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Posts by Benjamin Taylor6

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Is God the subconscious? in Spirituality ·
nimblewolf11 said:I mean, probably! Otherwise, we’re just talking about some personified deity with a pretty thin ego, right?

Pierre Riffard

SUPERCONSCIOUSNESS, SUPERSUPERCONSCIOUSNESS, TRANSSUPERCONSCIOUSNESS

In my view, anything regarding these three—or any others like them—that we aren't personally aware of falls squarely into the realm of the unconscious.
That superconscious or divine realm of awareness 😁 is mostly tucked away in our unconscious territory. I guess supersuperconsciousness would imply being aware of every single level of consciousness, right? And then there's transsuperconsciousness—now, that one really caught my eye, even with my limited conscious mind 😁! It feels like it might be a synonym, or at least very close, to transpersonal consciousness (someone please correct me if I've got that wrong!).
To be honest, I haven't come across the term TRANSSUPERCONSCIOUSNESS before—not that I can recall, anyway. This is actually quite important to me, so thanks Benjamin Taylor6! 🙂

I wasn't aware there were quite this many different terms either. The reality is that we tend to find the superconscious much more fascinating than the subconscious. It’s because the superconscious acts as a "repository" for everything good, whereas the subconscious is just a cluttered storage unit for everything and anything—usually consisting of nothing but old traumas!

What flows from the superconscious is this: In 1904, he penned the "book of law," which was allegedly dictated to him by an entity known as Aiwass, appearing after the invocation of the Egyptian god Horus. http://en.wikipedia.org/wiki/Aleister_Crowley

It is the subconscious that actually holds the reins, controlling us in ways we desperately want to avoid because it keeps us shackled:http://www.webmd.com/mental-health/how-to-overcome-subconscious-blocks
Is God the subconscious? in Spirituality ·
Shouldn't God actually be the SUPERSOUL! (the superego)!

Pierre Riffard

SUPERSOUL, SUPERCONSCIOUSNESS, TRANSCENDENCE

"A vast number of revelations that transcend and surpass the conscious activities of the soul should be placed not beneath, but above consciousness. Specifically, the subconscious—the infra-consciousness—corresponds to the level of the *nafs ammara* [the lower soul], whereas the supersoul or superconsciousness corresponds to the level of the *nafs mutmainna* [the tranquil soul] [teachings of Najmoddin Cobra, circa 1220]." Henry Corbin, *L'homme de lumiere dans le soufisme iranien*, 1961, Medici Library, p. 145.

It’s funny how metapsychologists often unconsciously use metaphors—comparing the infra-conscious to infrared, the conscious to the visible spectrum, and the superconscious to ultraviolet. It's from that supersoul where prophetic dreams, visions, sudden flashes of inspiration, and true intuition all originate....
Personal accounts of brief vs. permanent awakenings in Spirituality ·
unknown
William Roberts3 said:It was June 25th, 2013, right around 8:00 PM. I actually have a message saved as proof of the date.

I was just wandering around my living room when I got this sudden, pleasant vibe that something was coming. I walked into the kitchen and felt this sudden "drop" (like a physical sensation of something descending).
What "dropped" was this incredibly light, almost imperceptible feeling—this indescribable lightness and clarity, like an endless expansion. It was this weird sense of being totally detached from everything else (I actually stepped out onto the balcony just to check what was happening to me), and it was like seeing the view from that balcony for the very first time, even though I look at it every single day. I looked at a nearby tree and felt this intense intimacy, just one with it. There was zero separation, just a connection without an "I"—just the tree. It was like I became the tree 🙂 🤣! At the exact same time, everything around me—the grass, the street, the buildings, the houses—looked so much more vivid, like I’d had some instant LASIK surgery that gave me super-human vision. My other senses spiked too. Everything feels stronger, more intense, even more painful, but shorter... 😢 🙂. Honestly, the pain isn't even an issue.

I remember about half an hour later, I wanted to tell someone about it, but there were no words, and honestly, there was no need to say anything, you know? But as those minutes passed, I started seeing the "aftermath" of that "drop." Everything just started resolving itself; things began to unfold naturally, flowing effortlessly. Life just seemed to handle itself, even though I was technically the one doing it. I don't really feel like "I" am doing anything 🤷 it just happens, I'm just moving along with the Whole within that Whole, and there's no "Me" versus the "Whole"! Just the Whole, the One, Life.
This "energy" started flowing through me like a river. I don't need nearly as much sleep anymore; 4 or 5 hours does the trick. Mentally and physically, I can go all day long; I get home and I'm still going, even if my body is wiped (it seems the body is the weakest link since it's stuck in "matter"). This "Energy," this "Force," drives my creativity in every direction, and it never runs dry. Even my relationships have seen all kinds of positive shifts as a result. Everything just flows. Sometimes now, when I pick up a "sacred" book or read some "holy" quotes, I actually "get" what the sage or poet is trying to point toward, whereas before, I couldn't make sense of it at all.
This sense of stability, security, presence, "chillness," openness, and harmlessness is always there. And truly, I wouldn't care if I woke up with some heavy, painful illness tomorrow, because I "know" that even that would just be part of Life for me. Even the death of my physical body is just part of Life.

I think I started posting on the forum the very next day, which was the first time I ever wrote anything publicly.

And really, nothing changed, yet everything changed completely.
It’s not even some superhuman, lofty experience; it’s just the natural, constant state of everyone and everything.

That's all for now, whatever Life brings next.......

I could give you a much better description of my anti-unknowns! That's when it hits you... "descending"... everything seems to have "started" resolving itself, but in the complete opposite direction.
Instead of The Whole! Just the Whole, the One, Life. what's actually happening is this HELLISH, EXHAUSTING SENSE OF SEPARATION from everything else in existence.
It’s so physically draining that you feel the need to pinch yourself—hard—just to force your brain to pivot its attention toward something else, in this case, actual physical pain!

