Here! If any of the moderators see this, and if you can actually pull it off, could you please add an option to the polls so we can see exactly how everyone voted?
Given the mismatch between the referendum results and what the previous poll showed whether to join the EU - final poll, I’m curious about how many actual euroskeptics actually turned up to vote.
I'm starting a new poll here. Primarily, I want to hear from those 550 people who took the last one, though everyone else is more than welcome to join in.
Charles Ramos7 said:I’m lost here. If the house isn't fit to live in, why on earth would it bring in $10,000 a year? 🤔 And why sell it at half its market value? 😕
Plus, like I mentioned before, paying off the mortgage early would just result in a massive loss...
Realistically, investing in property with a 5-7 year turnaround is a great move, but...🤷
Yeah, that's got me scratching my head too. For some reason, the numbers just aren't adding up... 😕
Charles Ramos7 said:I’m lost here. If the house isn't fit to live in, why on earth would it bring in $10,000 a year? 🤔 And why sell it at half its market value? 😕
Plus, like I mentioned before, paying off the mortgage early would just result in a massive loss...
Realistically, investing in property with a 5-7 year turnaround is a great move, but...🤷
Not really. It’s pretty standard to get hit with a 2% fee for early repayment, but that’s basically just money that would have gone toward interest on the loan anyway within six months.
If you're looking strictly at the ROI, it doesn't matter how much cash you or your parents throw into the pot. If you grab a property for $52,000—let's say $70,000 after renovations—and it pulls in $10,000 a year, that's a killer deal. It makes taking out a mortgage a no-brainer. (I actually own a place on the coast that’s about 15 times less profitable by those same standards 😁). Whether you pay off that loan in 3 years or 30, does it really change the math? I am a little skeptical about whether a tiny 650 sq. ft. cottage can actually net $10,000 a year... but if it can? Go for it. 🙂
BTW, it seems a bit fishy that someone is selling a house for $8 per square foot in a city where the minimum is usually $15 per square foot. I’d double-check all the paperwork very carefully.
Sell now while real estate is peaking, then pivot into index funds or stocks while they're bottoming out. 😉
If we look past current market fluctuations and stick to general principles, everything hinges on location and square footage. Two properties might have the same price tag, but their rental yields could be worlds apart.
The long-term rule of thumb? Real estate and rents usually track closely with inflation, whereas stock market returns tend to outpace that by at least double. If your annual rental income—after all expenses—clears more than 3-4% of the property's total value, it’s worth holding onto as a steady income stream.
slyrider16 said:When I say simple, I mean truly easy to use. For context, I tried Autodesk SketchUp, which plenty of people claim is basically made for beginners—but honestly, even that feels overcomplicated to me. I stick to basic shapes. Ideally, I'd love a program where I just draw a floor plan or a side profile and it automatically generates a 3D model from those lines.
Am I asking for too much, or does something like that actually exist?
A program like that doesn't exist, and it really couldn't work because those three views don't define a single, unambiguous 3D object. And yeah, SketchUp is definitely the easiest modeling software out there, even if its capabilities are pretty limited.
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Emily Newman78 said:Apparently, there was some study done over in Europe showing that monitors really mess with your hairline, especially at the front. As for back pain and eye strain, you seriously need to be consistent with stretches and exercises. From what I can tell personally, my vision has gone downhill since I started working on a computer.😢 And I've only been doing this for two years... what's going to happen by the time I retire? 🙂
Man, if that were true, I’d be totally bald and way more blind than I was even ten years ago. And strangely enough—I'm not.
Hair loss comes down to hormones—basically genetics—and that's it.
Sure, monitor screens can definitely wreck your eyesight, especially if they're cheap or blurry. But that goes for watching TV, reading, or anything else similar.
Unless you’re working with original studio multi-tracks, there really isn't a perfect way to isolate a vocal.
All those karaoke apps and AI voice removers basically work on the same principle—they rely on the fact that vocals are typically mixed into the center channel, meaning they hit the left and right speakers equally, while instruments are panned differently. Essentially, they just grab whatever is common to both channels. Interestingly, you can actually replicate this effect physically by reversing the polarity on one speaker (I stumbled onto that once after a wiring mishap. 🙂).
Beyond that, you might get some minor improvements by filtering out frequencies that don't show up much in the vocal, but the gains are tiny and you end up sacrificing vocal quality in the process.
Butterfly Night said:That’s exactly where my head was at when I started this thread.
If that's the case—and it really is—then why isn't abortion prosecuted the same way as infanticide? Because it effectively IS!
Are our laws just pure hypocrisy?
It’s because there’s no consensus on when consciousness actually begins. The standard assumption is that it happens sometime right before birth.
Laws are bound to be a little hypocritical; it’s unavoidable. There are always two sides to every issue, and one side is always going to be unhappy with the outcome.
Who actually cares about when life begins? Life is just everywhere, constantly present. A fertilized egg is alive, sperm is alive, the womb is alive, and there are living bacteria attacking them all...
The question we really ought to be asking is when consciousness kicks in.
abe said:I'm not really feeling the mutual funds thing... honestly, if I don't have a better plan, it’s just money down the drain. Stocks seem interesting, but I'm pretty green when it comes to them. Still, I'm interested. But this idea of paying a broker a cut of my gains just to manage stocks feels exactly like putting it in a fund, doesn't it? I was looking for more of a suggestion along the lines of "buy land in this area" or "grab some local property here"... ? ?
Want to get into real estate? Look for land or apartments where prices haven't spiked yet—think Sioux Falls, the outskirts of Washington, D.C., Laramie, or some quieter islands off the coast.
Thinking about buying a cafe and playing "business owner"? I can't help you there. That kind of work isn't for me; never even considered it. Everyone should just do what they love and what they know.
Right now, it makes sense to park your cash in a fund. We’re seeing returns around 20-30% annually. When do you think that growth will taper off? Once it does, it'll be time to shift over to something more conservative, maybe looking at a steady 6% return. Anything else feels too risky right now.
In the meantime, you could always spend the interest as it comes in—if that's your style—and just wait for the perfect moment to put your capital into something you actually believe in.
It’s honestly a disgrace. You see people ready to sell off pixels for pennies like they’re just livestock or some cheap commodity. It’s an insult to pixel dignity. Are we really sliding back to the days when pixels were nothing more than mere currency or someone's property? Pixels are living entities too—they have rights!