Posts by Alexander Thompson

That little triangle from last night... I'm not seeing any reaction yet 🤷

Alexander Thompson said:Man, you're just a straight-up troll—like, seriously, who even sent you here to stir the pot? We already talked about this... if we're talking about those big-shot Wall Street vultures, their little lapdogs are honestly even worse.
I wish you could actually step up and deal with the fallout from all these people drowning in debt once in a while...

Jeffrey Lee10 said:If anyone is willing to share a contact address or phone number via private message...
I am prepared to offer a broker 20% of the loan amount, and if you connect me with them, I'll give you 10%. I just need to get this done.
The plan and the concept are brilliant and absolutely worth it, which is why I'm willing to offer such a massive commission.

Jeffrey Lee10 said:Look, my friend—if you'll let me call you that—I know how this goes, and maybe I'm just repeating myself here, but I'm three years away from retirement. Right now, they're already garnishing a third of my paycheck for some debt I won't finish paying off until the day I die. I don't own any real estate or anything else worth a damn, and I'm not even hoping to ever own anything—all I have is this endless list of garnishments and various collections showing up on my payroll records. I don't even know what half of them are, really. I just wish I could somehow, through one legal process or another, just clear those entries out of the accounting system. I figure if I used "inability to pay" as the reason—which, honestly, is the absolute truth since my current payments barely cover the interest, and once I hit retirement, that check is going to be five times smaller—it might work.
So, I'm basically wondering if, based on that reality—this genuine inability to pay—there's any way to void all these recent garnishments or claims in the books. Which specific legal route would that even be? I'm hoping this is my last question for you, so thanks in advance, truly. I'll owe you big time.

Željko

A bulletproof plan, clearly... ☕....

Thanks a bunch....

First off—Girardia... total pain in the neck...

Anyway, just some green lettuce and other fresh veggies... they use some pretty specific fertilizing methods for the crops 😬

comi1 said:did she bruise your ego or something?
just worry about her... I mean, how dare she just... round it up by a whole dollar more!!!!!😲
honestly, this kind of thing deserves to be a breaking news headline on some major news site, if not even on the nightly news...

imagine the headline: "local grocery clerk rounds up price of bread and hot dogs by $5.25!!!! NATO and The Hague, where are you guys now!?!"😲

man,
you're seriously stressing over one dollar a cashier won't give back, while ignoring the thousands of dollars being taken right from under your nose by corporate giants!?
and as for "avoiding" this... trust me, there are some things you just can't dodge, no matter how much you pretend you want to or try to...😉

you've gotta be an IDIOT—or maybe just one of those morons you only find on internet forums, like most people posting here, really!!!!🤷

they don't say "the dogs bark, but the caravan moves on" for nothing...😉

I don't know if this is really the level of discussion we should expect in the Finance section... I tried squeezing out every cent, got nothing, so if the standard is just to suck it up and deal with it... 🤷

Nah, I’m just messing with you—I’m definitely not offering you a loan... I guess I just think that private loans, especially when they're coming from anyone outside your inner circle of family or close friends, are basically a one-way ticket to disaster... You end up dealing with crazy interest rates—well, relatively speaking—and the collateral is just totally overkill, like, why would anyone demand a mortgage on a house in Chicago for a $5,000 loan? It makes zero sense...

Rebecca Green7 said:They’re issuing a promissory note for double what was actually borrowed...

I mean, do you even have any collateral? Like, a house or maybe a decent car we could hold onto while you scramble to pay us back?

So, how exactly are you guaranteeing my money actually comes back to me?

velvetfalcon44 said:Hey everyone,

Just a heads-up—we're updating the fees for debit card transactions when you're pulling cash from ATMs or using a POS terminal here in the States. Starting August 10th, 2013, the new fee will be 1.5%, with a minimum charge of $2.00.

So, does this mean I'm actually gonna get hit with a fee just for using a Citigroup ATM, or am I totally misreading this?

Nah, you're way off... I mean, at that rate, they might as well just have everyone line up inside the branch to withdraw $33...

rapidbadger75 said:The initial PIN should be 1254. From there, you select your own code and enter it twice to confirm—meaning you'll type your new four digits both times, I guess—and then it should eventually say COMPLETE! 😉

Thanks a million, man—you totally saved me from having to deal with a visit to a very lovely government office 😬

So, I get this notification saying I need to swap out my security token, right? I head down to the local Wells Fargo branch, grab the new thing, get back home, and then—of course—realize I don't have the initial PIN. I call customer service, thinking it’ll be an easy fix, but they just tell me I was supposed to get that number while I was still at the bank. I’m like, wait, you mean the PIN isn't universal for all these tokens? And the lady on the phone is all polite, like, "Oh, it is the same, but we simply CANNOT give it to you over the phone"... so, because of some absolute geniuses, I have to drive all the way back to the branch.