I had an extreme version of this once, way back in high school. I was just hanging out at home, lounging around. Then I started spiraling, overthinking my life and where I stood. We weren't living in some perfect utopia, obviously, but we weren't exactly struggling either.
Suddenly, these dark, panicky thoughts began crashing down on me—this agonizing sense of my being being ripped away from the world. I bolted upright in bed (it was around 9 AM) and started splashing ice-cold water on my face in the bathroom. After a minute or two, that panic and that feeling of being split in two started to subside. I crawled back into bed to try and steady myself. And then the cold sweats hit. I started shaking like a leaf in a storm. Seriously, I was shivering as if I were lying naked out in a blizzard. The trembling didn't stop for about half an hour.
I haven't had any more outbursts that drastic, though I have dealt with those bouts of dissociation a few times since.
I actually wrote about it before—a similar sensation, actually:

I’ve noticed another really bizarre phenomenon in myself. I call it "psychological distance gazing." Basically, certain people—mostly people I know somewhat, less so strangers—trigger this stupid, inexplicable feeling in me. When I look them in the eye, I start feeling this intense discomfort coupled with a sense of mental detachment from them. To make matters worse, that same person starts looking back at me in that same weird way, almost as if I’m the one who induced the feeling just by staring at them. It mostly happens with specific individuals. With others, it never happens at all. Their psychological posture—their sheer mental grit—is such that they don't allow it. Yet, certain types of people trigger this in me. And the thing is, I can't pinpoint any specific traits in them. Nothing negative, for that matter. Does anyone else experience anything like this?!!

It makes you wonder whether there's anything profound or deep about all this... or if it's just nonsense!!???
Personally, I'm afraid it's the latter. It feels much like that state of mind people get into after they've had one too many drinks at a bar. Some start singing and hugging everyone, while others start swearing and looking for a fight. 😲 😁
The answer lies in this song: http://www.youtube.com/watch?v=4s8D6VFSuvw 😁
Wage garnishments and collections in Law ·
Keith Rodriguez27 said:Can I actually file an objection or some kind of formal protest against a pre-foreclosure notice (specifically regarding utility fees) if part of the debt is already past the statute of limitations? If so, who am I even talking to, how do I go about it, and what’s the deadline? Also, does filing this thing actually pause the foreclosure process or am I just shouting into the void?

Look, I filed an objection once, and they ended up waving the whole thing because of the statute of limitations $1000 !!!

Chris Johnson11 said:Hey everyone,

I just got hit with a garnishment notice for a bit more than $1000. I’m not trying to dodge the bill—I admit I owe it and I want to settle up—but things are tight right now. Is there any way to push this back or work out a payment plan? If I can get them to agree to monthly installments, how many months am I looking at typically?

Thanks in advance.

Just write some kind of formal protest or a request for leniency. But let’s be real here—that collection is coming for you sooner or later. The absolute worst-case scenario is that they come after everything you own: your car, your house, even your bank accounts! As soon as this hits the radar, they move!
And don't forget—the interest keeps piling up the whole time!
Losing interest in socializing: Is anyone else feeling this? in Psychology & Therapy ·
Michelle Davis25 said:hey everyone... 🙂

so basically, I’ve been totally losing my ability to socialize lately?? sometimes I just don't have the energy to talk to anyone...
it's happening a lot more often now..

the thing is, I work out on an oil rig... my shift is 12 hours a day solo, so when you do the math, I’m pretty much a hermit for a whole month. by the time I get back home for my days off, I’ve completely lost my social battery...
any tips on how to fix this? quitting isn't really on the table since I need the paycheck.

The most important question is: does it actually BOTHER you that you don't feel like chatting with people?
Usually, it becomes a problem if you're young and looking for a partner—and let's be honest, you generally need communication to find one. Assuming, of course, you aren't deaf-mute.😲😁
Also, what are you doing during those other 12 hours on the rig? Surely you have at least 4 hours to socialize, or maybe even chat while working. It seems unlikely that you're stuck entirely alone in a control booth for the full 12-hour stretch.

For a person to engage with others, they either need the energy to do it or a genuine interest in the topic. Try to seek out situations where you actually enjoy the people and the things you're talking about.
Wage garnishments and collections in Law ·
Alex Patel2 said:That debt dates back to 2010, so I guess it should have been settled by the end of that year.
I need to know when the statute of limitations kicks in and if there's any actual chance of me ending up behind bars.

The statute of limitations on state taxes is 10 YEARS.😲

Look, you're only heading to prison if they can actually PROVE some kind of fraud or tax evasion on your part. Honestly, I highly doubt you're that type of person!

You'll just end up paying it all back, interest and all, the second you land a job!
The media is absolutely losing it over the USA in Close to Politics ·
If someone can't handle it, they should just stick to watching mindless reality TV shows. 😁

Personally, I sat through the entire program until they started playing the Ode to Joy, and then I just called it a night!

It was all for Beethoven, not for some political agenda from Europe!
Brandon Foster7 said:I’m curious to hear from anyone who’s spent some serious time diving into stuff like meditation, yoga, manifestation techniques, Reiki, or breathwork.

How long did you stick with it?
What kind of results actually showed up?
Are you still doing it?
And do you think beginners get way too obsessed with the technical side of things?

I personally spent about a year messing around with manifestation/transurfing. It helped me stay focused on my goals, which is cool. I haven't had any massive, life-altering breakthroughs like the books promise, but I’m not even mad about it. It’s fine by me.

Honestly, it drives me crazy when people go all-in on something and swear by it before they've seen any actual results—they just swallow the hype without a shred of skepticism. To me, that whole vibe feels a little culty.


I’ve been a follower of the bearded Maharishi Mahesh Yogi since back in 1980.

But honestly, nothing changes—not regardless of how much time passes or how far you travel. 😢😁

I’m still stuck on this point right here:
Wage garnishments and collections in Law ·
Quincy
fadedcobra5 said:Quincy:
Brian Edwards6 As specified by hollowmason64:
There is absolutely no such thing as debtor's prison in this country.🙂
What exactly happens if I fail to settle the debt within the designated timeframe?

