:Hey everyone,
I’m looking for some insight on overdraft protection for checking accounts. How much is typically approved, and how exactly does the interest work? Is the whole process just automated, or is there some human element involved? Also, if you ask me, which bank is actually worth dealing with for an overdraft line? I’ve got steady work, bringing in $6,400 a month, though after my $1,100 loan payment, I’m left with $5,300 in actual take-home pay. My credit is clean—no liens, no garnishments, nothing. Right now, I’m with Bank of America, but they won't grant me any overdraft room. Honestly, I don't mind switching banks if someone else will actually play ball.
Thanks!

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If you decide to jump ship to a new bank, you’re probably looking at waiting at least 3 months before they'll even consider approving an overdraft for you. They really need to see what your average monthly income looks like first, and then they usually calculate the limit based on that—maybe 3.5x or even 10x your deposits, depending on which bank you pick.

Sent from my Samsung Galaxy A80 using Reddit
Domestic transfers and payments in USD in Banking, Insurance & Loans ·
analogjackal11 said:Instant payments are finally hitting the scene: We're talking 10-second transactions.

The Federal Reserve just gave the green light to the Federal Reserve Payment System. It’s basically this new setup designed to make instant credit transfers happen almost immediately—so you can move money around in just a few seconds.

So, wait, is this gonna be tucked inside some specific app or what?

Sent from my Samsung Galaxy A80 using Reddit
Looking for a specialist... in Health ·
Does anyone have a solid recommendation for a good ENT specialist over in Miami? I'm looking for either someone private or maybe a really reliable clinic to check out

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Referral codes for Chime, PayPal, and other cards in Banking, Insurance & Loans ·
Yo! If you want to score some sweet deals on foreign exchange rates when you're traveling and snag an extra $5 to blow on whatever you want, just sign up using this Promocode to grab your PayPal card!

Promocode: DG88VZMD

http://www.curve.app/join#DG88VZMD

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Referral codes for Chime, PayPal, and other cards in Banking, Insurance & Loans ·
Hey, if you sign up using my link, you’ll snag a cool $8 bonus once you make your first payment with a free Chime card! https://revolut.com/referral/lukaf6hjv!a10121

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Two-day hospital stay in Health ·
mellowharbor15 said:Prostate issues aren't even a thing for 11-year-old girls. 😁

Man, I don't even have a clue what's going on, and I'm already 21!

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Two-day hospital stay in Health ·
jadewalker59 said:Bock, so I'm Magdalena and I'm basically 11—well, actually 10 and a half, but my birthday is in three months so let's just say I'm 11! 🙂 On Tuesday, I have to head to the hospital for surgery, and my mom said they want me to stay for two days afterward, which is honestly kind of a bummer because sometimes when I'm at home overnight, I might accidentally pee the bed once or twice if I'm having a really unlucky week, you know? And Mom mentioned she has to tell the doctors about it when we get to the hospital, so I was just wondering, what's the actual deal? Are they going to do something special for me, or will they just swap out my sheets if I have an accident and then I can just grab some clean pajamas and call it a day?

I'm thinking they might just give you a catheter, I've had one before, and that way you don't even have to worry about changing your pajamas or anything like that!

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Weight loss pills: What actually works? in Health ·
Hey everyone!
So, basically, I’ve been fighting this uphill battle with my weight for years now, and honestly, it’s exhausting! I even tried getting somewhat active and hitting the gym, but the pounds just keep coming no matter what I do. I’m sitting right around the 220-pound mark at 21 years old, which definitely isn't where I want to be. I'm on the hunt for some solid weight loss supplement recommendations—but here's the catch, I'm really not looking for anything in pill or tablet form, if that makes sense? So, what do you guys think I should try? Any tips or favorites would be amazing!

Sent from my iPhone via Reddit
Laptop issues in Laptops ·
Hey there!
Sorry for starting a whole new thread here, I just couldn't find the right spot for this specific mess.
So, I am having a massive, total headache with my laptop right now.
It's a
Dell Inspiron.
Basically, it's doing this weird thing where it stays on and makes this constant buzzing sound, and both those little power lights are glowing blue, but—get this—I can't actually turn it off OR back on!
I even tried pulling the power adapter straight out of the wall, but nope, nothing works.
Does anyone have a clue what might be causing such a disaster?
Though, honestly, I'm thinking it probably needs a trip to the repair shop.

Thanks a bunch in advance!
Hey everyone!
So, I dropped off a priority certified letter via FedEx earlier today, but when I check the tracking, it’s just sitting there saying "package received" and nothing else?
Is it actually possible that they just aren't going to send it out at all?
I'm kind of freaking out because I really, really need this to get to its destination ASAP.

Sent from my Samsung Galaxy J5 using Reddit
Issues connecting monitor to new PC case in Hardware ·
I honestly just need it for some basic, everyday stuff, nothing crazy

Sent from my Samsung Galaxy S21 via Reddit
Issues connecting monitor to new PC case in Hardware ·
So, I went ahead and did some more digging to get a second opinion on everything, and honestly? I've decided I'm gonna scrap this whole build and just grab a laptop instead. It just makes way more sense for me right now!

Sent from my Samsung Galaxy S21 via Reddit
Issues connecting monitor to new PC case in Hardware ·
Thanks a bunch!

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Issues connecting monitor to new PC case in Hardware ·
wiredotter14 said:No GPU in this build?
And is that just the full I/O layout from the motherboard?

Can you list the specs? That Corsair is just the case name.

No HDMI or DisplayPort available?

If that's the case, you're going to need an active DVI-D to VGA converter, something like this:

Man, I just checked and it turns out there's actually no dedicated graphics card in this thing at all! It’s basically running on nothing but integrated graphics, which is wild if you think about it.
Man, I just checked the back of this thing and realized there’s absolutely no HDMI port to be found—it’s strictly DVI only!
Man, I even went out and grabbed an adapter thinking that would fix everything, but nope—turns out that wasn't the magic fix I was hoping for either! Total bummer.

Sent from my Samsung Galaxy S21 via Reddit