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PayPal mobile wallet

Started by Rebecca Jones16 · · 👁 51 views · 942 replies

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Participants Rebecca Jones16Kate Ross11briskrider19darkmaker94Laura Alvarez69electricbadger89Bryan Walker3Richard Lewis16Lisa Perez50ironcyclist58Edward Evans7Anthony Rivera69Andrew Wells58Noah Reed2Charles Howard74Larry Fox5Daniel TorresKimberly Perez82mistyorca132wirednomad6northernsurfer64Kimberly Barnes8Joseph Turner36analogjackal11 …
Ethan Collins Ethan Collins Member
11 messages
joined Apr 2010
#521 ·
Have you actually tried making an online purchase with that Delphi card yet? With certain banks and specific card types, online transactions are often disabled by default, so you might need to go in and manually toggle that setting on.
Linda Wood96 Linda Wood96 Active Member
64 messages
joined Feb 2019
#522 ·
Lisa Perez50 said:Has anyone here actually tried dropping a massive amount of cash at a terminal? I’ve been reading that the limit is $1667 max.
Is there any chance PayPal might flag the transaction and freeze my funds—kind of like how Chime can be such a headache—or will the merchant just start complaining about the amount?

I did three $2,000 deposits once and honestly, everything went fine—no drama.
Carl Nguyen5 Carl Nguyen5 Active Member
66 messages
joined Dec 2012
#523 ·
Hi there—does anyone know if it’s possible to transfer funds directly to Cash App via online banking or at a physical branch? If so, what's the best way to go about it?
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#524 ·
The app lists a bunch of account numbers and some phone numbers you can call to make a payment. But honestly, that’s clearly meant for your own transfers... I’m not even sure if they actually track who’s sending the money (from what I hear, they don't)
Carl Nguyen5 Carl Nguyen5 Active Member
66 messages
joined Dec 2012
#525 ·
I sent some funds from my Chase online banking account yesterday $1.75 over to my AirCash balance—just using the account number—to see how long it actually takes for the money to land
Lisa Perez50 Lisa Perez50 Active Member
170 messages
joined Feb 2020
#526 ·
Carl Nguyen5 said:I sent some funds from my Chase online banking account yesterday $1.75 over to my AirCash balance—just using the account number—to see how long it actually takes for the money to land

So, how long did it actually take? And which bank are you using?
boldnomad8 boldnomad8 Member
27 messages
joined Dec 2022
#527 ·
Carl Nguyen5 said:I sent some funds from my Chase online banking account yesterday $1.75 over to my AirCash balance—just using the account number—to see how long it actually takes for the money to land

$3.25 It's a minimum deposit, so who knows? It might not even clear. 😀
Carl Nguyen5 Carl Nguyen5 Active Member
66 messages
joined Dec 2012
#528 ·
boldnomad8 said:$3.25 It's a minimum deposit, so who knows? It might not even clear. 😀


The funds left my Chase checking account, but they haven't shown up yet—I suppose I just need to give it some TIME.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#529 ·
It says if you get the transfer in by 3:00 PM, it hits on the next business day. So, if you sent it yesterday before the cutoff, it should've cleared today. If you missed that 3:00 PM window, you're probably looking at Monday...
goldenotter35 goldenotter35 Newcomer
3 messages
joined Aug 2022
#530 ·
electricbadger89 said:Do you have any remaining cash withdrawal limit?

Aha, okay! So I totally get it now—it’s just the cash withdrawal limit that counts, not the overall payment limit. Makes total sense! Thanks!
Carl Nguyen5 Carl Nguyen5 Active Member
66 messages
joined Dec 2012
#531 ·
ironcyclist58 said:It says if you get the transfer in by 3:00 PM, it hits on the next business day. So, if you sent it yesterday before the cutoff, it should've cleared today. If you missed that 3:00 PM window, you're probably looking at Monday...


I sent mine yesterday—honestly, I can't remember if it was past 3:00 PM or not—but it definitely should have arrived by now unless they have a $5,000 limit instead of the usual $10 minimum, because the funds were already pulled from my checking account this morning.
Terry Campbell2 Terry Campbell2 Member
16 messages
joined Sep 2022
#532 ·
Carl Nguyen5 said:Hi there—does anyone know if it’s possible to transfer funds directly to Cash App via online banking or at a physical branch? If so, what's the best way to go about it?