It's wild to think that maybe 20,000 people already know that PIN, yet here I am, unable to get it myself because of—well, "security" or whatever...

Does anyone happen to know what the default PIN is for a Wells Fargo token?

Carl Brooks2 said:Can someone give me a ballpark figure on what kind of interest I’ll pull from a $5,000 deposit? Specifically, I need to know what my monthly interest rate is going to look like.

0.25%

There really ought to be some kind of marking on the base of the cartridge...

Dennis Myers6 said:Man, I guess on this thread it’s just banks whining about how they're gonna claw back those $6 billion in bad debt assessments (including the treasury bonds).
🙂

Well, I mean, I guess the banks have a right to complain a little bit too... 😬

:

briskdrifter3 said:And then there are the other geniuses—the ones who think it’s perfectly fine to slaughter the chicken just to get one golden egg. They can act surprised when, after driving thousands of citizens—and even worse, thousands of businesses—straight into bankruptcy, the banks wonder why nobody wants to take out loans anymore or why business has completely dried up.

Let me lay it out for you again: everyone is just looking out for their own slice of the pie... You're watching what works for you, and the bank is doing exactly what works for them.... Honestly, if you aren't completely out of your mind, it should be obvious that some regulatory agency's whole job is basically to step in and declare you incapable of making a sound business decision...

I don't think I've ever heard anyone talk about killing a chicken for a single golden egg... I mean, sure, I'm all for slaughtering a cow for a few pounds of beef, or even the hen that lays the gold eggs... But you're starting to make up metaphors now, kind of like how Sijerkovic used to spin those old proverbs.😬

briskdrifter3 said:Are you planning on throwing families—people with actual children—out onto the streets? Because there are thousands of them out there... just waiting for a break. And how exactly do you intend to explain that to a five-year-old? "Look, kid, your old man was just being a greedy idiot when he signed those mortgage papers, so now you have to leave your bedroom behind. Take your teddy bear if you want..." It’s just... well, it's beyond absurd.

Look, if you’re going to stand there spilling nonsense about contracts, banking regulations, profit margins, and the sheer depth of human stupidity—then honestly... just keep it to yourself.

My suitcase is practically overflowing with nothing but excuses from the banks—just endless, hollow justifications for their blatant highway robbery...

Personally, I’m pretty much done with the geniuses who seem to think it’s the bank's moral obligation to provide housing for them and their kids ☕...

As if someone else should just pick up the tab for those loans....

And don't worry about the evictions—that part is easy enough to coordinate. I guess Bancin's job is just to offer the loan, yours is to actually read the fine print before signing, and then some other crew comes along to toss you and your goldfish out on the curb. Everyone just plays their part, I suppose...

John Hill6 said:Look, I know what I did was incredibly stupid—total lapse in judgment—but man, if only I had known. People online post these pictures where everything looks white, but when you actually squeeze them, they turn blue. These ones were white with this weird greenish tint right in the middle of the cap. She’s insisting they're just common field mushrooms, but I have a feeling she's dead wrong. For our local varieties here in the States, a moderate dose is usually around 10 grams because the psilocybin content is lower. We've got a baby on the way, too—and honestly, if I end up poisoned, maybe I deserve it—but I figured, hey, let's just wing it, how much harm could it do? I didn't realize I was dealing with a toxic mushroom. Now I'm just sitting here waiting for the reaper to show up. Last week, we had a pipe burst in the apartment and water was leaking everywhere; nobody believed me when I called the plumber. He told me we all could have died from the mold buildup because urbandrifter8 didn't even notice the smell. And now this. I'm 23, so I'd hope the symptoms would hit soon—maybe some swelling in my limbs or intense stomach cramps.

Any thoughts?

Since it’s been like four or five days since you ate that thing, it probably wasn't just some harmless mistake... I mean, the kid is gonna know exactly what you put in him if he gets sick... Still, if I were you—not that I am—I’d really insist on getting a doctor to take a look... But hey, obviously, it's your call how you want to handle it...

urbandrifter8 said:Maybe 7 small pupae and some big brown ones I couldn't quite identify. I tossed them straight in the trash the second I saw them, so I didn't get a chance to figure out what they were—but based on what he's saying, he probably ate those too. Honestly, the pupae part freaked me out. He ate less than 10 grams total, so I guess he's probably not in any immediate danger.

Yeah, he’s definitely in danger if what you're claiming is actually true.☕