Look, you’re going to be climbing an uphill battle forever because of those interest rates—just waiting around for the collectors to come knocking. Your creditors are absolutely going to sue you, and since you don't have a job or any assets to speak of right now, the whole enforcement process is basically just going to sit in limbo. It stays frozen until the day you actually land a job or register something in your name—be it a house, a car, or even a boat. Now, under normal circumstances, there is a statute of limitations, but let's be real—a big bank like Chase isn't exactly some charity. They aren't just going to forget about you. Every few years, they’ll simply renew the lawsuit just to make sure it doesn't hit that expiration date. And honestly? That's an easy trick for them to pull, especially since the debt has ballooned by then. On the bright side—if you can even call it that—they can only garnish about a third of your paycheck once you finally get back on your feet and find work.

Brian Edwards6 said:There is no such thing as debtor's prison here.🙂

Theoretically, this only applies to people who aren't paying child support—but let’s be real, even if they're completely unemployed, they still have that legal obligation to pay. It doesn't just vanish because you lost your job.
Self-Actualization in Spirituality ·
I honestly don't know where to start with this one—it’s just one of those things that keeps me up at night, staring at the ceiling while wondering how we even got here. You look at the state of things today, and it feels like everyone is just sprinting toward a cliff, completely ignoring the "Caution" signs posted everywhere. It’s maddening, really. I was sitting in my kitchen this morning—just sipping some coffee, minding my own business—and I started thinking about how much noise there is lately. Just constant, unrelenting noise. It reminds me of that argument crimsonfox26 was having online the other day—you know the one—where they were trying to make sense of the chaos, but it felt like shouting into a void. There’s this fundamental disconnect happening in our society right now, a total breakdown in how we actually communicate with one another. We aren't even speaking the same language anymore, metaphorically speaking. We’ve traded nuance for soundbites and deep thought for instant gratification, and frankly, it’s exhausting. And don't even get me started on the institutional side of things. Everything feels so fragile. You see these massive corporations—think of something like ExxonMobil or even the big tech giants out in Silicon Valley—acting like they have all the answers, when in reality, they’re often just reacting to the latest trend or panic. It’s a house of cards, really. One little nudge and the whole structure starts to wobble. I remember back in college, studying these theories—Maslow's hierarchy and all that stuff—and it seemed so logical then. But applying those neat little models to the messy, unpredictable reality of modern American life? It’s like trying to map the ocean with a ruler. It just doesn't work. I’m not saying everything is hopeless—I’m not that much of a cynic—but we need to slow down. We need to stop reacting and start reflecting. If we keep living at this frantic, superficial pace, we’re going to lose the very things that make us a cohesive society. It's frustrating, it's overwhelming, and quite frankly, I'm tired of pretending it's normal. kaže:
It’s really just about self-actualization—you know, that whole concept from Maslow.
Every single one of us carries this untapped potential—it’s built right in there—and we all possess the free will to decide whether we actually do anything with it or just let it rot. It’s funny how people tend to conflate self-actualization with these lofty, almost unreachable concepts like enlightenment or Nirvana. Personally, I see it more simply: it’s that state where you’ve finally integrated every fragmented part of your psyche, where those restless, nagging cravings for "more" finally settle down because you've become whole. It’s about becoming the best version of yourself—not some idealized caricature, but the actual person you were meant to be. It comes down to listening to that inner compass and actually following it... though I know some folks prefer to call that the consciousness of Christ.
So, we’re talking about "peak experiences"—that absolute state of euphoria that supposedly only those who have reached self-actualization get to touch. It’s a beautiful concept, really. But let’s be honest for a second—very few people actually make it to that level of self-actualization. Most of us just spin our wheels. Between the endless cycle of procrastination, that paralyzing fear of failing, and the sheer anxiety of trying to break down those mental barriers we build around ourselves... it's a lot. There’s this deep-seated insecurity that acts like an anchor, and honestly, very few people ever manage to cut the rope and actually find their way toward true self-fulfillment. It’s much easier to stay stuck than to face the climb.
Self-actualization—it’s that long, winding road that actually fills you up from the inside out. It provides this deep, internal sense of fulfillment that no amount of external stimulation could ever hope to touch. Honestly, it's the only thing that truly sticks. But look at what we do instead. We chase every cheap thrill and fleeting addiction imaginable just to squeeze out one tiny drop of euphoria—trying to mimic that genuine high that comes from within. It’s a losing game. We end up chasing shadows, drifting further and further away from our actual selves in the process. It's exhausting, really.
Procrastination—honestly, it’s one of those massive, invisible walls that just keeps us stuck in place, spinning our wheels while life passes us by. It’s a total paralysis. I mean, you know that feeling? You sit down at your desk, maybe with a fresh cup of coffee from Starbucks, intending to finally tackle that big project or file those taxes, and suddenly you're three hours deep into a Wikipedia rabbit hole about the history of the interstate highway system. It happens to me more often than I care to admit—I'll be staring at a deadline like it's some looming storm cloud on the horizon, yet somehow, I'm still reorganizing my bookshelf instead of actually working. It's frustrating, really—this constant tug-of-war between what we need to do and what we actually end up doing—but if we don't find a way to break through that mental fog, we're basically just standing still while the rest of the world moves forward.

