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Posts by placidmaker6

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Domestic transfers and payments in USD in Banking, Insurance & Loans ·
It’s $2 online, but if you’re hitting up a teller, expect closer to $6—$3.25depends on which bank you're using, I guess.

(via Reddit)
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
If the payment request is set up so the County knows exactly who paid what, then we’re golden. All you have to do is transfer the funds from account xy to account xx.

(via Reddit)
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
If they're asking for a Routing Number, then there’s no way the bank got it wrong.
If the post office processes a payment using an account number that isn't a valid Routing Number, that's a straight-up violation!
Intel Visa in Banking, Insurance & Loans ·
You don't actually pay for the debit cards themselves; you're just paying the monthly maintenance fees on the accounts they're linked to.

(via Reddit)
Chase Online in Banking, Insurance & Loans ·
If your Duke Energy bill isn't sitting in JPMorgan Chase, don't expect the payment to execute right away!

(via Reddit)
Mistaken wire transfer/payment error in Banking, Insurance & Loans ·
It will. The Routing Number is the only thing they use to track the payment.
Where can I find my routing number? in Banking, Insurance & Loans ·
Look, it’s the sender's responsibility to make sure they actually type in the right routing number when sending money.
The calculators work fine, but they aren't psychic—they have no way of knowing if you entered the wrong account number to begin with.
Anyone have experience with JP Morgan Chase? in Banking, Insurance & Loans ·
Of course it’s possible. Interbank clearing doesn't run on weekends.

(via Tapatalk)
Bank account frozen: What should I do? in Banking, Insurance & Loans ·
They won't just be paying back the principal; they’ll be stuck with interest and fees too. So we're talking at least 200-$100 more than what they actually owed.
Every single bank and currency exchange office out there changes their rates daily

(via Reddit)
Where can I find my routing number? in Banking, Insurance & Loans ·
Basically, every single bank has assigned a routing number to all types of accounts—checking, savings, business, you name it.
Can't find yours? Just run it through a routing number calculator.
Google: routing number calculator (it’s the same algorithm everywhere)
Chase Student Starter Pack in Banking, Insurance & Loans ·
urbaneagle17 said:Around the 15th of last month, I put some purchases on an installment plan using my American Express. I need to know when that first payment actually hits. Some people told me it would be the 9th, but it’s already the 10th and nothing has been charged to my checking account yet. -.-

Just check your American Express statement. It tells you exactly when the charge hits your bank—usually about a week after the statement closes.
Where can I find my current account number on my Chase card? in Banking, Insurance & Loans ·
An IBAN in the US has 21 digits total!
The lottery clearly just wants the checking account numbers—you know, the ones starting with 32 at any major bank like Chase or Wells Fargo.
Where can I find my current account number on my Chase card? in Banking, Insurance & Loans ·
The stuff starting with Alphabet is just an IBAN—it’s the new global standard for account numbers, though you see it everywhere in the United States.
The xx part is just two check digits, followed by what used to be your standard account number (7 digits for the bank, 10 for the account itself).
You can actually calculate those check digits yourself (*) even if the bank gave you the IBAN; just check your statement.
(*) Honestly, just Google an "IBAN calculator" and call it a day.

BTW, how exactly do you plan on registering on the Powerball site using a business account?
Quick question about credit cards in Banking, Insurance & Loans ·
They shouldn't be turning people away.
I used my Mastercard $0.42 (in Washington, D.C.)
the other day.
Quick question about credit cards in Banking, Insurance & Loans ·
Just ask a bank after New Year's rolls around.
ATM issues/locations? in Banking, Insurance & Loans ·
He's posting in other threads; this one's specifically about ATMs
ATM issues/locations? in Banking, Insurance & Loans ·
Kimberly Gonzalez7 said:Hey there—does anyone happen to know which bank has the most ATMs spread out across the US?
Also, just checking... if I get an account, will I be able to use my card while traveling outside the States too?
Oh, and one more thing—is there a specific bank out there that doesn't charge those pesky monthly maintenance fees for checking accounts?

Sent from my Motorola Razr

Probably JPMorgan Chase, then Bank of America, maybe Visa
All cards (Maestro and Visa) work at ATMs outside the US too (just don't expect it to be free)
Chase Online in Banking, Insurance & Loans ·
It should be exactly the same as right now
Amanda Wilson93 said:Does anyone happen to know where I can go in Washington, D.C. or maybe out in suburban Philadelphia to exchange some Turkish Lira?🙂

Maybe in... Wells Fargo folks. It’s owned by a Turkish conglomerate.