Posts by briskfalcon15

There's actually a dedicated sleep disorder center available here

Though, honestly, I think your best bet is just to touch base with your primary care doctor first. You'll probably need them to write you a referral for a specialist, and typically, those types of consultations are handled through psychiatry...

Good luck! 🙂

I actually stumbled upon some info about this yesterday by pure chance while browsing a news site.
It’s called Sleep Related Eating Disorder (SRED).
Here’s a little something to get you started, but you should probably do a deeper dive on Google...http://www.sleepeducation.com/Disorder.aspx?id=35 😉

I feel like I’ve seen a thread like this floating around before... I remember someone suggesting that you can actually use a little bit of powder-based stick deodorant on high-friction areas. It creates this thin protective layer that helps everything just glide smoothly without any chafing 😉

So, my period is running about 10 days late right now...

Before I go ahead and take a pregnancy test—though honestly, I think the chances are pretty slim since we're being careful and using protection—I wanted to ask if anyone knows:
Can a viral infection actually cause your period to be delayed?

I recently caught a childhood illness, and it just hit me how much of a concern that can be, because those kinds of infections and pregnancy definitely don't mix well...😢>

Carol Johnson3 said:Oh my goodness!!!!!!!!!!!!:🤣😂Watch out, everyone, the Great Wave is coming... it's lurking right in your bathrooms. Save yourselves!🙂

A tsunami from the toilet bowl...😂 🤣

And that stuff about rats? My dad used to tell me those stories all the time...😲
I honestly don't know how I managed to get through life without being terrified of being trapped...😉

Apparently, you can get 100% ignition if you smear a powder-based deodorant over a critical area—basically any stick formula that uses powders...

You've got this entire subforum right here, so I’m pretty sure you’ll dig up some useful info...

Take this thread, for example—

Hannah Watson85 said:They reached full size just a year after puberty started... been the same size since 1998 😁 ... I'm 23 now 😉 ... wearing a 38D or a 40A... and no, I don't do anything high-impact :/

I'm going to be intentionally off-topic for a second here 😉
It sounds like you're having a bit of a hard time finding the right bra fit.
The number represents the band size, while the letter is the cup size.
It totally makes sense if your band size fluctuates by about two inches depending on the brand, but it doesn't really add up that your cup size would jump all the way from an A to a D😕

Mark Gonzalez9 said:Dr. Hance
is located on the west side of the park—right around the area between the Textile worker and Kulusic, heading toward the Department of Defense...

Also, I think it was Hance-Petrinovic, if I recall correctly...

Second said:I actually pulled this move once. I told my advisor at Charles Schwab, "We split the commission, or there is no deal." He went for it. The insurance policy he ended up selling was actually quite a good value, though I made sure to run the numbers myself beforehand.

I've definitely been in a similar spot where I negotiated through them, but I never just blindly followed their lead. If I were giving advice to briskfalcon15, I'd suggest doing all the legwork before handing anything over to an advisor. If you hand the reins to someone who doesn't know the ropes, they're almost certainly going to push whatever earns them the biggest payout... though occasionally, that happens to be a decent deal for the client too...

Skegro said:So, I’m asking again:

Would you honestly tell your dear neighbor Barica—who actually knows her way around money—to go seek advice from some "unqualified and untrained financial advisor," or would you just suggest she keeps her cash under the mattress?

I mean, I really don't know...

You have no idea how many people out there are being talked into dumping their savings into financial products that are total losers, only to find they're getting back less than they originally put in after just a short period...😢

I'm honestly afraid that a huge chunk of the financial advisory world is exactly like that, driven mostly by their own commissions while the client's best interests barely even cross their minds...👎

banderas said:I'm putting together my PhD application😛
Honestly, I still feel like that piece of paper doesn't mean much on its own. I'd much rather learn finance from Tedeschi than from 90% of the professors in an economics department.

You guys are just slaves to the old system...🙂

I'm happy for you🙂
And I totally agree—there’s nothing quite like the thrill of learning by working alongside a top-tier expert. No degree can ever truly replace that kind of hands-on experience.

That said, I do think theory and practice are two different animals. Studying gives you a certain breadth of knowledge that you just can't pick up solely through practical work. I work with some incredibly talented people from Ivy League schools, yet I almost always get the feeling that there's a missing piece to their puzzle. Formal education doesn't teach you everything. But then again, having that drive and ambition is huge too. But that's probably a whole other conversation...