What are your thoughts on this? 😁

One of our guys put together this massive deep dive on the subject: I’ve been sitting here staring at this thread for a while, trying to make sense of the absolute chaos unfolding, and honestly? I’m just exhausted. It feels like we’re circling the same drain every single time this topic comes up—everyone shouting over each other without actually saying anything of substance. It reminds me of that one time back in Chicago when I was stuck in a three-hour gridlock because some local politician decided to close a major artery for "renovations" that never actually happened. Just pure, unadulterated inefficiency. That’s what this discussion feels like. We are idling in neutral while the world moves on. And then there’s Benjamin Taylor6, who seems to think that if we just follow one specific line of reasoning, everything will magically fix itself. Look, I appreciate the passion, I really do, but you’re missing the forest for the trees. You can’t apply that kind of rigid logic to a system that is fundamentally broken and unpredictable. It’s like trying to use a map of New York City to navigate the streets of Los Angeles—it might look similar on paper if you squint hard enough, but you’re going to end up hitting a curb eventually. crimsonfox26 keeps chiming in with these pointed observations that, while technically accurate, completely ignore the underlying tension that’s driving the whole mess. It’s easy to be right when you refuse to acknowledge the context. But being right isn't the same thing as being useful. We need to stop this cycle of reactionary outbursts. If we want actual progress, we have to move past the knee-jerk responses and start looking at the structural issues. Otherwise, we’re just wasting our breath—and my time.
It really comes down to how you perceive reality—or rather, how much of it you’re actually capable of seeing. I’ve been thinking about this quite a bit lately, especially regarding those people who seem to operate on a completely different frequency. There’s a certain level of self-actualization that changes everything. When you reach that stage, you start noticing things others miss—the subtle layers of insincerity, the performative nonsense, and that pervasive sense of inauthenticity that most people just breeze right past. It’s like everyone else is watching a filtered version of a movie, while you’re finally seeing the raw footage. It can be exhausting, honestly—I remember being in a boardroom meeting in Chicago last year where the tension was thick enough to cut with a knife because someone was clearly lying through their teeth, yet everyone else was just nodding along like nothing was wrong. It’s maddening. But there’s a benefit to this heightened perception. People who have done the internal work don't get tripped up by ambiguity. They don't feel that awkward, creeping discomfort when a situation becomes gray or double-sided—they just accept it for what it is. And more importantly? They aren't paralyzed by the unknown. While everyone else is clutching their pearls and panicking because they can't predict what happens next, the self-actualized individual just moves forward. There's no fear of the dark when you've already learned how to see in it.

Self-acceptance—this whole idea of embracing who you are, the people around you, and even just the natural world—is such a massive, overlooked pillar. It’s about looking at your own flaws, those jagged little edges and weaknesses we all carry, and realizing they aren't some moral failing; they are simply part of being human. There shouldn't be this constant, nagging sense of shame or guilt attached to them. I mean, honestly, why should there be? We're all a bit of a mess. When you look at people who have actually reached that level of self-actualization—you know, those folks who have really done the work—they tend to be incredibly open and sincere. They don't feel this desperate, exhausting need to put on an act or curate a perfect persona just to impress the neighbors or win over strangers. They aren't out there trying to pretend they're something they're not just to fit a certain mold. They just... are. And there's something quietly powerful about that kind of honesty.

Spontaneity, simplicity, and just being... well, natural. When you look at self-actualization through that lens, spontaneity isn't just about acting without thinking—it’s more about that raw, unadulterated curiosity you see in kids. You know, that sense of wonder where nothing is "boring" because everything is a discovery? It allows a person to develop this beautifully unconventional perspective on the world—one where they actually have the capacity to find genuine beauty in things most people would just walk right past without a second thought. It’s about seeing the extraordinary in the mundane.
I was sitting there thinking about the whole ITD situation—and by that, I mean that massive conglomerate over in Chicago—and honestly, it just gets me fired up. It’s one of those things where you look at the sheer scale of what they're doing and you can't help but feel a bit cynical about the way things are run. You know how it goes—big corporations, big egos, and a lot of red tape that seems designed specifically to slow down anyone actually trying to get work done. It reminds me of this time back in Seattle when I was working for a logistics firm; we had this one department head who acted like he was the king of the world, making decisions that made zero sense for the actual workflow, all while insisting everything was "perfectly optimized." It wasn't. It was a mess. And seeing that kind of structural dysfunction play out on such a huge level? It’s exhausting. There’s just this disconnect between the people at the top making these sweeping, grand proclamations and the reality of the day-to-day grind. It’s frustrating, really—it's that classic case of mismanagement masquerading as "visionary leadership."

But here’s where we hit the real wall—it’s all well and good to talk about this massive potential we have sitting right in front of us, but what does any of that actually mean if we can't figure out how to tap into it? It’s one thing to stare at a gold mine, but it’s an entirely different beast to actually pick up a shovel and start digging. We keep circling the same drain, talking in circles about what *could* be, without ever addressing the actual mechanics of how we turn that raw capability into something tangible. It's frustrating, honestly—like watching a championship-caliber team in Chicago sit on the bench during the fourth quarter because they can't get their playbook straight. We have the talent, we have the resources, but the execution? That's the missing link. How do we actually bridge that gap? So, I have this friend—let’s call him Dave—who has recently decided that he’s too good for anything that’s actually been through a stove. He’s gone full raw vegan. Not just "I like salads" raw, but the kind of hardcore, unhinged raw where if it’s even been near a microwave, he looks at you like you’ve just admitted to a felony. It’s honestly exhausting. We were out grabbing a bite the other day—well, I was grabbing a bite, he was mostly just staring intensely at a bowl of unseasoned kale and some sprouted seeds—and the whole thing just felt... off. It’s one of those things where you want to support your buddies, really, you do, but there comes a point where their lifestyle choices start feeling like a personal lecture to everyone else at the table. I remember back in college, I had a roommate who went through a similar phase with some weird holistic cleanse, and it was just as draining. You end up sitting there, mid-sentence, wondering if you can even mention how good that burger smells without triggering an impromptu seminar on digestive enzymes or whatever the latest trend is. It’s less about the food and more about the sheer, stubborn intensity of it all—that feeling that if you don't eat exactly like them, you're somehow fundamentally failing at being a healthy human being. Anyway, I digress. Just one of those things that makes you miss the days when lunch was just... lunch. He claims that we can only truly tap into our full potential by synchronizing ourselves with the natural world—as if we’re just some broken gears waiting to be realigned. His big solution? Apparently, the secret to greatness lies in eating nothing but raw food and strictly sticking to organic farming. It sounds simple enough on paper, I suppose, but it ignores the sheer complexity of how we actually live. He insists we have to completely overhaul our mindsets and toss out everything we’ve been taught... especially when it comes to nutrition. Honestly, it feels like one of those "all or nothing" arguments that ignores the reality of a busy life in a place like Chicago or New York, where you can't exactly spend every waking hour tending to an organic patch of dirt just to get your vitamins. We’ve been conditioned by generations of dietary science, and while he thinks that conditioning is "wrong," I think it's a bit much to suggest we just wipe the slate clean and go back to basics overnight.
I honestly don't see how his diet is actually driving any spiritual breakthroughs. It’s all an illusion—he’s only "successful" because he’s convinced himself that the food is the catalyst. It's pure placebo. If you genuinely believe that blowing smoke from a tiny little finger for an hour every single day is going to expand your consciousness, then sure, it'll happen—but only because you've successfully brainwashed yourself into thinking it will.
It’s funny how some people are absolutely convinced that staring directly into the sun is going to make them enlightened or somehow physically superior—as if gazing at a blinding light source is a shortcut to spiritual nirvana or peak health. But honestly? It doesn't actually change their biology. It only "works" because they *believe* it does! It’s pure, unadulterated placebo effect—that psychological loop where if you convince yourself you're absorbing cosmic energy, your brain just decides to roll with it. It's like those folks who swear by certain expensive wellness supplements that have zero scientific backing; they feel better simply because they've invested in the idea. It’s all in the head.
It turns out that the whole concept of spirituality is really just one giant, circular exercise in self-worship—a massive feedback loop where you're basically just placing an enormous amount of faith in your own existence. 😲 😁

