Look, they aren't exactly small players either. If they decided to pull out all at once during a liquidity crisis, JP Morgan Chase would find themselves in a massive amount of trouble.
They didn't just cut the overdraft limits for people who don't touch them; they actually jacked up the limits for those who do. It might sound counterintuitive, but there's a cold logic to it. Customers sitting on a steady overdraft are basically a walking ATM of interest income for the bank. By doubling their limit, the bank essentially doubles its potential revenue from those specific interest payments. At the same time, they slashed the limits for everyone else—likely just to maintain liquidity so they aren't caught shorthanded if everyone tries to drain their accounts during an economic crunch or some other emergency. My guess is the total pool of available credit across all clients stays roughly the same; if one person gets a bigger slice of the pie, someone else has to lose a piece. A bank simply doesn't have infinite cash to cover everyone hitting their max limit at once. It's all perfectly logical, except for the fact that they flipped their entire policy 180 degrees overnight. Maybe the old way was fundamentally broken 😁
Just a quick note: don't go confusing my username with me personally
I was at the album launch last night. They’re solid. This new record is a departure from their older stuff—it’s got a much more laid-back, melodic vibe to it.
Tyler Grant86 said:The album was supposed to hit Earwing last fall, but once bara left, Earwing basically stopped functioning as a label altogether. I’m not entirely sure what their current status is, but we’re actually reaching out to them right now to come play at Kset on May 17th alongside Bambi Molesters, Peach pit, FNC Diverzant, and Man Zero. It’ll be one of two nights dedicated to honoring bara... the second one is happening at The Swamp the following day...
For bara at The Swamp the next day 😕 😕 😕 Is this that thing you mentioned to me? If it is, I still don't quite get it...
Tyler Grant86, who's stopping you from sharing your thoughts on Eclipse 😉 I had to bring up Peach Pit because they're everywhere lately. I actually made an effort to sit down and listen to them a few times, which—unlike some other shows in your genre—wasn't a complete waste of my time.
You nailed it, Kevin Chavez3 😁 They're one of those rare bands I can't stick with for more than ten minutes, even though I’ve genuinely given them a fair shot a few times. On top of that, they're loud enough to make you think they were punished by being forced to load artillery cannons during a rough childhood.
Darko što said:LET'S GET BACK TO BUSINESS, YOU GUYS WENT OFF ON A TANGENT. The biggest nonsense about starting a small business these days is that you either need eight years of experience in the field, have to hire someone who does, or pass some master certification exam—which has its own ridiculous hurdles. They claim it’s about maintaining quality. TOTAL NONSENSE. You could work somewhere for 15 years and still not know a damn thing about the actual trade. Personally, I run my own shop and I have an employee on paper who meets all those bureaucratic requirements. I taught myself the job from scratch, and it has nothing to do with my formal education. I think I’m doing a good job, mostly because I'm drowning in work and my clients are happy. These Department of Labor requirements are just a way to force artificial employment; if nothing else, it's a baseless excuse. Not to complain, but having worked under some of the old "pros," I have to be honest: a huge chunk of them were complete frauds.
😕 😕 😕 😕 😕 Regarding education, as far as I know, there are certain service businesses where neither a degree nor a master certification even matters. What do you think all those people with degrees in marketing and business consulting actually did to end up running small shops? 😉
Hey, does anyone actually know the upside of being unemployed? Circulation gets a massive boost, and you might even stretch out an extra inch or two. I've even heard stories about people miraculously recovering from illnesses, though there isn't enough data yet for any real scientific study. 😉
Steven Ward10, your core issue won't change just because you spend hours rowing on an ergometer. 🙂 🙂
Casey Palmer5 said:Look, I know what I’m talking about—there aren't any major side effects, but there isn't much benefit for healthy people either. At the end of the day, astronauts still have to work out, right? EMS is just a supplement. It’s nowhere near efficient enough to reshape someone's physique without putting in actual effort. Plus, there are contraindications to consider, and plenty of different EMS variations out there.
It’s not quite 90%; we generally lean toward traditional physical therapy. 🙂 EMS is used when natural muscle innervation is weakened and voluntary contraction can't be achieved—and occasionally when it is intact, though that's rare. But that’s just maintenance, definitely not for making progress.
Finally, someone who actually knows their stuff. 🙂 Steven Ward10, believe me, I’ve spent a significant amount of time working with astronauts, so please don't speak out of turn. If you only knew the kind of workouts they do up there... The problem of zero gravity and maintaining muscle mass in that environment hasn't been solved to this day. Astronauts on long-duration missions have to do hours of intense exercise using resistance bands (because weights are useless without gravity 😛), doing things like rowing and similar movements. Even with all that training, after several months in zero-G, their bodies aren't even strong enough to support themselves when they return to Earth, so they often have to be carried off the spacecraft. EMS has only recently become a minor supplement used as passive exercise—basically, while they're busy doing something else. To claim that astronauts atrophy because of EMS is, frankly, unprofessional. But then again, around here, it’s become common practice to toss science around without any foundation. If someone were to ask about the composition of the soil on Neptune, a hundred armchair experts would jump in to engage in a "scientific" debate. And if the topic happens to be medicine, football, or politics, there's no shortage of self-proclaimed experts. 😛
Steven Ward10 said:A few friends of mine have used it. 🙂
Read this if you want to be an astronaut.
I read what Steven Ward10 wrote. I was lucky enough to spend some time working at NASA once, and trust me—what you're talking about has absolutely nothing to do with electrostimulators. 😉