I'm not sure who you're referring to... there doesn't seem to be anyone by that name here...
The car was just an example here. I really feel like if someone is teaching finance, they need to actually practice what they preach... otherwise, how can they be taken seriously? As for you all getting hung up on diplomas and credentials, that’s entirely your call... 😁

It’s really great to see more high-quality job openings popping up on Indeed lately, especially those where they list "N/A" under the required education level...

Can we please just stop with this OB bullshit...

And while we're at it, just let me know what kind of professional background you have...😉

It’s honestly so vital to look at how much someone actually wants to learn... because let's be real, there are so few jobs left out there where you don't have to constantly level up your skills just to keep pace...

Jose Miller3 said:What exactly is an OBV?

Look

banderas said:Deloitte is a perfectly standard thing to have out there, but here, people immediately start wondering how much the financial advisor is getting paid for their advice. It honestly irritates me when I start thinking about who they're actually getting kickbacks from if I'm not the one paying them directly. Instead, everyone just jumps straight into conspiracy theories and rumors... 😁
It’s the same deal with advisors—if they know what they’re doing, I really don't care if they learned it at a university or through some random seminar. In this country, degrees are overrated anyway. The bottom line is whether they can actually do the job. So far, I haven't seen anyone here prove they lack the expertise; instead, people have just started bashing the big insurance firms and all that nonsense.

Those aren't conspiracy theories at all🙂
Just ask someone working at a major insurance firm about which companies they partner with, and you'll see they almost exclusively work with just one.

Do you really think that's because it's the best option for the clients?
Of course not. It's because that specific company has the best relationships with the agents, offers the highest commissions, and hands out great bonuses.

And by the way, I don't work in insurance, but I happen to have some good inside info.

Only once we start paying for advice ourselves can we be somewhat certain that the advisor is actually looking out for our interests.👋

Vicky said:Look, since a financial advisor handles such a critical part of someone's life, I really hope they're ready to show off their credentials, certifications, specializations, or any other paperwork similar to what my doctor or lawyer would carry.

Believe it or not, I actually know one person who truly invests in their own education...
but honestly, people like that are pretty rare.
plus—once again, their own paycheck usually comes before the client's best interests (which I can't exactly blame them for, since that's how they make a living)

Charles Schwab said:....................

I know this for a fact because I work in an industry where these types of "advisors" play a massive role. They often aren't giving you advice that's actually best for your wallet; they're just pushing whatever nets them the biggest payday.

For instance, they’ll push insurance policies from specific companies just because those firms offer the highest commissions or kickbacks, completely ignoring whether that provider is actually the best fit for the client.

It's the same story with life insurance versus mortgages or retirement accounts—they'll lean toward the one that pads their pockets more.

A truly smart advisor will focus on keeping the client happy and eventually offering all three options if the person has the extra cash... that's when the products with lower margins finally get brought up.

So, the whole idea of a "financial advisor" can be a bit of a...👎

I've actually signed a few contracts through one of them before (mostly because I wanted to make sure they got their cut), but only after I had already done my own homework and decided exactly where and why I wanted to invest. Information is so easy to find these days...

Brandon Nelson3 said:Dr. Rušinović from Supernova passed away. 😢

He was such a wonderful man... he really deserved everything for helping my princess be here with us today. 🙏

I'm right there with you... I actually shed a tear when I saw the news in the paper. 🙂
Where on earth do you find another expert like him... or just a truly great human being like that?

Kenneth Price8 said:briskfalcon15, I find that two drops of Steve's in my green flavored tea is perfect, but I don't really do coffee.

Maybe I'll give two drops in my coffee a shot too... and definitely try it in green tea!!!
It’s not even the bitterness that bothers me, it’s more that aggressive sweetness... kind of like when I take a sip of a cappuccino and hit an undissolved Nutrena tablet in the foam🙂 )

I picked up some Stevia at Whole Foods. I’m honestly not sure if I can get used to it... it has this intense sweetness that feels kind of aggressive... I just can't stand it in my coffee... personally, I think I’d have an easier time switching to black coffee than trying to drink coffee with Stevia...
I guess I’ll have to try those sweet recipes from the cookbooks that use Stevia, or maybe some tea... hopefully it turns out better that way...
Does anyone else actually like it?😕