I’ve been trying—quite unsuccessfully, I might add—to convince a buddy of mine that our early ancestors were actually vegetarians at first. Then you have those folks who swear we only made any real spiritual or physical leaps once we started eating meat and cooking our food.
http://www.nytimes.com/news/cooking-evolution-article-23718

The idea is that marriage has always been more about shared meals than just physical attraction, according to Richard Wrangham, an anthropologist over at Harvard. It’s that old-school cliché everyone knows: the wife stays home all day prepping dinner so it's ready when the husband walks through the door after work.

The whole ritual kicks off the moment he steps inside; everyone takes their spots around the dining table, the husband sits at the head, and dinner is served.

We ended up with this specific social structure because of our deep evolutionary roots.

"I truly believe the real turning point for humanity happened when we mastered fire and started eating cooked food, because it fundamentally alters our bodies, our brains, how we manage our time, and our entire social fabric," Wrangham argues in his book, “Catching Fire: How Cooking Made Us Human.”

When you look at the cultural, historical, and culinary evidence, Wrangham's theory carries some serious weight.

There isn't a single society on this planet that doesn't cook—honestly, if we were still relying solely on raw food, we probably wouldn't have made it this far. Not to mention how much harder it is to digest stuff that hasn't been broken down by heat.


P.S.

For some reason, reading this makes me think of Maslow and his take on Transcendental Meditation:

People jump into Transcendental Meditation for all sorts of reasons:

1. Cutting down on stress and finding some actual balance in life.

2. Boosting overall health and tackling issues triggered by stress.

3. Personal performance: mental clarity, sparking creativity, and being more productive.

4. Improving how you get along with other people.

5. Self-awareness: essentially fulfilling those core human needs.
Wage garnishments and collections in Law ·
Does anyone have any ideas on how I can help a friend out? He went and signed for several loans, and now the banks are basically trying to seize his entire paycheck.
In the meantime, the Consumer Protection Act - II was passed, which is supposed to protect two-thirds of a person's wages. Right now, he's left with $167 of his pay, but things just got worse because his company hit a temporary shutdown, meaning he’s also losing another $0.00. To top it all off, the leasing company just announced they’re going after his wages through his guarantors—and guess who the guarantor is? Him. At this rate, it looks like he'll be living with absolutely ZERO income for the next decade!

He’s actually considering quitting his job entirely to move out to the countryside and just work under the table. He’d probably make about $333, mostly in trade or goods, and a bit less in actual cash. Plus, he could pull in around $167 in social security benefits. Honestly, there's no way anyone would hire him for a steady gig given he's already 57. If he goes through the unemployment office, he might get around $333 for about a year and a half!

Does anyone happen to know if a signature authorizing a full wage garnishment also applies to the pension he's set to receive in eight years?
My eternal self in Spirituality ·
Drew Gray4 said:Benjamin Taylor6, haha, look at that—I guess I just happened to land on the exact same points by pure coincidence. And no, I haven't actually read your threads or posts, truly. :-) Regardless, I believe helping people through financial support is vital; I do what I can whenever the opportunity arises, especially participating in charity drives for sick children, though that’s not really the focus here. It’s all quite minor to me because I only give from my surplus, much like the biblical story of the widow offering her two small coins. I don't view it as some grand achievement that warrants any kind of glorification.

What truly matters is that we, as a civilization, forge a better future through a spiritual path and advance our collective consciousness. What good is a billionaire living in a skyscraper if he’s so miserable that he’s looking for a window to jump out of? Similarly, through some side work I used to do, I had the chance to enter some incredibly impoverished homes, yet they were filled with such laughter and sense of community that I was left absolutely stunned... it was beautiful. There was nothing like that in my own household.

Regarding material wealth, I have witnessed some truly paradoxical situations. You see people with several million dollars sitting in their bank accounts, yet they are popping antidepressants and losing sleep because they are terrified of losing it all—worried about market crashes or the collapse of the European Union. They are paralyzed by indecision over where to invest or what to do; the anxiety literally eats them alive. Then you have the opposite extreme: people who have nothing to eat and no jobs, which leads them to the exact same level of suffering...

It reminds me of that old tale about the Emperor searching for happiness, only for a wise man to tell him he would find it once he put on a poor man's shirt... only for the punchline to be that the man is naked and has no shirt to give. 🙂

I see you've reached 10,000 posts and are incredibly active on this forum; it’s great to see that. Personally, I’ve never felt the urge to write excessively, but with this thread, I simply wanted to share my feelings and reflections—things I felt were too important to just keep to myself.

My colleagues and I have been hit by what I call the Jewish curse. It’s one of those things where you had it, and then suddenly, you don't. We went from a company that was actually solid back in the days of state-run industry to being absolute garbage now. As Karl Marx said: it isn't our consciousness that determines our being, but our material reality.
Personally, I have a massive allergy to all this talk about "helping people."
Again, thanks to Marx. See, my father spent twenty years working for free to help renovate the local waterfront. His labor was worth maybe $50,000, yet he walked away with about $3,000 in his pocket. In kind, mostly. 😢😲😁
While other dads were out fishing or tending to their olive groves, he was driven by this stubborn, pointless pride.
But hey, we should all be satisfied: at least he could spend his money on bourbon instead of model trains.😲

As a civilization, it’s important that we achieve a better future through a spiritual path—that we progress in awareness. What good is a billionaire’s skyscraper if they are so miserable inside that they're looking for the nearest window to jump out of? It was the same with side jobs; I used to step into these incredibly poor households, but there was so much laughter and sense of community that it left me breathless... such beautiful things. My own life hasn't seen nearly that much of it.

