ironcyclist58 said:And then they'll take a nice little cut for themselves. 😬
If you check the app under the transfer fee options, the rate is just 1%—which, let’s be honest, is a whole lot better than dealing with Western Union! And, if you ever need to send money to someone right here in the States, you can just head over to the recipient's bank and make a deposit directly; no extra fees involved at all!
Just a quick heads-up: I haven't actually used the money transfer feature myself yet. I've mostly been using PayPal exclusively to settle my bills—you know, utilities and the like—and as long as the fees stay low or cheaper than hitting up the local post office, that's exactly how I'll keep using it. I did give it a little test run the other day by buying a mobile top-up, and everything went through perfectly smooth! It’s quite handy, too—you don't even have to fumble around typing in those long voucher codes; you just enter the phone number and you're good to go.
As for my online shopping, I've got a prepaid card linked to my PayPal account, which serves my needs just fine for now.
But for everything else—whether it's popping into a shop or anything else under the sun—I still find myself trusting cold, hard cash more than anything else!