Posts by Kimberly Nguyen

And I’m honestly just asking anyone with half a brain to please explain the difference between a standard small business and a seasonal one to me.

Are you actually serious right now? ... Because things don't work that way in the States, which is why I'm even asking...

Alexander Sanchez33 said:Stay far away from State Farm and Allstate—especially when you're looking at collision coverage.

Don't even bother wasting everyone's time with posts like this if you aren't going to back up your claims with actual facts and logic.

Seriously, this is just ridiculous... I’ve been trying to pay my bills all morning, but the system keeps kicking me out every single time. It’s driving me absolutely insane. I just tried again, hoping for the best, and this is what I got:

AUTHENTICATION FAILED

Chase Bank Error Message 1
Explanation
The request cannot be completed. If you have multiple security certificates installed, please ensure you are using the correct one.

And all I did was click "LOGIN"... 🤷

... just go ahead and open up your Zaba fan 🤣

@MikeMiller ... Look, VISA is just the brand name here... any bank that issues their cards can set them up as either a charge card or a revolving credit line... I have no idea which ECMC card you're rambling about, so who's actually the issuer?

@Rachel Johnson8 ... you really need to dig into this thread... nothing has fundamentally shifted here, except for the fact that banks have become a hell of a lot more aggressive about tightening credit approvals... and as for your idea about paying back bank debt whenever you feel like it? Honestly, saying "when I can" isn't exactly the brilliant strategy you think it is. It’s a disaster waiting to happen.

Seriously, go through the PDF guidelines
.

where exactly was the chaos 😁

Man, that is absolutely killer 👍

Bill is gonna have to pull myself together 😁

I honestly have to ask => how is everyone doing out there? 😍

Wait, was this actually about making a payment to a corporate account?

EDIT:
According to the pages on the Bank of America website, it says
:
4. PAYMENT SERVICES
4.1. In-person deposits at the Bank 4.1.1. Deposits made to savings or checking accounts (USD or other foreign currencies) and credit accounts held by individuals at the Bankare free of charge.

Look, here’s how it works in principle: if you’re making a transfer at JPMorgan Chase to someone who also holds an account right there at JPMorgan Chase, you aren't hit with any fees. But, the second you try to send money through JPMorgan Chase to some individual over at Bank of America? That’s when they start slapping those transaction fees on you.

When we’re talking about making deposits within JPMorgan Chase => are you guys referring to transfers from other individual accounts or...

Of course you can request a transaction history... and please, for heaven's sake, give me an update because I am dying to know what's happening here

Chase Mastercard

Charles Ramos7 said:A lot of people suggest doing that when things go sideways, but honestly, I think it's overkill. If you slip once while cooking—which happens to the best of us—are you really going to throw every knife and pair of scissors out of your house?
You just have to learn how to use tools without letting them get the better of you. 😉
Plus, how are you supposed to grab a flight or order something online tomorrow if you're totally cut off? 🤷

👍 🙏 👍 🙏 👍

you’ve absolutely floored me with this 👍

Silicon Valley and the FBI are two completely different beasts, and one doesn't just cancel out the other...

JP Morgan Chase isn't even on the roster for Silicon Valley or the FBI

Look, if that unauthorized overdraft was cleared instantly, you probably aren't even part of the Silicon Valley network => you can go ahead and verify that with your own bank if you're so skeptical...

Just a quick little update...

rowdylynx38 went into labor yesterday and had her little baby boy, Viti, 😍 ... huge congratulations to her! 😘

Scott Johnson45 said:So, apparently it’s some kind of revolving credit setup where you pay a chunk upfront and cover the rest later, but I honestly find it hard to believe someone could own a card without having a clue what it actually is or how it works... and the fact that Chase doesn't even show your transaction history—just the balance—on their website is just ridiculous 😕🤷

Believe me, I wouldn't, but there are huge swaths of people out there who are just that clueless.🙄...

I have one of those high-limit cards sitting there, but I barely touch it... it was actually one of the first revolving credit cards Chase rolled out...

Anyway, I decided to log in and check how the Go! card interface looks... on the Chase online portal, you can access your transactions, though it's technically not a "spending" feed because it shows what has been billed for payment, rather than the exact moment you swiped the card... and that’s where you see everything you "carried over" on the card along with the interest charges that hit your statement.

Just like @Jane Crow mentioned, with the Visa Classic setup, 5% hits your bill immediately, and you're left responsible for settling the rest over the next two years...

That 5% based on the total amount is $16though I assume it's a pretty small chunk$32... $295is the amount she'd be required to pay off by the end of the 24th month... and, well, that $100 might be (and I'm just speculating here) the actual interest amount she'd end up paying if she waited until that final 24th month to settle the remaining balance.🤷