Anthony Newman3 said:Does anyone here have their own credit card even though they're under 18? And I'm not talking about those useless Diners cards—I mean an actual American Express, Visa, or Mastercard. Help me out here 🙄
You can usually get an authorized user card or a junior account through your parents, provided they already have one...
darkmaker94 said:Why not? 😕 I actually have one, and it's been solid (so far, anyway 😁).
I’m using a student account myself... honestly, I’m not a huge fan because it feels like the least advantageous credit option. The interest rates are pretty high, and you can't use it everywhere like you can with a Mastercard...
@Charles Ramos7, quick question—since I have a student banking package set up at Chase with regular monthly deposits hitting my account, would I be eligible to get a Mastercard? I don't mean an authorized user through my parents, but one issued directly in my own name.
Robin Allen8 said:It’s just mediocre. Honestly, I might as well hold off on buying anything until next month👎 — wouldn't want to look like an idiot. Since nobody seems to take checks anymore, I probably need to close my Intel account ASAP and try to snag a Diners Club card instead. Though, God knows what the requirements are for that one.
Just please, not a Diner's Club! Seriously, pick any other card, just stay away from Diner's! 👎
nimblemaker52 said: But if two people are just brushing eyelashes, there's basically zero chance of passing a virus, right? 🤣
I hadn't really thought about it from that angle... my doctor at the community health center mentioned that while women carry this virus, men are often the ones who pass it along. So, if someone is sleeping with a girl who's infected and then moves on to someone else the next day, they're likely going to pass it to her too.
lonestag said: So, I guess there's really no reason to stress about this if that's the case. Since I haven't had it until now, does that mean I didn't catch it from her?😛
Look, if she’s testing positive for HPV, there's a pretty high chance you're the one who passed it to her. Honestly, I’d suggest going online and doing some research on it just to be sure.
My primary care doctor is honestly just terrible... I feel like I haven’t had a single decent physician when it comes to my general health so far... Her whole philosophy seems to be "you're young, so you must be healthy." It drives me crazy every time I have to go in for a referral or a prescription; I always leave feeling like she's doing me a massive favor by even acknowledging me. Recently, I mentioned several times that I've been dealing with these awful headaches, and her only response was, "Oh, it's probably just stress." I actually ended up paying out of pocket to get my sinuses scanned because I was worried it might be something serious—turns out it was chronic sinusitis! It was pretty scary.
So, I’m seriously considering switching doctors. I really need someone patient and kind. I end up at the clinic quite often—on average, once every couple of months—not because I'm making things up, but because I have some congenital issues that require regular monitoring. This current doctor gets visibly annoyed whenever I need to see an ophthalmologist for a checkup... it's exhausting.
I've heard good things about Dr. Miller; my dad sees her and says she's fine, though he did mention her sister is absolutely dreadful...
Karen Hernandez73 said:Thanks for all the input. I’m starting to think this might be honeymoon cystitis, or maybe just some stubborn E. coli that won't quit🙄 . I'll see what my doctor has to say about it, though...
We don't use condoms, and I'm currently on the pill...
If he's finishing inside you, there's a chance he's passing along a bacterial infection—I can't recall the specific name right now. I actually went through something very similar when I was in a long-term relationship; my boyfriend ended up getting a referral for a semen analysis, and they found something during the tests. He was prescribed a round of antibiotics, took them, and was totally fine. It isn't anything to panic about; it happens more often than you'd think.
Rebecca Hall2 said:Hey, what kind of hair issues are you dealing with? Is it dandruff or thinning?
Honestly, it’s neither of those—my hair is just getting terribly thin... my scalp gets incredibly oily, and I have no idea what the deal is. I feel like I've tried every shampoo under the sun, but it's all been a complete waste of money. My hairstylist thinks the issue might be internal and suggested I go see a doctor to get things checked out...
I've been dealing with some hair issues lately. My hairstylist thinks there might be an underlying internal cause, so she suggested I go see my primary care physician. However, the doctor mentioned that I really should have a dermatologist run some specific tests to pinpoint what's going on. The problem is, I honestly have no clue where to start or which specialists to look for!
thanks for getting back to me! so, does this card give me the exact same perks as someone holding a standard card? like, am I looking at the same options for credit lines and cash advances?
Go ahead and check out Morningstar or a similar site to see how these funds are actually performing. Don't get distracted by last year's numbers—look at the returns since the fund's inception. That’s the real metric that matters. Last year, Chase had the highest returns, but honestly, their business practices feel pretty shady and their overall strategy seems inconsistent. Raiffeisen shows solid returns; they stumbled a bit last year, but they've more than made up for it this time around. Avoid AZ at all costs—it's just not worth it. Bank of America is doing alright, though.
Also, when you're selecting a retirement fund, you don't go directly to the fund manager. Instead, head over to a local Fidelity branch and talk to someone at the service desk. Just make sure to bring your ID or any official document with your Social Security number on it.
Is it actually possible to get an additional Mastercard, similar to how you might set up something like a Diners Club account? I currently have a student account over at Chase, while my dad holds the primary Mastercard... I think he also has that new one now. I was wondering if he could just add an extra card under his account or if that isn't really an option.
I’d really recommend seeing Jane Doe; she has her practice over on Masic Street, just a little ways past Kvatric. She is truly wonderful and doesn't charge an arm and a leg, plus you can ask her absolutely anything—she’ll take the time to explain everything to you clearly!
So... I need to see a dermatologist. I’ve actually never been to one before, so I’m wondering if anyone knows where I can find a GOOD one here in Chicago? By "good," I mean a doctor who isn't going to rush me out of the office after barely listening to half of what I have to say. I've had that happen with doctors in the past, and I really want to avoid being put in that situation again. If anyone has a recommendation, please let me know... also, I do have a referral, so I'm looking for someone covered by Medicare rather than a private clinic... thanks 😉