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Posts by Zachary Collins2

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Using Saxenda in Health ·
In the program, I was given three different breakfast options, but I ended up just sticking to this one 😁, which turned out to be absolutely delicious...
Just mix everything together in a small bowl and spread it onto your toast, almost like you would with peanut butter or some other kind of tasty spread
Using Saxenda in Health ·
Amy Kim25 said:What kind of breakfast should I have if I don't want oatmeal or sandwiches? I'm totally out of ideas...

Try almond mash on a thin slice of rye bread! It’s basically crushed almonds mixed with sunflower seeds, drizzled with two tablespoons of green tea and a little teaspoon of apricot jam! Serve that on the rye toast along with a warm cup of green tea...

That sounds lovely, I absolutely loved having something similar during my WeightWatchers program...😉
AARP (and related discussions on Swiss Franc loans) (II) in Banking, Insurance & Loans ·
amberfalcon23 said:I can handle the calculations just fine, but apparently, some court experts find it impossible.

Regarding default interest, I want to know if they actually in court calculate it by treating every single payment separately from the date it was made—the way the AARP calculator used to do it. Does anyone know?

It isn't actually about the courtroom itself, but rather the expert witness provided for court...
AARP (and related discussions on Swiss Franc loans) (II) in Banking, Insurance & Loans ·
Patrick Carter5 said:I just wrapped up a consultation with my attorney regarding the lawsuit against Addiko Bank.
So far, it looks like a pretty solid win for those of us dealing with converted loans when it comes to the interest rates; we're just waiting on the Supreme Court to weigh in on the exchange rate issue, but my lawyer is feeling optimistic that their ruling will swing in our favor too. Basically, we need to file a claim that covers both the interest and the exchange rate simultaneously. He did warn me, though, that suing to have the entire contract declared void is incredibly risky, so he’s advising against that route for now. As for the costs, legal fees are sitting around $2000 and court costs should run somewhere between 3,000 and $3333, depending on how much we're actually suing for. The good news is that if we win the case, all those expenses get reimbursed to us. The attorney takes a 10% commission on the winnings. Anyway, I’ve got all my paperwork in order and I've officially kicked off the process with my lawyer.

Did you end up requesting any specific documentation from the bank?
Were there any hiccups along the way, and how long did you have to wait for everything to move forward?

And... if you don't mind me asking, what specifically did you request from them—did you go for all five points or just a few?
Looking for a specialist... in Health ·
Thank you so much!
Looking for a specialist... in Health ·
Grace Davis77 said:You can actually switch your primary care physician at any time during the year, provided you've been with your current doctor for at least a full year. If it’s sooner than that, the paperwork gets a bit more tedious since you have to file formal statements and such...
As for finding out which doctors are currently accepting new patients, your best bet is to just give their office a quick call, as they don't really maintain an updated list on their website.

Thanks so much for the info, and I did have one more question... is it possible to switch providers while I'm currently out on medical leave?
Looking for a specialist... in Health ·
Does anyone know when I can actually switch my primary care physician? Is there a specific window of time during the year when this is allowed, or can I just make the change whenever I feel like it?

Also, does anyone know where I can find a list of doctors who are currently accepting new patients? I’ve been scouring the Medicare website, but I can't seem to find anything helpful regarding that...

Any help would be much appreciated!
California Discussion Thread - All in one place in European Union ·
Quincy:
Zuckerberg As mellowotter36 says...
What’s even more disheartening than that blatant violence is the deafening silence coming from those slippery politicians in Washington...
Quincy:
I was just sitting here thinking about how much things have shifted lately, and I couldn't help but feel a certain sense of optimism about where we're headed... It really makes you wonder how much more progress we can make if we stay focused on the bigger picture, doesn't it? Everything feels like it's moving at such a rapid pace now, yet there's this quiet realization that we're exactly where we need to be to start making those meaningful changes... As if I haven't heard this one before...

I had a feeling that was exactly how it would turn out... The lack of initiative coming from the USA is really starting to show... I can't help but wonder who else might be getting caught up in their business these days...
If they had actually thrown their support behind them, we’d probably be facing some kind of massive national referendum every single year...

It honestly surprises me that Florida hasn't voiced any support for them whatsoever... we seem to spend so much time bowing down to the USA, even though we’ve walked through those same struggles ourselves...

