Posts by darkmaker94

Everyone’s obsessed with checking the blacklist. Just so you know, you stay on there for another three years even after you've cleared the debt. You only get wiped from the list after that period is up.

Sarah Turner98 said:I don't even need tuition money, just enough to cover basic living expenses 🙂

I actually looked into this a few months back while checking out Goldman Sachs, if I recall correctly. You can pick how you want it paid out—monthly, quarterly, every six months... basically whatever works for you

Feels like I might just have to settle for monthly annuities and save up for the big stuff 🙂

Nah, it's just monthly or quarterly installments in equal amounts. Nobody's handing you a giant lump sum upfront.

From what I can tell, though, Goldman Sachs Private Wealth Management offers a consumer loan for up to $10,000 over a 5-year term. They don't specify the fine print regarding terms or insurance requirements, though.

By the way, are you 100% sure you actually need this? Starting your life off in debt... hmm...

As far as I know, you can't just walk out with a bag of cash. If you're taking out a loan to cover tuition, you have to show them proof from your college or university first, and then they pay the school directly; you never even touch the money yourself.
If you're looking at a student loan for living expenses, you get a monthly stipend that stays the same every month (and if I remember right, no bank is offering more than $350-$450 a month max).

EDIT:

Take this for example: JPMorgan Chase index loans, specifically for student living costs:

- the loan covers things like housing, food, textbooks, and study trips...
- undergrads qualify once they've finished their freshman year
- loan amounts range from $2,200 to $20,000 distributed in equal monthly installments
- the monthly installment caps out at $325 in US dollars
- the loan lasts as long as your studies, up to 6 years max

Kate Mendoza said:So, where exactly were you using that CVV code? Was it some online sportsbook or... what?

PayPal or pretty much any online store.

Kate Mendoza said:Then why even bother putting a CVV on there if they aren't going to let you use it for online shopping?

Just ask them. 🤷

Maybe check with someone on a Canada forum or just hit up your bank directly. 🤷 I was talking about how things work in America, so things might be different where you are.

Both JPMorgan Chase and New York banks have them, but they won't let you use the card for anything online.
I told you who's running them. 😉

None of the Leonard Bernsteins have a CVV.

Kate Mendoza said:Does UniCredit have one too?

You talking about the local bank here? Their credit cards work fine, but Intel doesn't.

And nah, Maestro and Intel aren't the same thing; you can't do anything with Maestro on PayPal.

You'll snag a Dunkin' card with that salary no problem; they take it basically everywhere, plus you can pay in installments—they even added consumer credit options for up to 60 months recently. Just check their website; looks like you can even apply for the card online.

JPMorgan Chase, Bank of America, Citigroup, and local banks.

Plus credit cards (Mastercard and Visa) from all the major banks, and Amex too.

Maybe give it a shot and apply for an American Express or a Diners Club card? From what I know, Amex doesn't really have a set spending limit, they're accepted basically everywhere, and you can even split your purchases into installments.

Goldman Sachs. Honestly, I prefer Citibank, so I’m planning on closing all my accounts at Goldman.

Yeah, but we don't even know which card we're talking about.
It gets even more confusing when you realize Chase doesn't even offer credit cards specifically for students, unless the guy starting this thread is actually talking about the Visa Mastercard affinity credit card for Fannie Mae members. And honestly, I have no clue how a Visa could even be classified as a credit card. 😕

$3.00 (if the value is under $33)

hollowtiger10 said:Man, I've run into a bit of a situation here 😢

😂😂😂😂😂😂

rapidstag2 said:I am not quite sure, darkmaker94; it seems they have branded you blue far too prematurely.

Something is definitely brewing behind the scenes, and we are all just waiting for the final twist—that moment when it’s officially revealed that this is nothing more than a clone of some moderator.

I knew that felt sketchy right from the start; I tanned way too fast, and now I can't seem to get a tan at all. 🤷 😬

Something's brewing. We're just waiting for the final twist and the official reveal that this is actually just a clone of one of the moderators.

I've got my eye on one... 🙂

rapidstag2 said:What a complete mess. 🤣 If it had been executed with even a modicum of competence... but let's be honest, darkmaker94 lost control of the moderation team regardless. 🤣

Vekjo, you're up next. ☕

😢😢

I already know all the girls from Fashion (and the fashionistas over at Economy😁) will be signing petitions to get me back. 🙂😬

Henry Edwards33 said:If you want to stay on the Reddit moderator team, you have to be hovering over the site constantly 🙂 , otherwise they'll just kick you off the staff 🤣

🤣🤣🤣🤣

Here's a lesson for all the mods out there: if you aren't around for at least 2-3 hours at a time, don't expect to keep that blue username. 😬

Joseph Brooks5 said:Honestly, I’ve got way too many of them anyway lol xD
And no need to go apologizing to me, Mr. darkmaker94! 😬

🤣🤣

and I shouldn't have to apologize, Mr. darkmaker94😬

Thanks. 😁

Now if only admin would hurry up and get the dark mode working... 😢

Going out for two hours to "hang out" with Anita, Nosid, and Erin was honestly a bad call. Lesson learned. 😁

Joseph Brooks5 said:Nope, we haven't—you were just randomly picked as a target 😁

An apology would be nice. 🥳

Better move fast before they ban that account too. 😬