Regarding material wealth, I’ve truly seen the paradoxes. You have people with a few million dollars sitting in their bank accounts who are popping antidepressants and losing sleep because they're terrified of losing it all—terrified the dollar will collapse or the European Union will fall apart—not knowing where to invest or what to do, literally eaten alive by anxiety. Then you have the opposite extreme: people who have nothing to eat and no work, which leads them to the exact same level of suffering...

It reminds me of that story about the emperor searching for happiness, only for a wise man to tell him he'll be happy once he puts on a poor man's shirt... except the catch is the man is naked and doesn't even own a shirt. 🙂

If you ask me, it’s better to have a fat wallet than to be scavenging through the trash. I’m not trying to channel anyone's inner krishnamurtija U. g.:

I see you've racked up 10,000 posts—you’re practically a permanent fixture around here. It's impressive, really. Personally, I’ve never felt much of an urge to post constantly, but with this particular thread, I felt a sudden, pressing need to get my thoughts out there. There are certain reflections and feelings that just feel too vital to keep locked away inside my own head...

It’s the truth. Honestly, this whole thing—this absolute graphomania—has been gripping me for quite some time now!😁
My eternal self in Spirituality ·
urbanwalker72 said:Should you decide to pursue reading, I would be happy to suggest some titles; however, my intention would not be to provide you with catchy phrases, but rather to help you navigate away from logical paradoxes..

I assume you’re probably planning to suggest reading this:

😁

Drew Gray4 said:Benjamin Taylor6: I get that people are bitter about their circumstances. Some just brought it on themselves by choosing to view life as an endless uphill battle. And when you live like that, you end up fighting...

I don't want to overshare, but if you think six years of mental illness just appeared out of thin air, you’re mistaken. It’s the same with my own life—it has been a constant struggle just to maintain our family's basic existence (the way we’ve understood survival since early childhood), dealing with health issues in the immediate circle, pulling ourselves out of various messes, and things like that. Everyone has a story. There’s a book by Viktor Frankl—'Man's Search for Meaning'—about a man who found purpose even in the depths of Auschwitz. If you want to compare existential hardships, there will always be someone who had it worse than you.

Ultimately, I don't believe any of those people or children are actually starving. They aren't dying of hunger. At the very least, they could get a meal at a local soup kitchen and meet their most basic needs for existence—which, if we're talking about the bare essentials, is just food and water. Everything else is an upgrade—Maslow's hierarchy of needs, if I recall correctly from school. I might be caricaturing a bit here, but I hope you see my point.

Take Željko Mavrović, for example. He has a young daughter who, from what I gather, has cerebral palsy. If you look him up online—check out his interview on a major US Sunday morning news program—you'll see he isn't someone stuck in a victim mentality. He doesn't waste time asking "Why me?", "What did I do to God?", or "How can everyone else live normally?" while venting like most people do when tragedy strikes. Instead, he offers a profound, deeply considered reflection on everything he’s faced, from his boxing career to failed businesses and the fear of losing his child multiple times.

Unfortunately, I haven't had a chance to check the links you sent because I'm at work, but I'm sure they all represent heavy burdens and difficult fates. However, a burden can be carried with grace if it's carried out of love. Out of a genuine love for life itself.

urbanwalker72: On the contrary, feel free to send them.


I'm at work right now, so I'm typing this fast and it's probably full of typos. Anyway, I actually wrote about Frankl on my blog:

But I wrote it in a very depressing way! !!!!!!!!!!!

Otherwise, I was writing about Mavrović a few days ago:www.forum.hr/showthread.php?p=45315438
My eternal self in Spirituality ·
Drew Gray4 said:Sandra Morgan2: No, I haven't swapped them out in three years. I went through them pretty frequently during those first three years... and generally speaking, yeah, they wouldn't have lasted nearly this long.

To address the question I missed earlier... I'm not exactly an expert at articulating things in such a spiritual sense, nor have I devoured enough literature to pull sophisticated phrases out of thin air. What I was trying to convey is that I've finally learned to love myself. I’ve come to realize my own depth—an unspeakable depth that was previously obscured by my physical appearance, which I used to loathe and feel ashamed of (I'm referring to my looks, my financial standing, and things of that nature).

crimsonfox26, you hit the nail on the head: acceptance. It's about not fighting everything around you or within you. Life isn't a battle. So many people pay a heavy price for that mindset because they view everything as a struggle, and when you frame life as a fight, there's always the risk of losing. But personally, I can't lose anything, because I don't own anything besides myself—and since I am timeless, I can't possibly lose who I am. Something like that. :-)

Whether life is a struggle really depends on the hand you're dealt. If you're married and have three kids, you don't have much of a choice until you get those children on their feet. You have to grind away at some company that you might hate, where the conditions are absolute garbage—where you're constantly being belittled or miserable. Though, technically, you shouldn't experience it as "misery." The true misery only hits at the end of the month when you pick up your paycheck and realize you won't even be able to buy your kids a decent backpack. They'll just have to carry their books in a plastic grocery bag.
Here's a fresh example of a real struggle: a young engineer colleague of mine just had twins ten days ago. And yesterday, his wife had surgery for anal cancer in Washington, D.C. Now, he and his wife are facing a brutal fight—just for basic survival.
Mind you, he has a good salary and his parents help him out. But if he were living like a hardline religious zealot like many people I know, it would be one massive, overwhelming struggle. 😢😲

And here is another case where maybe spirituality helped a family stay out of a mental asylum:

On top of all that nonsense, fate decides to throw this crap at you too:

The only people I've ever met who live without any kind of life struggle are these two:
But they aren't enlightened souls; they're mostly just idiots!