So, I reached out to their support team. Here’s what they sent back! 🙂

To move cash straight from your mobile banking app into your PayPal wallet or card, just open the PayPal app, hit "Deposit," and select "Bank Account" as your method.
On the "Bank Account" screen, you'll see an account number and routing number you need to plug into your mobile banking app to get those funds moved over to your PayPal wallet.
Alternatively, you can just scan the barcode provided within the app using your banking app to trigger the transfer.
If you get the transfer in by 3:00 PM, the money should show up in your PayPal wallet by the next business day. If it's later than that, expect it the following business day.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#533 ·
So, did you actually have to call customer support for that? Couldn't you just check the details in the app?
Terry Campbell2 Terry Campbell2 Member
16 messages
joined Sep 2022
#534 ·
Carl Nguyen5 said:Hi there—does anyone know if it’s possible to transfer funds directly to Cash App via online banking or at a physical branch? If so, what's the best way to go about it?

Ronald Green5 said:Is it actually possible to fund a Binance account using PayPal? I mean, does anyone here actually do that?

It’s pretty much a rule of thumb at this point—anywhere that takes a Mastercard, you can just swipe your PayPal card and call it a day. Simple as that.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#535 ·
@Carl Nguyen5

Did that payment finally hit your account?
Amanda Wood Amanda Wood Member
26 messages
joined Dec 2021
#536 ·
Does the FBI accept a "payment confirmation"?
I need to renew my driver's license

I'm a little confused because the receipt says:
"This document serves as confirmation that the payment order has been received"

Which logically means it isn't actually proof that the payment went through

Or should I just provide the transaction verification number?
Lisa Perez50 Lisa Perez50 Active Member
170 messages
joined Feb 2020
#537 ·
They finally cleared me for my ID, though my aunt couldn't stop laughing because I used PayPal to pay for it. To make matters worse, we ended up in this whole ridiculous debate about why she deleted the PayPal app 🙂
Amanda Wood Amanda Wood Member
26 messages
joined Dec 2021
#538 ·
Lisa Perez50 said:They finally cleared me for my ID, though my aunt couldn't stop laughing because I used PayPal to pay for it. To make matters worse, we ended up in this whole ridiculous debate about why she deleted the PayPal app 🙂

Then I'll give it a shot...

😁
Linda Wood96 Linda Wood96 Active Member
64 messages
joined Feb 2019
#539 ·
Lisa Perez50 said:They finally cleared me for my ID, though my aunt couldn't stop laughing because I used PayPal to pay for it. To make matters worse, we ended up in this whole ridiculous debate about why she deleted the PayPal app 🙂

So, what was her excuse for deleting it?
Lisa Perez50 Lisa Perez50 Active Member
170 messages
joined Feb 2020
#540 ·
Amanda Wood said:Then I'll give it a shot...

😁

I bet they run a full background check on everything before they hand over a new ID. It’s clearly just a way for them to track down payments more easily. 🙂
I tried it myself. I wasn't looking to take any unnecessary risks; I was just trying to stay clear of the whole thing. $0.83 Transaction fees are a total rip-off. Why am I being charged just to move my own money around? It feels like a hidden tax on every single move I make. Is anyone else tired of watching their balance shrink because of these pointless processing costs? It’s ridiculous.
Quincy:
I don't know what you're trying to say. You just dropped a single word and walked away. Is there a point to this? Are you looking for a reaction? Just get to the point. kaže:
And what was her actual reason for deleting him?
Why do we even have to go through this identity verification nonsense? And why on earth can't you just pay your bills without scanning some stupid QR code? It feels like every single step of modern life is becoming a hurdle designed to slow us down. Seriously, what’s the point? Is it all just about "security" and protecting us from fraud, or is it just more red tape for the sake of having red tape? They say it's to make sure you are who you say you are, but at what cost? We spend half our lives jumping through hoops just to access our own money or settle a simple utility bill. And don't get me started on the QR code requirement. Since when did a little square of black dots become the gatekeeper to my bank account? You want to pay a bill? Scan this. Want to move funds? Scan that. If the technology breaks, or if I'm in a spot with bad service, I'm basically locked out of my own financial life. It feels less like convenience and more like being forced into a digital cage. Is there actually a logical reason for this level of friction, or are we just letting tech companies dictate how much effort we have to exert to exist in society?
She was nice enough, sure, but her reasoning felt a little weak. But hey, I personally taught her how to build her own 2D payment code using American Airlines, and there were probably 200 people behind me losing their minds while we just sat there chatting—thinking we weren't actually working. We managed to make it both pleasant and productive at the same time. 🙂

Hey, tell Auntie I said hi if she happens to see this!

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