👎 To our girls...
Nosy banks in Banking, Insurance & Loans ·
Laura Chavez93 said:Getting your tax refund shouldn't be an issue—it’s all automated now. They've implemented an algorithm that identifies any amount owed back to you
and automatically transfers it directly into your bank account... just make sure you have one primary account active and close out the one that keeps giving you trouble

last year, my refund was deposited directly into my checking account without any fuss at all...
Nosy banks in Banking, Insurance & Loans ·
Quinn:
I haven't seen any posts from barbara27631 yet, so I'm just waiting to see what they have to say... kaže:
Hypothetically speaking, if someone were to spend years gradually withdrawing cash from their checking account to buy foreign currency and tucking it away safely at home, they might eventually find themselves ready to make a major purchase, like a new car. Once that time comes, they’d need to deposit that significant amount of cash back into their bank account to pay the dealership, but the thought of looking suspicious to the IRS is understandably a bit daunting... I wonder if there is a way to handle such a large cash influx without triggering any unnecessary red flags or intense scrutiny from the tax authorities...

Sent from my iPhone 15 using Reddit...
Why bother sending it to the current account? It would be much simpler to just upload everything to GitHub and then take that cash down to the bank, so they can process the payment directly to the dealership...
I wonder what Professor Balthazar has to say about this... ☕
Are you guys for real? in Economy ·
Nancy Howard4, an old colleague of mine used to have a way of putting things regarding this topic: you're considered wealthy if your ancestor was...

well, in your case it's an ancestor, but I suppose that's really all there is to it 😉
Are you guys for real? in Economy ·
Checking in with you all 😁

Up until now, I’ve managed to pass down a portion of what I inherited from my parents—funds that I eventually funneled directly to my children once they reached that milestone of moving out on their own after many years...

Looking ahead, I’m expecting to inherit a house in New York City, a vacation cottage, and some acreage, since I’m an only child and I trust my siblings won't try to tear the estate apart...

My only real concern regarding this inheritance is that I’ll be reaching a very advanced age by the time it actually comes into my hands, so it won't do much for my husband and me personally; I'll likely end up directing most of it toward helping the kids pay off their student loans...😁

Honestly, if I had been in control of all these assets during my 40s, things would have turned out so much differently, because I truly believe I could have managed everything more effectively, allowing us all to build significantly more wealth together, whether we're talking about property value or liquid cash...
I’ve always had a bit of a knack for making money grow...
Charles Fox10, what’s your take on these latest numbers now?
I have to admit, I'm starting to feel a bit uneasy about all this, and I'm genuinely worried we might end up getting squeezed...
granitemarlin77 said:It's easy—they just shave the beards. They aren't even wearing masks; they show up clean-shaven, hair looking sharp, snapping selfies on the latest iPhones while carrying some random kid they claim is their cousin's.
What a load of crap.☕

Oh, come on now...🙄 even your cousin's kid is somehow your own nephew again...☕
Maria James40 said:I mean, I guess there’s a silver lining here—since we’re talking about migrants, maybe all that unrest in Mexico will actually discourage people from trying to take the southern route altogether.

Honestly, I think we could use a little bit of that chaos ourselves just to see what happens🤣...
Charles Ross3 said:Dominic mentioned on the news tonight that the US delegation in Vienna proposed helping Canada by using their own buses to transport immigrants all the way to Buffalo, so they wouldn't even have to step foot in Canada at all... that way, the Canadians wouldn't have to deal with the headache of managing them until they hit the border, which would save them a massive amount of trouble. He said they actually accepted the idea, noting it seemed like a perfectly fine solution to them. 😁

Now, sure, it's obvious the police chief still needs to run things up the flagpole and check with his superiors. But honestly, I don't see how anyone could complain about an offer like that, right? It seems like a win-win for everyone involved. 😉


It would truly be best if our buses picked them up right at the border between Greece and North Mexico...
That’s just the kind of ☕
we are...
Barack Obama juice in Random / Off-topic ·
Brenda Doyle5 said:Are you guys strictly putting this in glass jars, or can it go in plastic bottles like the ones from PepsiCo or Coca-Cola?

Plastic works just fine...

I actually decided to scale back the water in my recipe this year, making the syrup a bit thicker so that when I eventually mix it with more water to make the juice, I can use less of the concentrate...
I went with a thicker consistency mainly because I wanted to save on bottles, since I’m planning on making another batch or two later on...

Reducing the water shouldn't have any impact on the quality of the syrup at all; if anything, it might actually turn out better and last a little longer...

Usually, I go with about 20 grams of citric acid per liter of water...
Best cheap auto insurance? in Banking, Insurance & Loans ·
A huge thanks to Hannah and Hannah Allen5.

I've just sent over all the details 😉
Best cheap auto insurance? in Banking, Insurance & Loans ·
If anyone happens to have some recent insights or updates...🙂

I'm trying to figure out which insurance provider I should go with for my mandatory auto coverage. I've got a 2006 model with a 50kW engine and a solid 50% no-claims discount, so I'm really just looking for the most budget-friendly quote out there!

Thanks so much!