PayPal mobile wallet

It’s pretty much just like a standard wire transfer, I guess, where it usually clears in like an hour or two if you're doing it on a weekday.

analogjackal11 said:It’s pretty much just like a standard wire transfer, I guess, where it usually clears in like an hour or two if you're doing it on a weekday.

👍 thanks 👍

analogwalker2 said:Look, like I mentioned in my very first post—I haven't actually pulled the trigger on buying the card yet! I want to figure out how the whole thing works first, which is exactly why I decided to ask around here and see if anyone has any actual experience with it.
When I clicked on Scan and Pay, it asked me for permission to access the camera,

But you were already told that you don't even need a physical card to pay by scanning; you just need to download the free app.

I’m a bit confused here—do I actually need to go out and buy a physical card for $10, or is the app alone enough? I was hoping to keep paying my utility bills without those extra fees for as long as possible.
With Pioneer, the virtual one works just fine.

You probably don't even need anything else besides the app, I guess.

Excellent. I managed to settle all my utility bills without paying a single cent in fees—he even scanned the code right off my screen because Visa wouldn't accept it. 🙂.

On another note, does anyone know about the verification process? When I first transferred funds from my Visa, it required authentication, but this second time, it didn't ask for anything at all; the transfer was instantaneous. Is it going to be this seamless every time moving forward, without any further verification steps?

Yeah, always without verification.

Pardon me for interrupting the flow here, but I haven't been able to locate an answer within this thread. Is it possible to top up a Revolut account using a PayPal card? Since Revolut is my primary banking tool, I was hoping to transfer funds I received via PayPal directly over to them. Would I need to purchase a physical card first, or can I complete a top-up using just the PayPal card details?

Thanks

Ethan Alvarez5 said:The balance in your Aircash wallet matches what’s on your card, so you can spend every cent sitting in your Wallet

If I use two different cards, how does the balance actually split up?
Can I put, say, $33 on one card and another 200 on the second if my total wallet balance is 300?

I actually had this exact same question because I bought some cards for my kids. I registered both cards under the same app and loaded up $133.
When I called customer service to ask how I could set specific limits—so each kid could only spend up to $67 per card—they told me all I had to do was just set the universal limit to $67 for everything, and that would be it.
Hopefully, that works out; I'll keep a close eye on it at first and see how it goes.

I'm not sure if anyone else has run into issues with online payments lately. I just bought something on Amazon, and then I immediately got an email from them flagging it as an unusual transaction. Now they're saying my profile is under review.

I’ve dealt with a massive headache regarding my Amazon account and my credit cards on two separate occasions... and I don't even use PayPal for my online shopping. For instance, I ran into all sorts of trouble using a Wells Fargo prepaid Visa card, which I think I also used at Mars. Before I even started using Amazon

I don't think Amazon is exactly a huge fan of prepaid cards.

"Quote:"

ironcyclist58 said:I don't think Amazon is exactly a huge fan of prepaid cards.

They finally accepted the card. It took about three emails and a fair amount of explaining, but they eventually got there. They specifically needed me to verify the name printed on the card. 😵

Is there any other card out there similar to Venmo, Revolut, or PayPal—either here in the States or globally—that’s just as popular but doesn't offer the specific perks those ones have?

Can you deposit money into someone else's PayPal account? If so, how does that work?

Just make sure you send it from your own account.

I mean, you could just use cash at The New York Times or a gas station without any fees, right?
The person who wants the money should just generate a cash payment code for whatever amount they want, grab a screenshot, and send it over. Then the payer just shows the image to the clerk and gets it loaded up.
Everywhere I've gone to top up my PayPal with cash, there’s never been any verification... just scan the barcode, hand over the cash, and you're done.

Please forgive my lack of expertise on this particular subject, but I find myself wondering... what exactly distinguishes a modern online banking platform from using PayPal? What would be the actual advantage of one over the other? Also, is it possible to utilize it while traveling abroad?
thanks

Got a few questions myself:
1.) How long does the physical card actually last? The PayPal pages mention some expiration date where you have to swap it for a new one, but I couldn't find how long that window is—and if there’s a fee for getting a replacement $10.
2.) I also saw somewhere that the bill pay fee is flat at $1.25. So, am I really paying the exact same fee whether it's a bill for $17 or just for $333?
3.) Can I manually enter the recipient info when paying a bill, like if the bill doesn't have a barcode I can just scan?
4.) How does the IRS look at these cards if, say, I'm topping up my balance with cash every month at a Walmart checkout $333 (you know, untraceable money)?

Linda Wood96 said:Got a few questions myself:
1.) How long does the physical card actually last? The PayPal pages mention some expiration date where you have to swap it for a new one, but I couldn't find how long that window is—and if there’s a fee for getting a replacement $10.
2.) I also saw somewhere that the bill pay fee is flat at $1.25. So, am I really paying the exact same fee whether it's a bill for $17 or just for $333?
3.) Can I manually enter the recipient info when paying a bill, like if the bill doesn't have a barcode I can just scan?
4.) How does the IRS look at these cards if, say, I'm topping up my balance with cash every month at a Walmart checkout $333 (you know, untraceable money)?

Yeah, the fee is fixed and sits at $0.00 right now.

Linda Wood96 said:Got a few questions myself:
1.) How long does the physical card actually last? The PayPal pages mention some expiration date where you have to swap it for a new one, but I couldn't find how long that window is—and if there’s a fee for getting a replacement $10.
2.) I also saw somewhere that the bill pay fee is flat at $1.25. So, am I really paying the exact same fee whether it's a bill for $17 or just for $333?
3.) Can I manually enter the recipient info when paying a bill, like if the bill doesn't have a barcode I can just scan?
4.) How does the IRS look at these cards if, say, I'm topping up my balance with cash every month at a Walmart checkout $333 (you know, untraceable money)?

Nope.