For about a month now, I’ve been getting calls from my bank 😠 first from this "personal banker"—someone I didn't even realize was assigned to my account 🤷—and then, a week later, her manager... they're insisting I come into a branch to fill out a ten-page form 😕 and sign it... apparently, it's all part of these anti-money laundering regulations 🙄
When I inquired about which specific details they needed—hoping to perhaps settle this over the phone—she told me I had to visit in person, unless she emailed the form to me, in which case
they would send someone to my house to pick it up once it's completed 🤦
Sarah Morris57 said:I mean, seriously, can't the government and the bank just... I don't know, sync up? Like, shouldn't they be able to just cross-reference everything and see if I have my US citizenship, what my visa status is, and who I’m actually paying taxes to without all this extra back-and-forth?
And honestly—since both Sarah Morris57 and I use the exact same bank, and we actually took out a joint loan together to fix up our place—it’s not like they're in the dark! I already updated my last name to his through them, so they should totally be aware of our marital status and who's living under the same roof... right?
(Hmm, maybe that's why they didn't even bother asking him about it in the first place? 😵)
I made the same point—that if they truly need this data, they could simply cross-reference it with the local municipality, the IRS, or whoever else might have it. But she was adamant; I have to show up. I explained that my schedule doesn't permit it, given my workload, so she suggested I call ahead to schedule an appointment... since I supposedly have her direct number😵
In any case, after a week of silence, they called again just yesterday at 1:00 PM—well after standard banking hours—and it was my
personal banker once more 🙂. I actually asked her if I might request that she stop calling, and if there were any official notices, she could just send them via USPS, and then I hung up.
So, where does this leave me? Can they actually shut down my account if I refuse to comply with this paperwork?