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PayPal mobile wallet

Started by Rebecca Jones16 · · 👁 16 views · 942 replies

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Participants Rebecca Jones16Kate Ross11briskrider19darkmaker94Laura Alvarez69electricbadger89Bryan Walker3Richard Lewis16Lisa Perez50ironcyclist58Edward Evans7Anthony Rivera69Andrew Wells58Noah Reed2Charles Howard74Larry Fox5Daniel TorresKimberly Perez82mistyorca132wirednomad6northernsurfer64Kimberly Barnes8Joseph Turner36analogjackal11 …
Joseph Turner36 Joseph Turner36 Member
41 messages
joined Jan 2020
#81 ·
ironcyclist58 said:I'm guessing it looks pretty much like the picture in the app?

Yeah, exactly.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#82 ·
Meh, if only it were even slightly better looking.
Lisa Perez50 Lisa Perez50 Active Member
170 messages
joined Feb 2020
#83 ·
Honestly, I don't think it looks all that bad.

Check out this screenshot I grabbed from Face.
Joseph Turner36 Joseph Turner36 Member
41 messages
joined Jan 2020
#84 ·
As far as actual functionality goes, I’ve been pretty disappointed that Curve doesn't support it—even though it works just fine with PayPal and Chime.
Otherwise, the app handles transaction notifications without any issues, and of course, the 3DS stuff works as expected through the usual app confirmation process.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#85 ·
It’s no surprise with Curve since it’s just a prepaid card.
You’ve gotta watch your step with Revolut, though; they usually insist the card actually matches your name...
Joseph Turner36 Joseph Turner36 Member
41 messages
joined Jan 2020
#86 ·
ironcyclist58 said:It’s no surprise with Curve since it’s just a prepaid card.
You’ve gotta watch your step with Revolut, though; they usually insist the card actually matches your name...

Well, actually... though I guess PayPal works too since that's also a prepaid card.

Speaking of Curve and prepaid cards—does anyone know if a Mastercard prepaid from Chase or a Visa prepaid from Wells Fargo would actually work with it?
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#87 ·
Nah, PayPal is a debit card.
Wells Fargo isn't working, I'm not sure about Goldman Sachs, but it's almost certainly a no...
Joseph Turner36 Joseph Turner36 Member
41 messages
joined Jan 2020
#88 ·
ironcyclist58 said:Nah, PayPal is a debit card.
Wells Fargo isn't working, I'm not sure about Goldman Sachs, but it's almost certainly a no...

I mean, is it probably the same deal with this Topps MC?
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#89 ·
Pretty sure it's the exact same card as this one.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#90 ·
Does eBay show the owner's name on the printout?
Joseph Turner36 Joseph Turner36 Member
41 messages
joined Jan 2020
#91 ·
ironcyclist58 said:Does eBay show the owner's name on the printout?

Well, looking at the card images on their website, it looks like they do—but I guess someone else here would have to confirm that for sure.

Maybe this thread should be moved over to the "Banking, Insurance, and Credit" section? It’d probably get more eyes there anyway, and since they've basically turned into a legit fintech company now, they kind of belong in that category.
William Howard5 William Howard5 Newcomer
6 messages
joined Nov 2021
#92 ·
ironcyclist58 said:Paying off bills without any fees... yeah, that's actually becoming a thing now.

Is this still a go? Can I really pay my bills without getting hit by fees?

ATM withdrawal fee in the US/EU $3.25 + 2%

So, if the minimum withdrawal is $33, and I try to pull out 100, they take 10 plus an additional 2% on top of what I withdrew?
Does a $33 withdrawal actually end up costing me $37?
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#93 ·
William Howard5 said:Is this still a go? Can I really pay my bills without getting hit by fees?

ATM withdrawal fee in the US/EU $3.25 + 2%

So, if the minimum withdrawal is $33, and I try to pull out 100, they take 10 plus an additional 2% on top of what I withdrew?
Does a $33 withdrawal actually end up costing me $37?

Yeah, it is.

William Howard5 said:Is this still a go? Can I really pay my bills without getting hit by fees?

ATM withdrawal fee in the US/EU $3.25 + 2%

So, if the minimum withdrawal is $33, and I try to pull out 100, they take 10 plus an additional 2% on top of what I withdrew?
Does a $33 withdrawal actually end up costing me $37?

Yeah, but honestly, I don't see the point...
The fees are pretty much what you'd see at a big bank like Chase, and most fintech apps are usually way better about it—usually free up to a certain limit.
electricbadger89 electricbadger89 Regular
423 messages
joined May 2019
#94 ·
This is interesting. The card has an unusual BIN, and nothing is showing up on Binlist to tell me if it’s debit, credit, or prepaid.
It’s got that shiny "debit" branding on it, though.
The issuing country is the USA.
William Howard5 William Howard5 Newcomer
6 messages
joined Nov 2021
#95 ·
ironcyclist58 said:Yeah, it is.

Yeah, but honestly, I don't see the point...
The fees are pretty much what you'd see at a big bank like Chase, and most fintech apps are usually way better about it—usually free up to a certain limit.

Do they charge a fee for every single account, or just some of them?

Honestly, it’s not a great deal because if I’m doing a $333 withdrawal, I end up paying $10 plus 2%, which means an extra $6.75, so for a $1,000 payout, they actually take $1,030 from me, and while that isn't exactly a steal, it's just how they run their business.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#96 ·
William Howard5 said:Do they charge a fee for every single account, or just some of them?

Honestly, it’s not a great deal because if I’m doing a $333 withdrawal, I end up paying $10 plus 2%, which means an extra $6.75, so for a $1,000 payout, they actually take $1,030 from me, and while that isn't exactly a steal, it's just how they run their business.


Every single one.
ironcyclist58 ironcyclist58 Regular
863 messages
joined Feb 2020
#97 ·
electricbadger89 said:This is interesting. The card has an unusual BIN, and nothing is showing up on Binlist to tell me if it’s debit, credit, or prepaid.
It’s got that shiny "debit" branding on it, though.
The issuing country is the USA.

And there’s absolutely nothing on it saying it's prepaid?
If that's the case, it should work fine with Curve once they update their Bank of America lists...
Otherwise, you'll have to send them a photo proving it's debit so they can fix it manually. Though, if the name doesn't match up, that might cause a headache...
electricbadger89 electricbadger89 Regular
423 messages
joined May 2019
#98 ·
ironcyclist58 said:And there’s absolutely nothing on it saying it's prepaid?
If that's the case, it should work fine with Curve once they update their Bank of America lists...
Otherwise, you'll have to send them a photo proving it's debit so they can fix it manually. Though, if the name doesn't match up, that might cause a headache...

It says it right there, apparently I'm blind.
It says PREPAID right underneath.

By the way, is it possible to hold both a Mastercard and a SuperSport card at the same time?
Amanda Wood Amanda Wood Member
26 messages
joined Dec 2021
#99 ·
ironcyclist58 said:Does eBay show the owner's name on the printout?

is
Amanda Wood Amanda Wood Member
26 messages
joined Dec 2021
#100 ·
ironcyclist58 said:And there’s absolutely nothing on it saying it's prepaid?
If that's the case, it should work fine with Curve once they update their Bank of America lists...
Otherwise, you'll have to send them a photo proving it's debit so they can fix it manually. Though, if the name doesn't match up, that might cause a headache...

???
Which card are you talking about?
Look... right next to the CVV, in tiny white letters on a red background, it clearly says
prepaid

😁

I already tried adding it to Curve, but it wouldn't work...
So now it's just sitting here at my house...

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