Posts by darkmaker94

2kn

Nah, I haven't done this before. It's my first time getting car insurance under my own name.

A couple of days ago, an agent from State Farm sent me a quote for $967. It's for an 85kw car with a Zg registration—first time registering it, so I'm at 0% bonus, and I'm 25. Usually, the standard rate sits around $1333.
I'm gonna shop this quote around to other providers now to see if I can snag a better deal. 😁

Yeah, you can. It works just like any other shop that takes American Express.

Just out of curiosity, what did you guys actually pick up for those amounts? 😁

Gary Reed73 said:If I wanted to move $33 from my checking account over to an American Express student card using the Chase Mobile app (via the Cards > New Payment menu, etc.), would that trigger any extra fees? And how long does it usually take to clear...

One more quick thing regarding online shopping—stuff like buying games on Steam or Blizzard, or hitting up eBay and similar sites—which card is better to use? My standard Visa or this American Express student one?

Sorry if these questions seem a bit basic 🙄

There's no commission involved. You're just using that payment to clear your Amex balance.

One more quick one: when it comes to shopping online—stuff like Steam for games, Blizzard, eBay, and sites like that—which card is better to use? Should I go with my Chase Visa debit card or that American Express student card?

Since that student American Express doesn't work outside the US—meaning you can't even use it on international sites—you’re better off just getting a Visa. 😉

Jerry Clark said:Are you 100% sure about that? I keep seeing people on forums saying PayPal won't touch a standard checking account—only specific ones. Of course, when you ask at Chase, they just shrug their shoulders and give you some "it should work" nonsense. I'm not about to go through the hassle of opening an account if it's just gonna be a gamble...

I've got that Chase Inspiration card linked directly to my checking account and it works fine with PayPal, so don't sweat it. 😉

Nathan Wood4 said:Does anyone happen to know what the spending limit is when using a student checking account for installment plans? Please, if anybody has the scoop, let me know—it’s kind of an urgent situation for me!

$333

The student American Express statement always closes on the 2nd of the month, and then the payment hits about seven days later—so usually by the 9th. If that falls on a Sunday or a holiday, it just rolls over to the next business day.🙂

It can go up to $667. Your first installment hits on the next billing cycle. So, if you pick this up tomorrow, you won't see the charge until July 9th.

They're basically the ones handling my paychecks (my employer sends the cash to them, they take their cut, and then the rest lands in my account).🤷

I swung by Student Services today to drop off my bank account info, and the guy there basically told me they don't even need it. I have no idea how they're planning to handle my payouts starting July 1st. 🤷

Better than $17 any day.

Anyone else having issues with that new Financial Planner tool over at Chase?
I signed up for it online over three weeks ago, and I've just been stuck staring at this message ever since:

"Data preparation is underway. Your Financial Planner will be ready to use in a few minutes. Once complete, you can access it via the 'New Financial Planner!' link in the main Chase menu."

I emailed customer service about a week ago, and they just gave me the usual "IT is working on a fix" line, but still nothing. 🙄

The interest rate on overdrafts for the student account package is 8.98% annually. So, if you were maxed out at $333 for an entire year, you'd end up paying $30 in total interest.

$1.75 That's just the monthly fee for the S&P 500 package at Chase.

Unless you’ve got enough cash sitting in your checking account to cover the whole rig right now, you're stuck. Your revolving credit limit on Maestro is actually lower than what you'd get with an Amex, $333. 🙂

Your account isn't valid until March 31st; what matters is whether they approved your overdraft limit. Your checking account—and any others you have—doesn't just expire.
Bottom line, you’re good until March 31st. Plus, if you're still a student, there's no reason they wouldn't extend your overdraft. You'll be able to check your online banking in March to see if they bumped your limit for another six months. 😉

Even if they don't extend it and you end up owing them that $100 week or two, it's really no big deal. They'll just charge you a tiny bit of interest, and that's it. 🙂

Fill out the blank promissory note and get it notarized (you and the debtor both need to be there). It’ll act just like a court-ordered judgment for enforcement.

Posted on their Facebook page:

"Some good news at last! We're reopening by Monday, Jan 7th, 2013, at the latest.
From what I know so far, everything will be 50% off!"