Hannah Campbell63 said:But really, the real question I find myself pondering is whether this actually holds water for businesses too—you know, specifically regarding those incoming transfers hitting a corporate checking account?
What I'm actually wondering about is...
who decides if:
the reference number equals the invoice number
the bank where the account is held,
automatically converts that reference into an invoice number
so the account holder doesn't even have to deal with the reference itself...
or if the user has to manually "convert" the reference into an invoice number themselves...
I've been working with some local contractors who still struggle with basic math, like comparing apples to oranges...
trying to convert dollars to cents...
so I'm a "BIT" skeptical about how they would handle a "reference" number.
😁