To a friend of mine, life isn't a struggle—it's just pure bullshit:
I honestly don't get it in Close to Politics ·
Maria Booth said:Maybe he was talking about back in '91, when he was out in the woods with Martić and Arkan fighting those "fascists"? 🤷

No, that’s not what he meant at all. He's talking about how he should have helped his grandparents—and maybe even his parents—hide their official paperwork so they wouldn't end up signing off on every bit of nonsense the church leaders shove in their faces.
It's the kind of thing they were advising young Americans to do about a decade ago, right around election day.
There was this whole fear that the country might be declared a kingdom again, with Christ sitting on the throne.😢😲😁
I honestly don't get it in Close to Politics ·
http://www.nytimes.com/Scena/Film/Brešan...problems-in-the-US

Brešan: Is it actually possible that condoms and masturbation are the biggest issues facing the United States?

Judging by how badly people are pushing for this referendum, it looks like they are!
Wage garnishments and collections in Law ·
Michelle Harris27 said:Quincy:
I think
I mean, look, the statute of limitations is three years. But honestly, things get messy because a creditor can let a claim sit in a desk drawer for almost the entire three-year period before finally deciding to file it with the court. And then, once it hits the legal system, the courts can drag their feet for another three years.
From what I can tell, this collection agency is trying to handle the seizure through their own channels, but they can't actually legally enforce anything without a court order or a notary public involved. You should really take a close look at how these agencies operate; for instance, check out an example here: [url
says:
[/url]

Don't go paying a single cent just yet, because a lot of this is nothing more than intimidation tactics aimed at people who don't know their rights. Please, do some digging online into THIS specific agency to make sure they aren't some shady outfit looking to scam you!
There isn't any mention of a court anywhere in the letter, and I haven't received a single thing from a judge or a notary... absolutely nothing!
It’s just coming from this agency called CreditExpress.

Honestly, you should just tell them the statute of limitations has passed. And while you're at it, make sure to mention that you have an attorney on retainer.
There's zero risk of them seizing anything, because they can't pull off a legal garnishment without a court order or a notary's stamp.
Wage garnishments and collections in Law ·
Michael Martinez97 said:My old man is the one behind the debt, but the house is owned half-and-half by my parents. So, collectors can't touch any cash or personal belongings because—well, there isn't anything to grab.

The biggest issue in situations like this—when someone doesn't have the liquid assets to transfer property to their heirs via a life estate agreement—is timing.
And you’re a bit late to the party. Now, you have to find some way to squeeze those funds out. Though, in your specific case, trying to recover money by selling a house that’s under dual ownership is going to be an incredibly slow and messy headache. But, if we're talking about persistent creditors, anything can happen.
Technically, your father could gift the house to you now, but he’d be risking what's known as a fraudulent conveyance lawsuit.
Everything just seems to get more complicated from here.

p.s.
Besides, the US hasn't passed any laws regarding the protection of a debtor's primary residence from foreclosure.

Michelle Harris27 said:So, I just got hit with this demand letter from some debt collection agency regarding an old balance $29 dating all the way back to March 27, 2006, plus interest $28 and legal fees $43 calculated as of April 3, 2013.
The letter included a formal notice of debt assignment, basically stating that Avon gave them permission to collect on their behalf and that I need to send the payment directly to their account...

It feels incredibly shady to me that after seven years of total silence, they suddenly pop up out of nowhere with this—not even a single warning or reminder before this!
I honestly had no idea I owed anything, and given my $29, I definitely would have settled it if anyone had actually told me I was in the red...

I ended up grabbing a quick consultation with a lawyer at my company, and he told me that the statute of limitations is an absolute three years from the invoice due date, which in my case would have expired back on March 27, 2009.

Does anyone here have any experience dealing with this kind of thing? Please let me know!

I've already sent off a formal dispute against the demand, arguing that the debt is way past the statute of limitations and should be wiped clean, especially since I was never notified about the debt or sent any prior notices, and that's pretty much my whole argument...

What happens next?
I'm really worried about them trying to push through a garnishment for $101 while they're still reviewing my dispute...

Is it smarter to just pay it now and wait for the decision on my dispute, hoping they'll eventually refund me, or should I just hold my ground, wait for the ruling, and see how things play out?

From what I understand, the statute of limitations is three years. However, sometimes a creditor can let a claim sit in a drawer for nearly three years and then file it with the court at the very last second. Then the court process itself can drag on for almost another three years.
As I see it, the collection is being handled by an agency, and they can't actually seize anything without a court order or a notary. Take a look at this example of an agency:

Don't pay a dime yet, because this whole thing could just be intimidation tactics aimed at naive people. Look up THIS specific agency online to make sure they aren't some shady outfit!
Wage garnishments and collections in Law ·
Quincy:
I can't quite make heads or tails of what you're trying to get at here—it’s just a single word, really. If there was a point you were trying to drive home or a specific grievance you wanted to air, you’ll have to actually lay it out for me first. I'm sitting here ready to engage, but I can't exactly debate a vacuum. Benjamin Taylor6 says:
Can anyone actually shed some light on what happens when a debtor hits rock bottom—I mean absolute zero? We're talking about someone who has absolutely nothing left to settle a debt. No income, no house, no car... just nothing. What’s the actual play there?
How exactly does one even begin to resolve a mess like this? It’s never straightforward—it’s always some convoluted, multi-layered headache that leaves you spinning. You think there’s a clear path forward, then suddenly you're staring at more red tape and bureaucratic nonsense than a DMV waiting room in the middle of July. Honestly, I’ve seen similar situations play out before—reminds me of that time back in Chicago when everything just hit a wall because nobody could agree on the simplest details—and it usually ends up being a long, drawn-out process of trial and error. There's rarely a "quick fix" when things get this tangled.
I know that story all too well—believe me, I’ve seen it happen more times than I care to count. Take my friend, for instance.Honestly, forget everything that was just said about him—it’s all nonsense.
In that scenario, honestly, it’s the creditors who end up with the real headache—not the debtors. It’s a frustrating cycle, really. They just sit there, playing this endless waiting game, just biding their time until they have a court order in hand. They’re basically lurking in the shadows, waiting for the second a debtor gets any kind of windfall—be it a paycheck, a pension payout, or even an inheritance—so they can swoop in and seize it all. It’s a constant state of limbo. 😢😲
That’s why anyone carrying a balance—or frankly, anyone dealing with debt at all—has to be incredibly sharp and constantly on their toes. You can't just coast through this; you have to stay one step ahead of the game if you don't want to get blindsided. It requires a certain level of mental agility—and let's face it, a healthy dose of paranoia—to navigate the whole mess without losing your shirt.

