Best mobile apps for money transfers?

mistydrifter56 said:If the whole 3D Secure thing is getting on your nerves, you might want to give PayPal a shot. It’s pretty solid—you just link your card to your account and pay from there, plus there aren't any extra fees.
I know this is technically off-topic, but I figured I'd try to help out.

Using PayPal for parking is basically like buying a pack of stale crackers...it's the same shady crew running the show under the hood.

Stripe started shoving ads right into the app. Honestly, I think they've officially hit rock bottom...

PayPal isn't working for me right now. It keeps saying it can't authorize the amount on my card. Anyone else running into this?

It was working perfectly fine just an hour and a half ago...

rowdyhawk14 said:PayPal isn't working for me right now. It keeps saying it can't authorize the amount on my card. Anyone else running into this?

Everything should be fine; I'm not seeing any issues.
Which card are you using? Just remember cards have limits. Diners Club is especially annoying—it sets some really weird limits...

So, I was just reading up on this.
Aircash has actually rolled out an option to send money directly to a Chase ATM.
The sender basically generates a code, and then the recipient can just walk up to any Chase ATM and withdraw the cash—no card required, they just need that code sent over by the sender.
It’s free through the end of the year, but after that, they'll be charging a 4% fee.

Are you kidding me?! Chase is hitting me with a fee for... $5.25 Anyone else seeing issues pulling cash through Revolut? What’s the deal with that $200 fee-free limit? Anyone else in the States actually using this, because I haven't seen anything like it at Chase or any other bank.

It was already mentioned, just check the Revolut thread.

Has anyone actually ordered an iCard Visa Infinite yet?

It’s Black Friday and all, but the app is just telling me the cards are "coming soon" and aren't available for order yet.

So what's even the point of a Black Friday sale then?

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What was the price during Black Friday? I noticed they’ve brought them back to that promotional rate of $5.99 a month in the app. They held that low price for the first few months, then bumped it back up to $9.99, and now they've dropped it to $5.99 again. Strangely, the website still shows $9.99. It feels like they're dragging their feet—is it possible something is stuck behind the scenes? At this point, I'm starting to wonder if this service will even see the light of day. 🤔

That $5.99 price is strictly a Black Friday deal, though you’re right—it only shows up in the app, and they won't even let you preorder; the website still says $9.99

On another note, Payoneer treats a top-up on Chime using a card as a cash advance and hits you with a fee

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So, I can see and actually build templates on PayPal, but for some reason, mPayPal doesn't let me do either... is it just me, or is everyone else dealing with that too?

It’s already December 10th, and yet LeoPay is still up and running. They were supposed to have shut everything down by yesterday, the 9th, making all those cards visible within iCard. 🤷

Kevin Morris12 said:It’s already December 10th, and yet LeoPay is still up and running. They were supposed to have shut everything down by yesterday, the 9th, making all those cards visible within iCard. 🤷

Yeah, I'm watching this closely too.
But nothing yet.

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I just went ahead and withdrew my funds, just to be safe. I actually left about a penny in my USD account and a few cents in my checking account just to see what happens to them 🤣

Everyone should probably just switch over to iCard
Are you actually using iCard yet, or are you still holding out?

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That’s exactly how I interpreted it too—that they were planning to move everything over to iCard. In fact, I went ahead and opened an iCard account the second I heard the news about LeoPay shutting down, just so I’d be ready for them to "transfer" the funds. But honestly? I have my doubts about whether they can actually pull off such a smooth transition. We'll just have to wait and see, won't we?

The word was that "non-users" could just log into Visa using their existing PayPal credentials.

I set up my Visa account a while back, though I haven't touched PayPal in ages. Honestly, the fees on Visa are a bit more reasonable.

One heads-up: even though Visa handles USD, if you fund a USD account using dollars, they’ll pull the exact amount plus a 0.5% fee—minimum $0.10 or the equivalent.

Visa's exchange rates are pretty lousy. If you need to convert currency, you're better off letting a major bank handle it rather than relying on them.

Bottom line: don't fund your Visa with one currency just to swap it to another (like if you're trying to top it up via Chime or something similar).
Just top it up with USD directly.

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Can anyone tell me what the exact routing number and account info is for a wire transfer in USD to my Visa?

You actually have two different routing numbers available for transfers in USD: one is private just for you, and the other is a shared account, so make sure to include your Visa Prepaid Card number in the description when using that one.

I actually initiated a USD transfer to my private routing number just yesterday, but it hasn't cleared yet.