Best mobile apps for money transfers?

Kevin Morris12 said:That's an interesting point. Are you actually taking it? 😁

I think I will. I just can't decide which account to use, USD or something else.
Maybe the USD account makes more sense since I can make five fee-free ATM withdrawals a month.
Are you getting one?

Edit: It only let me order for the USD account.

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I think I’ll pass, at least for the time being. It’s a bit of a bummer that they don't offer USD as a currency option; honestly, I would have jumped on this much sooner if they did. Ideally, the app should just let you toggle between different currencies with a single click, right? Let me know once it arrives for you.

Sure. I’m dying to know. Right now it says "under review," which means it hasn't even been approved yet, despite the fact that they already charged my card.

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They finally finished migrating my stuff from PayPal over to Visa today.

Now I’m sitting here with two EUR accounts, two USD accounts, and four different cards... Great. Just great.

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As far as I'm concerned, my PayPal cards are still sitting right there in my PayPal account, fully funded.

They'll let you know
It looks like they're processing users one by one

My Infinite was approved and sent
Should arrive in a few days

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I finally managed to get my PayPal setup sorted today. Turns out their virtual card uses a Brazilian BIN! Does anyone know if the physical cards work the same way?
For those of you who actually use one, what's your go-to move?

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In case anyone actually cares, my Twitter account for USD deposits can handle international SWIFT transfers, even though the fine print says it's strictly for domestic stuff. Honestly, it feels faster than just doing a local transfer—I haven't done it enough to be an expert, but usually, local payments take about two days to land on Twitter, while this showed up by day two...

Kevin Morris12 said:I think I’ll pass, at least for the time being. It’s a bit of a bummer that they don't offer USD as a currency option; honestly, I would have jumped on this much sooner if they did. Ideally, the app should just let you toggle between different currencies with a single click, right? Let me know once it arrives for you.

It's here. Sleek, black, glossy, and embossed.
It has a credit card BIN

We'll see how it performs in the wild.

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Well, well, well... 🎉

A Bulgarian BIN?

Yeah.

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I think Wells Fargo is running some kind of deal on their mobile banking right now where you don't get charged any fees for the first three months, I guess.

analogjackal11 said:I think Wells Fargo is running some kind of deal on their mobile banking right now where you don't get charged any fees for the first three months, I guess.

Honestly, looking at all these options alongside the ones that are actually free, none of this really makes sense to me; it doesn't check a single one of my boxes.

Has anyone else tried setting up their mobile banking on iOS (13.3) lately? For some reason, the main “Activate Mobile Banking” button just won't respond, even though everything else seems fine 🤔

I already tried deleting the app and restarting my phone, but I guess it’s still just doing the same thing...

analogjackal11 said:Has anyone else tried setting up their mobile banking on iOS (13.3) lately? For some reason, the main “Activate Mobile Banking” button just won't respond, even though everything else seems fine 🤔

I already tried deleting the app and restarting my phone, but I guess it’s still just doing the same thing...

Look, you've got all these powerhouse cards and apps out there that actually function perfectly fine, so why bother wrestling with this half-baked product 😁 unless they're paying you handsomely to act as a volunteer beta tester.

mellowhawk33 said:Look, you've got all these powerhouse cards and apps out there that actually function perfectly fine, so why bother wrestling with this half-baked product 😁 unless they're paying you handsomely to act as a volunteer beta tester.

Ultimately, it all comes down to individual needs. I don't use their services personally, but consider someone tied to Wells Fargo because of a mortgage who is currently paying for overpriced premium bundles; in that context, it isn't entirely irrational.

It becomes even more logical if you also utilize another service from the NYSE. In that case, for $5.00, you receive checking, foreign currency, and savings accounts, along with 10 included transactions (which includes 3 free ATM withdrawals at any machine in the US or the European Union)... all things considered, it isn't completely useless, as no bank in the US offers everything listed here for that specific price point.

Furthermore, it seems that even within Wells Fargo, half the staff is either unaware this service exists or intentionally pushes more expensive packages instead.

cosmichawk67 said:Ultimately, it all comes down to individual needs. I don't use their services personally, but consider someone tied to Wells Fargo because of a mortgage who is currently paying for overpriced premium bundles; in that context, it isn't entirely irrational.

It becomes even more logical if you also utilize another service from the NYSE. In that case, for $5.00, you receive checking, foreign currency, and savings accounts, along with 10 included transactions (which includes 3 free ATM withdrawals at any machine in the US or the European Union)... all things considered, it isn't completely useless, as no bank in the US offers everything listed here for that specific price point.

Furthermore, it seems that even within Wells Fargo, half the staff is either unaware this service exists or intentionally pushes more expensive packages instead.

We're lucky that we actually have options here. Personally, I refuse to let them rip me off or act like I'm desperate for their services; once they change their attitude toward customers, then maybe we can talk. Since Chime is free, any extra fee tacked onto a service—no matter how tiny it seems—just feels fundamentally pointless to me.

What’s the best way to handle spending in Canada?

I'm thinking about using Chime, Wise, or maybe Curve.

Or just stick to my standard Visa or Mastercard debit cards.

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electricbadger89 said:What’s the best way to handle spending in Canada?

I'm thinking about using Chime, Wise, or maybe Curve.

Or just stick to my standard Visa or Mastercard debit cards.

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Maybe grab a Reddit R master or a Visa Plus—just some extra Visa backup, heaven forbid. And make sure you're paying with NFC; it's basically mandatory these days.

analogjackal11 said:Has anyone else tried setting up their mobile banking on iOS (13.3) lately? For some reason, the main “Activate Mobile Banking” button just won't respond, even though everything else seems fine 🤔

I already tried deleting the app and restarting my phone, but I guess it’s still just doing the same thing...

Took them two whole days to get back to me... I guess this is just how big traditional banks try to compete with fintech 😂