Michael Martinez97 said:Is it actually mandatory to let them in, and what happens if I just refuse?
I guess you have to weigh things out so the creditor gets officially notified.
What kind of legal fallout am I looking at if I don't allow entry?
Honestly, it’s just tragic—losing a massive two-story house where two big families are living, all because of some debt starting at $2333 plus interest. 🙂
Someone please give me an answer.

And who exactly is responsible for racking up this debt? Usually, they just garnish the person's wages—or their Social Security checks, in this case—which is a much smoother ride for the creditors. It’s way less of a headache for them than chasing someone down. As far as I understand, they can only go after real estate if the debtor actually holds the deed to the house. Otherwise, what's the point?

fadedpuma3 said:Hi everyone, I'm joining the forum because I'm facing a serious issue. I'm hoping someone here might be able to help me out. 😉
fadedpuma3 is acting as a co-signer for a 🙂personal loan at $23333—it had an 84-month term with monthly payments of roughly $387. My friend took this out on March 14, 2006. The first payment was due March 31, 2006, and the final one was March 31, 2013. During that period, the bank sent me notices as the co-signer about once a year (debt notices on March 28, 2011, and the last demand for payment to the co-signer—terminating the loan agreement—on January 31, 2013). Then, on April 24, 2013, a notary filed a proposal for garnishment based on a credible document—specifically, a promissory note including a consent for wage garnishment, either partially or in full. I filed an objection to that proposal (sent May 6, 2013) because I am disputing the amounts. The underlying document is flawed; it fails to list the creditor and debtor, and doesn't specify the subject, type, scope, or timing of the financial obligation. Furthermore, we are contesting the collection costs and attorney fees, as the promissory note itself is invalid because it lacks the borrower's address.
After I spent those few days constantly calling my friend—the actual borrower—urging her to pay, she finally worked out a payment plan with the bank. A representative from the bank emailed me to confirm that an agreement was reached with their attorney to hold off on garnishing my accounts, provided they proceed with the garnishment against the borrower's account instead.

The amounts they are claiming against me are listed generally as follows:

Principal balance - $15365 🙂
Regular interest - $4654
Statutory interest - $3401 🙂

If it isn't too much trouble, could you please offer some advice?

Is there any statute of limitations on specific missed loan installments?
Since the garnishment is currently paused, is there a possibility that other overdue installments could eventually expire under the statute of limitations?
Can I negotiate a settlement with the bank if the borrower fails to make payments?
The borrower moved away without notifying the bank, so the notices were sent to her old address. However, every time a notice arrived, I called her, and she would speak with the bank and promise them she would pay. 🙂 She is now living with her parents and has two minor children. Can the bank attempt to collect from her parents, or perhaps place a lien on property she might inherit later (which she’ll have to share with her sister)? I want to prevent a situation where her parents transfer property to her son once he turns 18—he's about 10 now, I think.
Her parents own an apartment in Chicago and a house in Florida, and they rent out the Chicago apartment (I actually have confirmation from the tenants that they've been renting it since 2009). As for her, I suspect she's working under the table and might even be receiving social services since she's divorced.

And do you have any general advice on what I should do if she stops paying this loan?

Is there a way to prove all of this in court? If so, how? Who can provide official documentation regarding everything I know?

On another note, I started my own small business in late 2007 and took out an auto loan in August 2007 that expires in July 2014. Could they garnish my car or my business assets?

🙂 Desperate co-signer, fadedpuma3 😠

Look, I know how this works—statutes of limitations don't just happen overnight or easily. Banks have legions of lawyers who aren't exactly easy to outmaneuver.
Quincy:
Can I actually negotiate a settlement with the bank if the primary borrower stops paying?
It's always an option—in fact, banks often prefer it.

Quincy:
Since the borrower moved—she didn't tell the bank, so all the notices are going to her old address (though I've been calling her every time a notice arrives, and she talks to them promising to pay) 🙂—and she's currently living with her parents and has two minor kids, can they try to collect from her parents? Or maybe put a lien on some real estate she’s set to inherit (which she'll have to split with her sister—I'm just trying to prevent a situation where her parents transfer property to her son when he turns eighteen; he's about ten right now, I think)?
Her parents own an apartment in Chicago and a house in Florida, and they run a rental business with that Chicago place (I actually have confirmation from the building management that they've been renting it out since 2009). As for her, I suspect she might be working under the table and perhaps even collecting some sort of social assistance since she's divorced.

Also, do you have any general advice on what I should do if she just refuses to keep up with the loan payments?

Is there any way to prove all this in court? And if there is, where can I go to get official documentation or verification regarding everything I know?

On top of all this, I started my own small business back in late 2007 and took out a loan for a car in August 2007 that doesn't expire until July 2014. Could they potentially garnish my car or my business assets too?

🙂 Desperate New York City 😠
You need to be extremely careful!

If your friend stops paying and she has zero income or assets, you are the first target. They go after the person first, then the property.
Wage garnishments and collections in Law ·
John Clark6 said:Oh, come on now... I mean, we’re talking about someone who is only 25 years old—they'll probably spend their entire lives trying to stay one step ahead of the debt collectors and legal judgments...

If we're talking about a measly thousand bucks, sure, they won't bother. But once that number hits $30,000? Suddenly, everyone becomes an expert at dodging the law. For instance!😲

Look, kids in their mid-twenties are more likely to just pack up and move to New Zealand to start over, while the older crowd—they’ve mastered these "legal loopholes." It reminds me of this one couple I heard about—they filed for divorce, but the wife simultaneously filed for child support or alimony first. And because that support order hits the books first, the court starts garnishing more than a third of the husband's paycheck right away. So, he's paying out a massive chunk to her, yet they're still living under the same roof. By the time the actual court judgments or collections catch up to his wages, there's nothing left to seize because it's already been drained by the support payments. It's a rigged game, honestly. 😲